영어 모의고사 (자동 편성)

When engineers design the software ①that controls a self-driving car, they inevitably face a question that philosophers have debated for decades. If a crash becomes unavoidable, should the vehicle protect its own passenger at all costs, or should it be programmed ②minimizing total harm, even if that means steering toward the person inside? Surveys reveal an uncomfortable contradiction: most people say a car should be programmed to save the greater number of lives, yet the same people admit ③they would never buy a vehicle designed to sacrifice its own owner. This gap between the ideal and the personal choice suggests that ethical programming cannot ④be settled by public opinion alone. Manufacturers, regulators, and philosophers must instead agree on transparent rules before autonomous vehicles ⑤are allowed to make such decisions on the road.

Economists traditionally measured a community's wealth in terms of factories, income, or infrastructure, yet sociologists increasingly point to a less ①visible resource: social capital, the networks of trust and reciprocity that allow people to cooperate for mutual benefit. Robert Putnam popularized the concept by documenting a ②decline in civic participation, noting that fewer Americans joined bowling leagues, parent associations, or local clubs even as bowling itself remained popular. Communities rich in social capital tend to enjoy ③lower crime and more effective local government, because neighbors who know and trust one another can coordinate informally without relying entirely on formal institutions. However, social capital is not uniformly beneficial; tightly bonded networks can also ④welcome outsiders and reinforce existing inequality. For this reason, researchers increasingly distinguish between bonding capital and bridging capital, which ⑤connects otherwise separate communities.

Traditional economic models predict that a rational individual offered any positive sum of money, however small, should accept it without hesitation. A simple experimental exercise known as the ultimatum game consistently contradicts this prediction: when the proposer offers a division perceived as unfair, the second participant frequently rejects the offer entirely, leaving both parties with nothing. Such evidence challenges the assumption that economic actors pursue only their own material self-interest, demonstrating instead that considerations of ___________ can override the straightforward pursuit of maximum individual gain.

As nudging has moved from academic theory into widespread practice, a persistent ethical question has accompanied its rise: at what point does subtly guiding behavior for someone's own benefit shade into manipulation that undermines their capacity for autonomous choice? This tension suggests that the ethical status of a nudge cannot be evaluated by examining its psychological mechanism alone; instead, it must be judged according to the ___________ of the party who designs it and the outcome that design is intended to produce.

Facial recognition software has moved rapidly into shopping malls, schools, and apartment buildings. Proponents note that it can unlock doors and speed up identity checks far faster than any human guard. Independent studies, however, have repeatedly found that many commercial systems perform less accurately on women and people with darker skin tones, which means that _______________. Several cities have already reported cases in which an innocent person was detained based on a flawed match.

Many households save far less for retirement than conventional financial advice would recommend. Some economists have proposed a savings program in which employees commit today to allocating a portion of their future salary increases toward retirement savings, rather than being asked to reduce their current take-home pay immediately. Field trials of such programs have reported substantial increases in average savings rates. This approach demonstrates that savings policy grounded in realistic assumptions about human psychology can prove considerably more ___________ than policy grounded in the assumption that individuals will always act in strict accordance with their own long-term rational interests.

Metacognition, broadly defined as the capacity to monitor and evaluate one's own cognitive processes, is often treated as a reliable guide to what we actually know, yet a growing body of evidence suggests that the correspondence between subjective confidence and objective accuracy is far weaker than intuition would suggest. (A) This gap between perceived and actual mastery, sometimes labeled the illusion of knowing, has practical consequences for education, since students who trust their inflated self-assessments are less likely to seek out the more effortful, retrieval-based strategies that would otherwise consolidate their learning. (B) Because rereading familiar material tends to feel effortless, learners frequently mistake that ease of processing for durable comprehension, a misattribution that can lead them to abandon further study prematurely. (C) Individuals routinely overestimate how thoroughly they have understood a passage of text immediately after reading it, a phenomenon partly attributable to the fluency with which the material was processed rather than to any genuine grasp of its underlying structure.

The scarcity effect operates with particular force when a deadline, rather than a fixed quantity, defines the limitation. (A) A countdown timer displayed beside an online offer, for instance, creates a constant visual reminder that the opportunity to purchase is steadily disappearing, prompting many shoppers to decide before they have fully considered the purchase. (B) Because the clock continues ticking regardless of the shopper's readiness, the pressure to act quickly can override the more deliberate evaluation that a purchase might otherwise receive. (C) Retailers have accordingly found that adding an explicit deadline, even an artificial one that resets shortly afterward, reliably increases the speed and frequency of purchase decisions.

Overconfidence bias is not confined to amateur investors; even seasoned financial professionals display strikingly similar patterns. (A) Fund managers surveyed about the accuracy of their own market predictions, for example, consistently rate their forecasts as more reliable than an objective analysis of their historical track record would support. (B) This gap between perceived and actual accuracy suggests that professional training and experience do not automatically immunize individuals against overconfidence. (C) Some researchers argue instead that professionals may be especially susceptible, since repeated exposure to a domain can breed a false sense of mastery over outcomes that remain fundamentally unpredictable.

During recent years, this gap became impossible to ignore, as families in rural areas or low-income neighborhoods struggled to complete schoolwork that assumed a stable connection and a personal device. As more schools shift toward digital textbooks and online assignments, a student without reliable internet access at home faces a disadvantage that has little to do with talent or effort. ( ① ) Some policymakers initially treated internet access as a convenience, comparable to cable television, rather than as infrastructure essential to modern life. ( ② ) That assumption is increasingly being reconsidered, particularly as more essential services move online by default. ( ③ ) Closing this divide will require more than simply distributing devices. ( ④ ) It will demand sustained investment in the physical networks that carry information into every home, regardless of income or location. ( ⑤ )