영어 모의고사 (자동 편성)

Standard economic theory assumes that money is fungible, meaning that a dollar earned as salary is functionally identical to a dollar received as a tax refund or won in a lottery. In practice, however, people routinely sort their finances into separate mental accounts, ①treating money differently depending on its source or intended purpose, a process economists call mental accounting. A household that would never dip into its retirement savings to pay for a vacation might nonetheless spend an unexpected bonus on that very trip without hesitation, even though both sums ②are, in strictly financial terms, equally available for either purpose. This compartmentalization can produce decisions that appear inconsistent when viewed through a purely rational lens: the same individual who diligently saves a portion of every paycheck may simultaneously ③carrying high-interest credit card debt, effectively paying more to borrow than they earn on their savings. Mental accounting is not always harmful, however; by assigning specific categories to specific funds, individuals can also impose useful discipline on their spending, ④preventing money earmarked for essential needs from being diverted toward impulsive purchases. The practice thus reveals that financial behavior is guided less by pure arithmetic than by psychological categories that individuals ⑤impose on money's origin and purpose.

When individuals face uncertainty about how to behave, they frequently look to the actions of others for guidance, assuming that a behavior adopted by many people is more likely to be correct or appropriate than one adopted by few, a tendency known as social proof. Because conformity can substitute for independent judgment so seamlessly, individuals rarely notice when their own decisions have become ___________ rather than genuinely deliberated.

Conventional economic wisdom holds that more options are always preferable to fewer. Empirical research on consumer behavior, however, complicates this assumption considerably. When shoppers are presented with an extensive array of choices, they frequently experience heightened anxiety about making the wrong selection and, paradoxically, become less likely to make any purchase or decision at all. Businesses that recognize this dynamic have begun deliberately curating smaller, carefully selected assortments, betting that ___________ can sometimes generate more sales and greater customer satisfaction than abundance.

Factories that once employed hundreds of workers on an assembly line now run with a fraction of that staff, as robotic arms handle tasks that used to require human hands. (A) However, critics point out that earlier transitions unfolded over generations, giving workers time to retrain, whereas today's robots are being deployed much faster. (B) Historical evidence offers some comfort: previous waves of automation eventually created new categories of work that no one had predicted. (C) A factory worker displaced this year, therefore, cannot simply wait for a new industry to emerge decades from now.

When engineers design the software that controls a self-driving car, they inevitably face a question that philosophers have debated for decades: who should the vehicle protect in an unavoidable crash? (A) This gap between the ideal and the personal choice suggests that ethical programming cannot be settled by public opinion alone. (B) Surveys reveal an uncomfortable contradiction: most people say a car should minimize total harm, yet the same people admit they would never buy a vehicle designed to sacrifice its own owner. (C) Manufacturers, regulators, and philosophers must instead agree on transparent rules before autonomous vehicles are allowed to make such decisions on the road.

The discovery of CRISPR gene-editing technology gave scientists a tool precise enough to correct a single mistaken letter in the human genome, raising hope for curing inherited diseases. (A) Scientific organizations around the world have therefore drawn a careful line, permitting gene editing to treat disease in existing patients while banning any edit that would be inherited by their descendants. (B) Yet editing a gene in a sperm, egg, or early embryo does not simply change one patient; it alters the genetic code passed down to every future generation. (C) Critics worry, however, that as the technology becomes cheaper and more widely available, this line will become harder to enforce than it is to draw.

Facial recognition software has moved rapidly from airport security lines into shopping malls, schools, and even private apartment buildings. (A) Independent studies, however, have repeatedly found that many commercial systems perform less accurately on women and people with darker skin tones. (B) Proponents note that the technology can unlock doors, catch shoplifters, and speed up identity checks far faster than any human guard could manage. (C) Several cities have already reported cases in which an innocent person was detained based on a flawed match.

주어진 문장: This reconsideration stems primarily from a robust experimental pattern documented across numerous psychological studies conducted over the past several decades. It is often assumed that memory operates independently of bodily context, yet research suggests that this assumption deserves reconsideration. ( ① ) When information is learned under a particular physiological or emotional condition, retrieval tends to improve if that same condition is reinstated at recall, a phenomenon researchers call state-dependent memory. ( ② ) Individuals who study while mildly anxious, for instance, often recall material more accurately when tested under similarly anxious conditions than when tested while calm, even though calmness is typically considered more conducive to concentration. ( ③ ) This finding should prompt educators to reconsider the assumption that a single optimal testing environment exists for every learner, since matching internal states across encoding and retrieval provides retrieval cues that a mismatched state cannot supply. ( ④ ) Critics might argue that such effects are minor and inconsistent, yet accumulated evidence across pharmacological and emotional studies is difficult to dismiss. ( ⑤ ) Policymakers designing assessments should therefore weigh not only content difficulty but also the physiological continuity between preparation and examination, since ignoring this dimension risks underestimating certain students' actual knowledge.

주어진 문장: As a result, the frequency of an event in someone's memory can feel like solid proof of its real-world frequency, even when the two have little real connection. Imagine two travelers preparing for the same trip: one refuses to fly after watching news coverage of a recent plane crash, while the other books a flight without hesitation. ( ① ) Statistically, air travel remains far safer than driving the same distance by car, yet vivid, emotionally charged images tend to dominate human judgment more powerfully than dry statistics ever could. ( ② ) This tendency, in which people estimate how likely an event is based on how easily examples come to mind rather than on actual data, quietly shapes countless everyday decisions. ( ③ ) News broadcasts that repeatedly feature rare disasters can leave viewers convinced that such events are common, even though official records clearly show the opposite. ( ④ ) Advertisers and politicians alike exploit this pattern, knowing that a single striking anecdote often persuades audiences more effectively than pages of careful statistics ever manage to. ( ⑤ ) Recognizing why memorable examples overshadow objective probability therefore matters, both for making sound personal choices and for noticing when public fear has drifted far from measurable reality.

주어진 문장: Traditional economic models, in fact, offer no straightforward account of why unpaid, amateur labor should raise an object's perceived worth in the eyes of its very creator. Why do people often overvalue objects they have partly built themselves, even when the finished product is objectively inferior to something they could have simply purchased? ( ① ) This puzzle, which researchers named after a furniture retailer famous for selling items that require home assembly, challenges the standard economic assumption that value is determined solely by an object's inherent qualities. ( ② ) In a series of experiments, participants who assembled a plain storage box were willing to pay nearly as much for their own imperfect creation as they were for a professionally built version, despite being fully aware of its flaws. ( ③ ) Labor, it seems, functions as a kind of psychological investment: once effort has been poured into a task, individuals become reluctant to judge the outcome objectively, because doing so would require admitting that their effort was partly wasted. ( ④ ) This tendency helps explain why consumers often prefer products that demand some degree of personal assembly, even when a comparable finished item is available at a lower price and requires no time investment whatsoever. ( ⑤ )