영어 모의고사 (자동 편성)

Cognitive load theory begins from the premise that working memory, the mental workspace in which incoming information is ①temporarily held and manipulated, can accommodate only a limited number of novel elements at any given moment, in stark contrast to the comparatively vast capacity of long-term memory. When instructional materials ②introduce more interacting elements than this narrow workspace can simultaneously process, learners experience what theorists call cognitive overload, a condition under which comprehension deteriorates and errors multiply regardless of how motivated the learner might be. Because much of this burden ③arises not from the intrinsic difficulty of the subject matter itself but from the manner in which information is presented, instructional designers can substantially reduce unnecessary strain by eliminating redundant explanations, ④aligning visual and verbal elements so that learners need not mentally integrate scattered sources, and gradually withdrawing guidance as competence develops. Ignoring these principles, by contrast, ⑤risks to overwhelm novices with demands that exceed their processing capacity, however well-organized the underlying content may be.

For much of the twentieth century, memory researchers assumed that once a memory had been ①consolidated—transformed from a fragile, short-term trace into a stable, long-term representation—it remained essentially fixed, immune to further modification unless the underlying neural circuitry was physically damaged. This assumption, however, was ②overturned by a body of research demonstrating that the act of retrieval itself can ③stabilize a previously consolidated memory, rendering it temporarily susceptible to alteration before it is, in a sense, filed away again. During this narrow window, which typically lasts only a few hours, the memory can be ④strengthened, weakened, or even subtly distorted by new information encountered in the interim, after which it must undergo a second round of stabilization, a process now widely referred to as reconsolidation. Consequently, what we experience as a stable recollection may actually be a continuously ⑤revised construction, reshaped every time it is summoned into conscious awareness and returned to storage.

Devices that translate brain activity directly into digital commands have moved from laboratory experiments to real medical use, allowing paralyzed patients to control a robotic arm or type a message using thought alone. As the technology ①improves, some developers envision a future in which brain-computer interfaces extend beyond restoring lost function toward enhancing healthy minds. This prospect raises a philosophical question that medicine alone cannot answer: if a device can alter memory, mood, or decision-making, at what point does the assistance stop being a tool and start ②reshaping the very identity of the person using it. Neuroethicists argue that mental privacy, the ability to keep one's own thoughts ③exposed to external access or manipulation, may need to be recognized as a fundamental right before this technology becomes ④widespread. This concern is likely to grow ⑤more urgent as the devices become more powerful.

Financial markets occasionally experience episodes in which asset prices rise far beyond any level that careful analysis of underlying fundamentals could justify, a phenomenon commonly attributed to herd psychology. During such episodes, individual investors, observing that prices have already risen substantially, often conclude that continuing to buy is ①reasonable simply because so many others are doing the same, rather than because any independent evaluation supports the purchase. This dynamic can become self-perpetuating: rising prices attract new buyers, whose purchases push prices higher still, thereby attracting yet another wave of buyers convinced that the upward trend itself constitutes ②reliable evidence of underlying value. Historical episodes of speculative excess display a strikingly similar pattern, suggesting that the underlying psychological mechanism remains ③variable even as the specific assets involved change considerably across centuries. Eventually, however, some triggering event, however minor, prompts a portion of investors to ④reconsider their assumptions, and the resulting wave of selling can trigger a collapse every bit as rapid and self-reinforcing as the original ⑤ascent.

Suppose you meet a quiet, gentle man who speaks softly, tends a small garden, and organizes his bookshelf with meticulous care. Asked whether he is more likely a florist or a truck driver, most people instinctively choose florist, since his personality matches the stereotype so neatly. This judgment, however, ignores a crucial fact: _______________, which means that, statistically, he is far more likely to belong to the larger group regardless of how well he fits the flower-shop image. Relying on resemblance to a familiar category rather than on underlying numerical proportions leads people to overlook these base rates almost automatically.

Many households save far less for retirement than conventional financial advice would recommend. Some economists have proposed a savings program in which employees commit today to allocating a portion of their future salary increases toward retirement savings, rather than being asked to reduce their current take-home pay immediately. Field trials of such programs have reported substantial increases in average savings rates. This approach demonstrates that savings policy grounded in realistic assumptions about human psychology can prove considerably more ___________ than policy grounded in the assumption that individuals will always act in strict accordance with their own long-term rational interests.

Over the past two decades, insights drawn from behavioral economics have moved beyond academic journals and into the machinery of government itself, reshaping how numerous public programs are designed and implemented. What unites these disparate interventions is a shared recognition that small, carefully tested adjustments to how choices are presented can produce measurable improvements in outcomes. This accumulated evidence has encouraged many governments to establish dedicated units tasked with applying behavioral insights ___________ policy problems across an increasingly broad range of domains.

Behavioral economists have long observed that people tend to feel the pain of losing something more intensely than the pleasure of gaining an equivalent amount, a tendency known as loss aversion. Consider an investor who refuses to sell a declining stock, clinging to the hope that its price will eventually recover, even when all available evidence indicates that selling and reinvesting elsewhere would be more rational. As a result, loss aversion frequently pushes individuals toward ___________ rather than toward the outcome that would maximize their overall welfare.

Classical economic theory assumes that consumers evaluate every price change in the same rational way, weighing marginal benefit against marginal cost regardless of the absolute numbers involved. (A) In a well-known laboratory experiment, participants chose between two chocolates, one of higher quality priced at a small fee and one of lower quality offered for free. When both prices were merely reduced by the same amount, most participants still preferred the higher-quality option. Yet once the cheaper chocolate's price was lowered to zero, the majority abruptly switched their preference, even though the price gap between the two options had not actually changed. (B) Researchers explain this reversal by noting that a free item carries no perceived risk of loss, which makes it feel disproportionately attractive compared with any option that still requires payment, however small. (C) Behavioral economists, however, have discovered a striking exception: the moment a price drops to exactly zero, people's judgment shifts in a way that ordinary discounting cannot explain.

None of them knows in advance their own race, gender, wealth, talents, or position in the society they are designing. John Rawls proposed an unusual thought experiment to determine what principles of justice a society ought to adopt. ( ① ) Imagine a group of rational people gathered behind what he called a veil of ignorance to design the basic rules of their future society. ( ② ) Since no one can predict whether they will be born into privilege or poverty, each person has a strong incentive to choose rules that protect the worst-off members of society. ( ③ ) Rawls argued that rational people placed in this position would not gamble on inequality. ( ④ ) Instead, they would favor arrangements that guarantee basic liberties for everyone and permit unequal outcomes only when those outcomes actually benefit the least advantaged. ( ⑤ ) Justice, on this view, is what impartial reasoning produces once self-interest is stripped away.