영어 모의고사 (자동 편성)

Policymakers seeking to improve public welfare without restricting individual freedom have increasingly embraced an approach ①known as nudging, which alters the environment in which choices are made rather than mandating particular outcomes. A nudge preserves every option that ②was previously available; it simply arranges those options so that the choice deemed most beneficial becomes easier or more visible than the alternatives. Placing fruit at eye level in a school cafeteria while keeping dessert accessible but less prominent, for instance, ③do not forbid any student from choosing dessert, yet it measurably shifts consumption patterns toward healthier food. Advocates argue that such interventions ④respect autonomy precisely because no option is removed and no penalty is imposed for choosing differently. Critics, however, contend that even subtle architectural choices exploit predictable cognitive shortcuts, ⑤raising questions about whether influencing behavior through psychological means is meaningfully different from more coercive forms of persuasion.

Social media platforms rarely show users a neutral stream of information. Instead, recommendation algorithms ①are optimized to maximize engagement, and content that provokes strong emotion, particularly outrage, tends to hold attention longer than balanced reporting ever could. Over time, users ②exposed to a steady diet of emotionally charged content may come to believe that extreme opinions are far more common than they actually are, simply because those opinions ③dominate their feed. Researchers describe this as a distorted mirror: the platform reflects not society as it truly is, but a version ④shaping by whatever keeps people scrolling. Some platforms have experimented with reducing the visibility of outrage-driven content, only ⑤to see user engagement drop.

Factories that once employed hundreds of workers on an assembly line now run with a ①fraction of that staff, as robotic arms handle tasks that used to require human hands. Economists have long debated whether this shift destroys jobs or simply transforms them. Historical evidence offers some ②comfort: previous waves of automation eventually created new categories of work that no one had predicted. However, critics point out that earlier transitions unfolded over generations, giving workers ③ample time to retrain, whereas today's robots are being deployed at a pace that leaves little room for adjustment. A factory worker displaced this year cannot simply wait for a new industry to emerge decades from now. For this reason, many economists argue that the real ④challenge is not the robots themselves, but the ⑤sluggish speed at which society is expected to adapt to them.

The discovery of CRISPR gene-editing technology gave scientists a tool precise enough to correct a single mistaken letter in the human genome. Yet editing a gene in a sperm, egg, or early embryo does not simply change one patient; it alters the genetic code passed down to every future generation. Scientific organizations around the world have therefore drawn a careful line, permitting gene editing to treat disease in existing patients while banning any edit that would be inherited by their descendants. Critics worry, however, that _______________.

Political philosophers have long debated how much authority, if any, a government may legitimately claim over free individuals. (A) Critics on one side, the anarchists, insist that even this minimal government inevitably violates the rights of those who never consented to join it. (B) Robert Nozick imagined a hypothetical starting point in which people live without any state at all, each relying on private arrangements to protect their own person and property. (C) He argued that a minimal state, limited strictly to enforcing contracts and protecting citizens from violence, theft, and fraud, could arise gradually through a series of voluntary exchanges, without anyone's rights ever being violated along the way.

Loss aversion does not only influence individual financial choices; it also shapes how information is presented and interpreted in everyday transactions, a phenomenon that marketers and policymakers have learned to exploit deliberately. (A) For example, a retailer who frames a price reduction as "avoid losing a $10 discount by ordering today" typically generates a stronger customer response than one who simply advertises "get a $10 discount," even though both messages describe an identical saving. (B) In other words, the manner in which a choice is presented can activate the same psychological aversion to loss that governs decisions about resources already possessed, meaning that framing itself carries real economic weight. (C) This effect is not confined to retail settings, however; negotiators, too, often treat concessions as losses rather than as steps toward mutual gain, which makes compromise feel more costly than it objectively is.

The role of emotion in decision-making carries important implications for how financial advice should be delivered. (A) An advisor who presents only statistical projections and probability distributions, however accurate, may fail to help a client translate that information into a decision that feels manageable rather than overwhelming. (B) Effective financial communication, therefore, often pairs quantitative analysis with reassurance calibrated to the client's emotional state, particularly during periods of market turbulence. (C) Clients facing significant financial decisions are rarely persuaded by numbers alone, since anxiety about an uncertain outcome can override even a clear rational case for a particular course of action.

There is also a quieter cultural cost that rarely appears in productivity reports. Sensors buried in the soil now report moisture levels in real time, drones survey entire fields for signs of disease within minutes, and automated systems adjust irrigation without a farmer ever walking the rows. ( ① ) For large operations with the capital to invest, these tools have measurably increased yields while reducing water waste. ( ② ) Smaller family farms, however, often cannot afford the upfront cost of this equipment. ( ③ ) Some worry that the gap between high-tech and traditional operations will only widen as the technology advances further. ( ④ ) Generations of farming knowledge, passed down through direct observation of soil, weather, and crops, risk being replaced by dashboards and automated alerts. ( ⑤ )

In purely material terms, of course, rejecting the offer leaves the responder objectively worse off than accepting it would have. In a typical round of the ultimatum game, a proposer offers to keep eighty percent of a sum of money, leaving only twenty percent for the responder. ( ① ) A responder who values only material gain should accept this offer without hesitation, since twenty percent of something is still more than one hundred percent of nothing. ( ② ) In practice, however, a substantial proportion of responders reject such lopsided offers outright. ( ③ ) Both participants then receive nothing, an outcome that a purely self-interested calculator would never choose voluntarily. ( ④ ) Researchers interpret this pattern as evidence that people are willing to incur a personal cost in order to punish behavior they perceive as exploitative. ( ⑤ ) This willingness to sacrifice material gain for the sake of fairness appears consistently across many different cultures, though the specific threshold for what counts as an unfair offer can vary considerably.

Their actual forecasting accuracy, however, has repeatedly proven no better than that of far less experienced participants, and sometimes even worse. Overconfidence among financial professionals presents a puzzling contradiction. ( ① ) Fund managers and analysts typically possess years of specialized training, access to vast quantities of market data, and considerable professional experience. ( ② ) One might reasonably expect such expertise to translate into consistently superior predictions about future market movements. ( ③ ) Longitudinal studies tracking professional forecasts against actual outcomes reveal a persistent gap between confidence and accuracy. ( ④ ) This finding does not imply that expertise is worthless, but it does suggest that expertise can inflate confidence more readily than it improves genuine predictive accuracy. ( ⑤ ) Investors would therefore do well to treat confident predictions, however credentialed their source, with a healthy measure of skepticism.