영어 모의고사 (자동 편성)

When people face a difficult decision, they often weigh not only the expected outcome of each option but also how painful it would feel ①to discover later that a different choice had been better. This anticipation of future regret, rather than the size of the potential loss itself, frequently becomes the dominant factor ②shaping the final decision. Investors, for example, sometimes continue holding a declining stock rather than ③selling it, not because they expect the price to recover, but because selling would force them to confront the possibility ④of having made a clear mistake. Researchers have found that people feel sharper regret over losses that resulted from taking action than over identical losses that resulted from doing nothing, which ⑤help explain why so many individuals default to inaction whenever a decision feels uncertain.

Dual coding theory, first proposed to explain why certain kinds of information are remembered more readily than others, holds that the mind process ① verbal and visual material through two partially independent channels rather than a single unified system. According to this account, words and other linguistic symbols are encoded ② primarily through a verbal channel that represents meaning in an abstract, sequential form, while pictures and concrete objects are encoded through an imagery channel that preserves spatial and perceptual detail. When information engages both channels simultaneously, as when a textbook pairs ③ a written explanation with an accompanying diagram, the resulting memory trace benefits from two separate, mutually reinforcing pathways of retrieval rather than just one. This redundancy explains the well-documented picture superiority effect, whereby concrete, easily visualized words tend to be recalled ④ more accurately than abstract terms that resist mental imagery. Consequently, dual coding theory has profound implications for instructional design, suggesting that combining ⑤ carefully chosen visuals with concise verbal explanations can strengthen students' long-term retention of complex material.

Among the many tools available to those who design choice environments, few are as quietly ①powerful as the default option, the alternative that takes effect automatically unless a person actively selects something else. Because changing a default requires ②deliberate effort, many individuals simply accept whatever arrangement has been preselected for them, regardless of whether that arrangement actually serves their interests best. Countries that automatically enroll citizens in organ donation programs, requiring an explicit request to opt out, consistently report far ③lower donor registration rates than countries that require citizens to actively opt in. Employers who automatically enroll new hires in retirement savings plans likewise see participation rates climb dramatically compared with employers who leave enrollment entirely voluntary. What makes default options so influential is not merely convenience; a default also functions as an implicit signal about what is considered ④normal or recommended, subtly shaping perceptions even among individuals who believe themselves to be deciding ⑤independently.

For much of the twentieth century, memory researchers assumed that once a memory had been ①consolidated—transformed from a fragile, short-term trace into a stable, long-term representation—it remained essentially fixed, immune to further modification unless the underlying neural circuitry was physically damaged. This assumption, however, was ②overturned by a body of research demonstrating that the act of retrieval itself can ③stabilize a previously consolidated memory, rendering it temporarily susceptible to alteration before it is, in a sense, filed away again. During this narrow window, which typically lasts only a few hours, the memory can be ④strengthened, weakened, or even subtly distorted by new information encountered in the interim, after which it must undergo a second round of stabilization, a process now widely referred to as reconsolidation. Consequently, what we experience as a stable recollection may actually be a continuously ⑤revised construction, reshaped every time it is summoned into conscious awareness and returned to storage.

Modern consumer culture often assumes that expanding the range of available options will automatically make people ①freer and happier, yet a growing body of research suggests the opposite may sometimes be true. When individuals select from an enormous set of alternatives, satisfaction with the final choice frequently ②increases rather than declines, even when the chosen item is objectively excellent. This decline stems not from the difficulty of deciding but from what happens afterward, once a decision has already been made. Having considered so many possibilities, a person naturally imagines the specific advantages that a different, unchosen option might have offered, and this imagined comparison ③quietly erodes contentment with what was actually selected. By contrast, someone who chose from only two or three alternatives rarely constructs such an ④elaborate fantasy of missed advantages. The paradox, therefore, is that abundance can free people from external constraint while simultaneously ⑤trapping them in a private cycle of comparison and regret.

Over the past two decades, insights drawn from behavioral economics have moved beyond academic journals and into the machinery of government itself, reshaping how numerous public programs are designed and implemented. What unites these disparate interventions is a shared recognition that small, carefully tested adjustments to how choices are presented can produce measurable improvements in outcomes. This accumulated evidence has encouraged many governments to establish dedicated units tasked with applying behavioral insights ___________ policy problems across an increasingly broad range of domains.

In a classic experiment inspired by Keynes's beauty contest analogy, participants choose a number between zero and one hundred, and the winner is whoever selects the number closest to two-thirds of the average of all guesses submitted. (A) In practice, however, actual guesses rarely converge on zero; most participants stop reasoning after a round or two of imagining what others might guess, producing average guesses that cluster between twenty and thirty-five. (B) A perfectly rational player, assuming every other participant reasons with unlimited depth, would conclude the equilibrium number is zero, since reasoning about others' reasoning collapses the average toward that single point. (C) This gap between theoretical equilibrium and observed behavior reveals that human reasoning is bounded, and economists use this simple game as a diagnostic tool for measuring the depth of that reasoning.

주어진 문장: This experiment shows that consumers do not simply weigh money saved against money spent, but react to the very presence or absence of a price tag itself. Classical economic theory assumes that consumers evaluate every price change in the same rational way, weighing marginal benefit against marginal cost regardless of the absolute numbers involved. ( ① ) Behavioral economists, however, have discovered a striking exception: the moment a price drops to exactly zero, people's judgment shifts in a way that ordinary discounting cannot explain. ( ② ) In a well-known laboratory experiment, participants chose between two chocolates, one of higher quality priced at a small fee and one of lower quality offered for free. ( ③ ) When both prices were merely reduced by the same amount, most participants still preferred the higher-quality option. Yet once the cheaper chocolate's price was lowered to zero, the majority abruptly switched their preference, even though the price gap between the two options had not actually changed. ( ④ ) Researchers explain this reversal by noting that a free item carries no perceived risk of loss, which makes it feel disproportionately attractive compared with any option that still requires payment, however small. ( ⑤ )

주어진 문장: Yet not everyone finds this reassurance convincing. Few ideas in policy debate provoke as much philosophical unease as the notion that a government might deliberately steer citizens toward better choices while leaving every option technically available. ( ① ) Defenders insist that freedom is preserved as long as no option is banned and no penalty is attached, arguing that a citizen who is merely steered, rather than coerced, remains free to choose otherwise. ( ② ) Critics counter that this defense rests on an impoverished notion of liberty, one that ignores how engineered defaults and calculated framing can shape decisions just as powerfully as an outright prohibition would. ( ③ ) If a policy is designed because officials expect it to bypass conscious deliberation, these critics ask, can the resulting choice still be called autonomous, even though no law was broken? ( ④ ) The dispute ultimately turns on what freedom actually requires: the mere absence of coercion, or a decision-making process that remains transparent and undistorted. ( ⑤ ) Until this question is settled, every new intervention promising to help citizens choose better will continue to invite suspicion of quiet manipulation.

주어진 문장: Psychologists first documented this delay nearly a century ago, and it has since become one of the most frequently replicated findings in cognitive science. Anyone who has tried to name the ink color of a word like red printed in blue letters knows how surprisingly difficult the task can feel. ( ① ) This everyday struggle, known as the Stroop effect, deserves more attention than casual curiosity grants it, because it reveals something fundamental about how the mind allocates its limited resources. ( ② ) Reading a familiar word is an automatic process practiced so extensively since childhood that it proceeds almost involuntarily, whereas naming a color requires deliberate, controlled attention. ( ③ ) When these two processes point toward conflicting answers, the automatic pathway tends to intrude upon the controlled one, slowing responses and increasing errors. ( ④ ) Educators should not dismiss this delay as a trivial curiosity confined to laboratories, since the same competition between habit and intention underlies far more consequential situations, such as a driver's struggle to resist checking a phone despite knowing the danger. ( ⑤ ) Recognizing how automatic responses can hijack conscious intentions is essential for designing environments, from classrooms to highways, that support rather than undermine our efforts at self-control.