영어 모의고사 (자동 편성)

When people look back on a multi-day journey, they rarely ①recall every hour with equal clarity; instead, memory tends to compress the entire experience into just a few representative moments. Psychologists have found that two points carry disproportionate weight in this process: the single moment when emotion, whether joy or discomfort, ②reached its highest intensity, and whatever happened right before the experience concluded. Consider two hikers who complete an identical five-day trek. The first finishes with a grueling, rain-soaked final climb, while the second enjoys a calm, scenic descent on the last afternoon despite having ③endure an equally difficult ascent earlier in the trip. Even though both hikers faced comparable hardship overall, the second is far more likely to remember the journey fondly, simply because the trip ④ended pleasantly. This pattern reveals that overall satisfaction is not calculated as an average of every experienced moment; rather, it is shaped disproportionately by whichever moments ⑤felt most intense and by however the experience happened to end.

Imagine two travelers preparing for the same trip: one ①agrees to fly after watching news coverage of a recent plane crash, while the other books a flight without hesitation. Statistically, air travel remains far ②safer than driving the same distance by car, yet vivid, emotionally charged images tend to ③dominate human judgment more powerfully than dry statistics ever could. This tendency, in which people estimate how likely an event is based on how easily examples come to mind rather than on actual data, quietly shapes countless everyday decisions. News broadcasts that repeatedly feature rare disasters can leave viewers convinced that such events are ④common, even though official records clearly show the opposite. Advertisers and politicians alike ⑤exploit this pattern, knowing that a single striking anecdote often persuades audiences more effectively than pages of careful statistics ever manage to.

Individuals confronted with a set of options frequently default to whichever alternative requires no active decision at all. Decision-makers often treat the current arrangement as a reasonable ①baseline simply because it already exists, even when switching would plainly serve their interests better. When employees must actively opt into a retirement savings plan, participation rates remain stubbornly ②low; yet when the same plan is presented as automatic unless an employee opts out, participation rises ③dramatically, despite the fact that the underlying financial terms are identical in both cases. Two forces appear to drive this asymmetry: first, the cognitive effort required to evaluate alternatives and initiate change, and second, an aversion to the potential regret that might follow an active decision that turns out poorly. Because inaction carries no such vivid regret, the status quo comes to feel ④riskier than it objectively is, illustrating how mere inertia can ⑤masquerade as a deliberate preference.

Modern consumer culture often assumes that expanding the range of available options will automatically make people ①freer and happier, yet a growing body of research suggests the opposite may sometimes be true. When individuals select from an enormous set of alternatives, satisfaction with the final choice frequently ②increases rather than declines, even when the chosen item is objectively excellent. This decline stems not from the difficulty of deciding but from what happens afterward, once a decision has already been made. Having considered so many possibilities, a person naturally imagines the specific advantages that a different, unchosen option might have offered, and this imagined comparison ③quietly erodes contentment with what was actually selected. By contrast, someone who chose from only two or three alternatives rarely constructs such an ④elaborate fantasy of missed advantages. The paradox, therefore, is that abundance can free people from external constraint while simultaneously ⑤trapping them in a private cycle of comparison and regret.

When people face a difficult decision, they often weigh not only the expected outcome of each option but also how ①pleasant it would feel to discover later that a different choice had been better. This anticipation of future regret, rather than the size of the potential loss itself, frequently becomes the ②dominant factor shaping the final decision. Investors, for example, sometimes continue holding a declining stock rather than selling it, not because they expect the price to recover, but because selling would force them to confront the possibility of having made a clear mistake. Researchers have found that people feel ③sharper regret over losses that resulted from taking action than over identical losses that resulted from doing nothing, which helps explain why so many individuals default to inaction whenever a decision feels ④uncertain. Ironically, this strategy of avoiding regret can itself produce outcomes that are later regretted even more ⑤deeply than the ones it was originally designed to prevent.

Millions of people now wear devices that continuously track their heart rate, sleep patterns, and daily activity. Users generally assume this information belongs to them, since it is drawn directly from their own bodies. In practice, however, the terms of service that few people read often grant the manufacturer broad rights to store, analyze, and even sell anonymized versions of that data. Advocates for reform argue that biological data deserves a category of protection stronger than ordinary consumer information, precisely because _______________.

Consider a student who genuinely intends to study for tomorrow's exam yet, when the evening actually arrives, chooses to watch another episode of a favorite show instead, promising herself she will surely study harder next week. (A) Behavioral economists note that this preference weakens considerably once both options are pushed into the future, which is why planning a diet starting next month feels effortless compared with skipping dessert tonight. Such inconsistency helps explain why gym memberships go unused and retirement accounts remain underfunded, despite people's stated intentions. Recognizing this pull toward the present, therefore, allows individuals and institutions to design commitments that quietly protect long-term goals from short-term temptation. (B) People do not necessarily fail to understand that the future reward matters more; rather, whatever happens right now simply feels disproportionately more urgent and vivid than anything scheduled for later. (C) This pattern, in which the pull of an immediate pleasure overwhelms the value of a distant benefit, appears again and again across ordinary life, from postponed exercise to delayed savings.

Suppose you meet a quiet, gentle man who speaks softly, tends a small garden, and organizes his bookshelf with meticulous care. (A) This judgment, however, ignores a crucial fact: truck drivers vastly outnumber florists in almost every country, which means that, statistically, he is far more likely to belong to the larger group regardless of how well he fits the flower-shop image. (B) Relying on resemblance to a familiar category rather than on underlying numerical proportions, known among researchers as representativeness, leads people to overlook these base rates almost automatically. Even trained professionals, who should know better, often fall into the same trap when a vivid description feels more convincing than plain statistics. Consequently, teaching people to pause and ask how common something actually is, instead of merely how typical it appears, can meaningfully improve the accuracy of everyday predictions and reduce costly errors in judgment. (C) Asked whether he is more likely a florist or a truck driver, most people instinctively choose florist, since his personality matches the stereotype so neatly.

The scarcity effect operates with particular force when a deadline, rather than a fixed quantity, defines the limitation. (A) A countdown timer displayed beside an online offer, for instance, creates a constant visual reminder that the opportunity to purchase is steadily disappearing, prompting many shoppers to decide before they have fully considered the purchase. (B) Because the clock continues ticking regardless of the shopper's readiness, the pressure to act quickly can override the more deliberate evaluation that a purchase might otherwise receive. (C) Retailers have accordingly found that adding an explicit deadline, even an artificial one that resets shortly afterward, reliably increases the speed and frequency of purchase decisions.

Mental accounting also shapes how consumers respond to windfalls of different sizes and origins. (A) A modest windfall, such as a small cash-back reward, tends to be absorbed into everyday spending and disappears almost unnoticed within a household's general budget. (B) A substantial windfall, by contrast, such as an inheritance or a large bonus, is more likely to be mentally assigned to a separate category, sometimes labeled as "extra" money reserved for investment or a significant purchase. (C) This difference in treatment suggests that the perceived significance of a sum, rather than its objective purchasing power, determines the mental account into which it is placed.