영어 모의고사 (자동 편성)

Among the many tools available to those who design choice environments, few are as quietly powerful as the default option, the alternative that ①takes effect automatically unless a person actively selects something else. Because changing a default requires deliberate effort, many individuals simply accept whatever arrangement has been preselected for them, regardless of whether that arrangement actually ②serve their interests best. This tendency has been documented across a remarkably wide range of contexts. Countries that automatically enroll citizens in organ donation programs, requiring an explicit request to opt out, consistently report far higher donor registration rates than countries that require citizens ③to actively opt in. Employers who automatically enroll new hires in retirement savings plans likewise see participation rates ④climb dramatically compared with employers who leave enrollment entirely voluntary. What makes default options so influential is not merely convenience; a default also functions as an implicit signal about what is considered normal or recommended, subtly ⑤shaping perceptions even among individuals who believe themselves to be deciding independently.

When workers receive a five percent raise in a year when prices have ①climbed five percent as well, their real purchasing power has not changed at all, yet many still report feeling noticeably better off. This tendency to judge economic well-being by nominal figures ②printing on a paycheck, rather than by what that money can actually purchase, is known among economists as money illusion. Employers exploit this pattern by ③favoring modest nominal raises over deeper structural adjustments, since a visible increase on a payslip satisfies employees more effectively than an explanation about inflation could. The illusion persists even among people who claim to understand inflation well, which suggests that the bias ④operates at an intuitive level that formal knowledge does not easily override. Some economists ⑤argue that policymakers should exploit this illusion strategically, since workers resist nominal wage cuts far more fiercely than they resist the equivalent erosion of real wages.

Dual coding theory, first proposed to explain why certain kinds of information are remembered more readily than others, holds that the mind process ① verbal and visual material through two partially independent channels rather than a single unified system. According to this account, words and other linguistic symbols are encoded ② primarily through a verbal channel that represents meaning in an abstract, sequential form, while pictures and concrete objects are encoded through an imagery channel that preserves spatial and perceptual detail. When information engages both channels simultaneously, as when a textbook pairs ③ a written explanation with an accompanying diagram, the resulting memory trace benefits from two separate, mutually reinforcing pathways of retrieval rather than just one. This redundancy explains the well-documented picture superiority effect, whereby concrete, easily visualized words tend to be recalled ④ more accurately than abstract terms that resist mental imagery. Consequently, dual coding theory has profound implications for instructional design, suggesting that combining ⑤ carefully chosen visuals with concise verbal explanations can strengthen students' long-term retention of complex material.

Traditional economic models predict that a rational individual offered any positive sum of money, however small, should ①accept it without hesitation, since even a modest gain is preferable to receiving nothing at all. When the proposer offers a division perceived as ②unfair, such as retaining ninety percent of the sum for themselves, the second participant frequently rejects the offer entirely, leaving both parties with nothing rather than accepting an outcome viewed as insulting. This behavior indicates that individuals value fairness as an end in itself, sometimes willingly ③sacrificing material gain to punish perceived exploitation. Neuroscientific investigations complement this finding, revealing that unfair offers activate brain regions associated with ④pleasure and negative emotion, suggesting that the rejection of unfairness is not merely a calculated strategic move but also an emotionally driven response. Such evidence challenges the assumption that economic actors pursue only their own material self-interest, demonstrating instead that considerations of equity can ⑤override the straightforward pursuit of maximum individual gain.

Beyond restoring lost function, engineers are now exploring implants and prosthetics designed to give healthy people abilities beyond ordinary human limits, from night vision to reaction times faster than any athlete could achieve through training alone. Supporters frame this as simply the next step in a long history of human enhancement, ①no different in principle from eyeglasses or vaccines, only more direct. Critics counter that earlier enhancements were broadly available to anyone regardless of wealth, while cutting-edge neural and physical implants are likely to remain ②expensive for decades, potentially splitting society into those who can afford enhancement and those who cannot. If such a divide hardens, competitive advantages in school, sports, and the workplace could come to depend ③less on effort than on access to capital. What began as a medical tool for restoring what was lost, in other words, may end up ④preserving the baseline of what counts as an ordinary human being, keeping the definition of "normal" ⑤unchanged for future generations.

As efforts to curb greenhouse gas emissions intensify, industries unable to eliminate carbon dioxide from their processes have turned to a technology known as carbon capture and storage. This technology involves separating carbon dioxide from the exhaust of power plants before it is released into the atmosphere, then transporting the captured gas for underground injection. Once injected into porous rock formations, the gas is trapped beneath layers of impermeable rock that prevent it from escaping into the air. Proponents argue that carbon capture and storage _______________. For instance, cement and steel production, both of which release carbon dioxide as an unavoidable byproduct of chemical reactions, are considered prime candidates for this approach. However, critics contend that the technology remains prohibitively expensive and that building pipelines requires investments few companies make voluntarily. Despite such concerns, many governments continue funding pilot projects, convinced that this technology will play an indispensable role in reaching emission targets.

Policymakers seeking to improve public welfare without restricting individual freedom have increasingly embraced an approach known as nudging, which alters the environment in which choices are made rather than mandating particular outcomes. A nudge preserves every option that was previously available; it simply arranges those options so that the choice deemed most beneficial becomes easier or more visible than the alternatives. Despite ongoing debate over its ethics, governments across many countries have adopted nudge-based programs, reporting outcomes that are frequently ___________ compared with those achieved through traditional regulation or public information campaigns alone.

Hospitals are increasingly adopting AI tools that can scan medical images and flag potential tumors faster than experienced radiologists. When an AI system misses a diagnosis that a human doctor would likely have caught, responsibility becomes difficult to assign. The doctor may argue that they simply trusted a required tool, the hospital may blame the software company, and the software company may argue that no algorithm can be expected to be perfect. As a result, _______________.

The eventual collapse of a speculative bubble often unfolds with surprising speed compared with the gradual climb that preceded it. (A) As prices begin to fall, investors who bought near the peak, motivated largely by fear of missing further gains, are often the first to sell, since they have the least conviction in the asset's underlying value. (B) Their selling triggers further price declines, which in turn prompt additional investors to sell out of a newly urgent fear of continued loss rather than a fear of missing out. (C) This reversal illustrates that the same herd psychology driving prices upward can just as easily reverse direction, converting collective optimism into collective panic within a remarkably short period.

Scarcity cues of this kind are becoming increasingly common across online retail platforms, appearing on everything from hotel bookings to concert tickets. A shopper browsing an online store notices that a particular item is marked as "only three left in stock." ( ① ) Before seeing this notice, the shopper had regarded the item with only mild interest, uncertain whether it was worth purchasing at all. ( ② ) After seeing the notice, however, the same shopper suddenly feels a pressing urge to complete the purchase before the remaining stock disappears, even though nothing about the item itself has changed. ( ③ ) This shift in urgency illustrates how scarcity cues can transform hesitation into immediate action within moments. ( ④ ) Retailers are well aware of this dynamic, which is why such notices frequently appear even when actual stock levels are difficult for customers to verify independently. ( ⑤ ) Whether the stated scarcity is genuine or exaggerated, its psychological effect on the shopper's behavior remains remarkably similar.