영어 모의고사 (자동 편성)

Many households save far less for retirement than conventional financial advice would recommend, not necessarily because they ①lacks the resources to do so, but because a combination of procrastination, present bias, and the discomfort of forgoing current consumption repeatedly delays the decision to begin saving. Recognizing this gap between intention and action, some economists have proposed a savings program in which employees commit today to ②allocating a portion of their future salary increases toward retirement savings, rather than being asked to reduce their current take-home pay immediately. Because the sacrifice applies only to income not yet received, the commitment ③feels far less painful than an equivalent reduction in present earnings would, making employees considerably more willing to enroll. Once enrolled, the contribution rate automatically rises with each subsequent raise, ④gradually increasing savings without requiring any further deliberate action from participants. Field trials of such programs have reported substantial increases in average savings rates over several years, alongside participant satisfaction that ⑤remains notably high.

Imagine rewriting a bacterium's code the way a programmer ①edits a line of software, and much of what synthetic biology promises begins to make sense. Researchers in this field assemble standardized genetic parts into circuits ②that can be inserted into a cell, instructing it to perform a task that no natural organism would carry out. Because these circuits are built from interchangeable parts rather than designed from scratch each time, a circuit tested in one lab can often ③reusing, with minor adjustments, in an entirely different application. Critics note that biological systems rarely behave as predictably as electronic circuits, since a gene ④inserted into a new cell can interact with existing pathways in unexpected ways, occasionally producing results no engineer intended. Even so, as the catalog of standardized parts keeps expanding, engineers are gaining confidence ⑤to design increasingly complex systems, treating the cell as a chassis onto which new functions can be loaded.

Every time a smartphone connects to a cell tower or a Wi-Fi network, it ①quietly records a data point that can later be pieced together into a detailed map of where its owner has been. Most users agree to this tracking without reading the fine print, assuming that a single company's database poses ②little threat. The real danger, however, emerges when location data from multiple sources is combined. A pattern that reveals a person's home, workplace, and daily route can ③expose far more than any single app ever intended to share. Companies often argue that anonymized data cannot be traced back to individuals, yet researchers have ④repeatedly shown that a handful of location points is enough to identify a specific person with striking accuracy. As a result, privacy experts increasingly insist that location data deserves ⑤minimal legal protection, similar to that of medical records.

Bacteria have been cutting up invading viral DNA for billions of years, long before any scientist thought to borrow the trick for use in a ①laboratory. The CRISPR-Cas9 system, as it is now known, relies on a short guide RNA that ②matches a specific DNA sequence, leading a scissor-like enzyme called Cas9 directly to that exact location in the genome. Once Cas9 arrives at the target site, it ③repairs both strands of the DNA helix, and the cell's own repair machinery rushes in to mend the cut, often introducing a small change in the process. By supplying the cell with a template during this repair step, scientists can direct that machinery to ④insert a specific new sequence rather than merely disabling the original gene. What once required years of painstaking work to alter a single gene can now be accomplished within days, a shift in ⑤speed that has reshaped nearly every corner of biological research.

Factories that once employed hundreds of workers on an assembly line now run with a ①fraction of that staff, as robotic arms handle tasks that used to require human hands. Economists have long debated whether this shift destroys jobs or simply transforms them. Historical evidence offers some ②comfort: previous waves of automation eventually created new categories of work that no one had predicted. However, critics point out that earlier transitions unfolded over generations, giving workers ③ample time to retrain, whereas today's robots are being deployed at a pace that leaves little room for adjustment. A factory worker displaced this year cannot simply wait for a new industry to emerge decades from now. For this reason, many economists argue that the real ④challenge is not the robots themselves, but the ⑤sluggish speed at which society is expected to adapt to them.

A rational approach to decision-making dictates that only future costs and benefits should influence a choice, since resources already spent cannot be recovered regardless of what is decided next. In practice, however, people routinely allow such irrecoverable expenditures, known as sunk costs, to shape their subsequent decisions, a pattern referred to as the sunk cost fallacy. Economists therefore urge decision-makers to evaluate each choice based solely on its prospective outcomes, treating past expenditures as ___________ to the decision at hand.

Suppose a mad scientist removed a living brain from its body, placed it in a vat of nutrient fluid, and connected its neurons to a supercomputer capable of generating perfectly realistic sensations. The brain would experience a full and convincing world, complete with a sky, a body, and other people, without ever suspecting that none of it existed outside the simulation. This scenario raises a genuinely difficult question for anyone confident in their own perception: how could a person ever prove that they are not that very brain right now? Ordinary evidence cannot help, since _______________. Some philosophers conclude that absolute certainty about the external world is simply unattainable, while others argue that the mere possibility of deception is not sufficient reason to abandon our everyday trust in what we perceive.

When people estimate the value of an unfamiliar product, they rarely rely on objective calculation alone; instead, they anchor their judgment to whatever numerical reference happens to be presented first, however arbitrary that number may be. A shopper who first sees a jacket listed at $300 before it is marked down to $150 will likely judge the discounted price as an excellent bargain. Such evidence indicates that rational deliberation alone cannot fully explain how value is perceived, since the ___________ ultimately shapes what buyers are willing to pay.

주어진 문장: In other words, memory is not a fixed archive but an ever-changing record that is rewritten each time it is accessed. For much of the twentieth century, memory researchers assumed that once a memory had been consolidated—transformed from a fragile, short-term trace into a stable, long-term representation—it remained essentially fixed, immune to further modification unless the underlying neural circuitry was physically damaged. ( ① ) This assumption, however, was overturned by a body of research demonstrating that the act of retrieval itself can destabilize a previously consolidated memory, rendering it temporarily susceptible to alteration before it is, in a sense, filed away again. ( ② ) During this narrow window, which typically lasts only a few hours, the memory can be strengthened, weakened, or even subtly distorted by new information encountered in the interim, after which it must undergo a second round of stabilization, a process now widely referred to as reconsolidation. ( ③ ) Consequently, what we experience as a stable recollection may actually be a continuously revised construction, ( ④ ) reshaped every time it is summoned into conscious awareness and returned to storage. ( ⑤ )

Several cities have already reported cases in which an innocent person was detained based on a flawed match. Facial recognition software has moved rapidly from airport security lines into shopping malls, schools, and even private apartment buildings, promising convenience in exchange for a quick scan of one's face. ( ① ) Proponents note that the technology can unlock doors, catch shoplifters, and speed up identity checks far faster than any human guard could manage. ( ② ) Independent studies, however, have repeatedly found that many commercial systems perform less accurately on women and people with darker skin tones. ( ③ ) This gap can lead to wrongful identification with serious real-world consequences. ( ④ ) Until these systems can prove equally reliable for everyone, critics argue, deploying them at all represents a form of quiet discrimination dressed up as efficiency. ( ⑤ )