영어 모의고사 (자동 편성)

A small bakery once sold a basic loaf of bread for three dollars and a premium loaf for six dollars, and most customers, ①uncertain about the added value of the pricier option, simply bought the cheaper one. The owner then introduced a third option: a slightly larger premium loaf priced at seven dollars, one that ②were clearly inferior to the six-dollar loaf in terms of value for money. Almost nobody chose the new seven-dollar loaf, yet sales of the six-dollar loaf rose sharply, because it now ③appeared to be an obvious bargain when placed beside the inferior newcomer. This pattern, ④confirmed across countless pricing experiments in other markets, demonstrates that people rarely judge options in isolation; instead, they evaluate choices relative to whatever alternatives happen to be nearby. Businesses have since learned ⑤to design such decoys deliberately, not expecting them to be purchased at all, but hoping they will make a specific target option look far more attractive by comparison.

Policymakers seeking to improve public welfare without restricting individual freedom have increasingly embraced an approach ①known as nudging, which alters the environment in which choices are made rather than mandating particular outcomes. A nudge preserves every option that ②was previously available; it simply arranges those options so that the choice deemed most beneficial becomes easier or more visible than the alternatives. Placing fruit at eye level in a school cafeteria while keeping dessert accessible but less prominent, for instance, ③do not forbid any student from choosing dessert, yet it measurably shifts consumption patterns toward healthier food. Advocates argue that such interventions ④respect autonomy precisely because no option is removed and no penalty is imposed for choosing differently. Critics, however, contend that even subtle architectural choices exploit predictable cognitive shortcuts, ⑤raising questions about whether influencing behavior through psychological means is meaningfully different from more coercive forms of persuasion.

Imagine standing at a crowded party where dozens of conversations ①blend into a wall of noise, yet you effortlessly track the words of the friend beside you. Curiously, if someone across the room utters your name, your attention snaps toward that voice almost instantly. This happens even though you ②had not consciously been listening to that conversation at all. This phenomenon, known as the cocktail party effect, reveals that selective attention ③does not simply block out every unattended sound. Early theorists such as Donald Broadbent proposed that unattended information is filtered out entirely before reaching awareness. Yet the fact that a person's own name can break through this filter ④contradict such a rigid model. Anne Treisman later refined this account, suggesting that unattended channels are merely attenuated rather than eliminated altogether. Especially meaningful stimuli, including one's own name, can still surpass the threshold of conscious recognition. This refinement suggests that attention operates less like a gate and more like a dimmer switch, ⑤adjusting the salience of competing streams of information.

Over the past two decades, insights drawn from behavioral economics have moved beyond academic journals and into the machinery of government itself, reshaping how numerous public programs are designed and implemented. Tax authorities in several countries, for example, discovered that simply informing citizens how many of their neighbors had already paid overdue taxes on time substantially ①increased subsequent compliance rates, outperforming letters that merely threatened legal penalties for continued nonpayment. Public health agencies have applied similar principles to encourage preventive care, finding that appointment reminders phrased to emphasize the personal cost of a missed visit proved more ②ineffective than neutral reminders listing only the date and time. Employment offices redesigned job-seeking assistance programs around specific, actionable steps rather than general encouragement, discovering that participants who were asked to write down a concrete plan for the following week were considerably more likely to follow through than those who received only ③general advice. What unites these disparate interventions is a shared recognition that small, carefully tested adjustments to how choices are presented can produce measurable improvements in outcomes, often at a fraction of the cost required by traditional programs involving substantial financial incentives or extensive ④enforcement. This accumulated evidence has encouraged many governments to establish dedicated units tasked with applying behavioral insights ⑤systematically to policy problems across an increasingly broad range of domains.

Bacteria have been cutting up invading viral DNA for billions of years, long before any scientist thought to borrow the trick for use in a laboratory. The CRISPR-Cas9 system relies on a short guide RNA that matches a specific DNA sequence, _______________. Once Cas9 arrives at the target site, it slices both strands of the DNA helix, and the cell's own repair machinery rushes in to mend the cut, often introducing a small change in the process. By supplying the cell with a template during this repair step, scientists can direct that machinery to insert a specific new sequence rather than merely disabling the original gene. What once required years of painstaking work to alter a single gene can now be accomplished within days.

Classical economic theory assumes that consumers evaluate every price change in the same rational way, weighing marginal benefit against marginal cost regardless of the absolute numbers involved. Behavioral economists, however, have discovered a striking exception: the moment a price drops to exactly zero, people's judgment shifts in a way that ordinary discounting cannot explain. In a well-known laboratory experiment, participants chose between two chocolates, one of higher quality priced at a small fee and one of lower quality offered for free. When both prices were merely reduced by the same amount, most participants still preferred the higher-quality option. Yet once the cheaper chocolate's price was lowered to zero, the majority abruptly switched their preference, even though the price gap between the two options had not actually changed. Researchers explain this reversal by noting that _______________.

Critics on the other side argue instead that a state limited to bare protection cannot address deeper inequalities that arise naturally in any free market. Political philosophers have long debated how much authority, if any, a government may legitimately claim over free individuals. ( ① ) Robert Nozick imagined a hypothetical starting point in which people live without any state at all, each relying on private arrangements to protect their own person and property. ( ② ) He argued that a minimal state, limited strictly to enforcing contracts and protecting citizens from violence, theft, and fraud, could arise gradually through a series of voluntary exchanges, without anyone's rights ever being violated along the way. ( ③ ) Critics on one side, the anarchists, insist that even this minimal government inevitably violates the rights of those who never consented to join it. ( ④ ) Nozick's thought experiment therefore sits at the center of an unresolved argument about where legitimate political authority actually begins. ( ⑤ )

Yet this reluctance to accept a small certain loss often leads to a much larger loss later, when the declining trend continues unabated. Loss aversion strongly influences how investors manage their portfolios during periods of market decline. ( ① ) When the value of a stock begins to fall, many investors postpone selling, hoping that the price will rebound to its original level. ( ② ) This tendency is closely tied to the psychological discomfort of converting an unrealized loss into a realized one, since selling forces the investor to formally acknowledge the loss. ( ③ ) Research on trading behavior consistently shows that investors hold declining stocks for longer periods than rising ones, a pattern that runs counter to the basic principle of cutting losses early. ( ④ ) Financial advisors therefore encourage clients to set predetermined selling thresholds in advance, before emotional attachment to a particular price can distort their judgment. ( ⑤ ) By committing to a rule beforehand, investors can partially neutralize the emotional bias that loss aversion introduces into decision-making.

In other words, no single app may intend to expose such sensitive information, but the combination of many small pieces can. Every time a smartphone connects to a cell tower or a Wi-Fi network, it quietly records a data point that can later be pieced together into a detailed map of where its owner has been. ( ① ) Most users agree to this tracking without reading the fine print, assuming that a single company's database poses little threat. ( ② ) The real danger, however, emerges when location data from multiple sources is combined. ( ③ ) A pattern that reveals a person's home, workplace, and daily route can expose far more than any single app ever intended to share, including medical visits or private relationships. ( ④ ) Companies often argue that anonymized data cannot be traced back to individuals, yet researchers have repeatedly shown otherwise. ( ⑤ )

Imagine a man named Black who secretly implants a device in another man's brain, ready to force a particular decision if the second man shows any sign of choosing differently. Philosopher Harry Frankfurt devised a scenario to challenge a long-held assumption about moral responsibility: that a person can be blamed for an action only if they could genuinely have done otherwise. ( ① ) The second man, however, decides entirely on his own to perform the very action Black wanted, and the device never activates at all. ( ② ) Black's hidden mechanism made it impossible for the man to have chosen otherwise, yet most people still consider him fully responsible for what he freely decided to do. ( ③ ) Frankfurt used this scenario to argue that moral responsibility depends on the actual reasoning behind a choice. ( ④ ) It does not depend, in other words, on some abstract guarantee that an alternative path remained available the entire time. ( ⑤ )