영어 모의고사 (자동 편성)

When people look back on a multi-day journey, they rarely ①recall every hour with equal clarity; instead, memory tends to compress the entire experience into just a few representative moments. Psychologists have found that two points carry disproportionate weight in this process: the single moment when emotion, whether joy or discomfort, ②reached its highest intensity, and whatever happened right before the experience concluded. Consider two hikers who complete an identical five-day trek. The first finishes with a grueling, rain-soaked final climb, while the second enjoys a calm, scenic descent on the last afternoon despite having ③endure an equally difficult ascent earlier in the trip. Even though both hikers faced comparable hardship overall, the second is far more likely to remember the journey fondly, simply because the trip ④ended pleasantly. This pattern reveals that overall satisfaction is not calculated as an average of every experienced moment; rather, it is shaped disproportionately by whichever moments ⑤felt most intense and by however the experience happened to end.

A striking proportion of individual investors believe their own stock-picking ability to be above average, a statistical impossibility given that only half of any population can genuinely outperform the rest, yet a pattern that ①persists with remarkable consistency across surveys. This tendency, known as overconfidence bias, leads investors ②to trade more frequently than a more cautious assessment of their own skill would justify. Extensive research comparing the trading records of numerous individual accounts has demonstrated that investors who trade most frequently ③tends to earn substantially lower returns than those who trade rarely, largely because transaction costs accumulate and because frequent trading often reflects overconfident reactions to short-term noise rather than genuine insight. Overconfidence also manifests in the tendency to underestimate the range of possible outcomes, ④causing investors to concentrate their holdings in a small number of assets they feel certain about rather than diversifying across a broader portfolio. Paradoxically, then, the very confidence that motivates investors to act decisively often ⑤undermines the outcomes they are trying to achieve.

The ancient puzzle known as the ship of Theseus asks a deceptively ①simple question. If every plank of a wooden ship is replaced one by one over many years, is the vessel that eventually results still the same ship it once was? Most people's first instinct is to answer yes, since each individual replacement seems too ②small to erase the ship's identity. The puzzle grows far ③duller, however, once a second twist is introduced. Suppose a careful collector gathered every discarded plank and reassembled them into a second vessel, built exactly as the original once stood. Two ships would then exist side by side, each with an equal claim to being the ④genuine one, and no obvious way to decide between them. Philosophers return to this old story again and again, not because they care about timber, but because it forces us to ask whether identity depends on continuous material, continuous form, or some deeper thread that neither one can fully ⑤explain.

As nudging has moved from academic theory into ①declining practice, a persistent ethical question has accompanied its rise: at what point does subtly guiding behavior for someone's own benefit shade into manipulation that undermines their capacity for autonomous choice? Proponents typically distinguish nudges from manipulation by pointing to transparency and reversibility, arguing that a legitimate nudge operates openly, can be easily ②resisted by anyone who wishes to opt out, and ultimately serves the interests of the person being nudged rather than the interests of whoever designed the intervention. Critics counter that this distinction often ③collapses in practice, since many effective nudges work precisely because they exploit cognitive processes operating below conscious awareness. A supermarket that arranges healthier foods at eye level, for instance, differs only in the direction of its influence, not in its underlying mechanism, from a supermarket that arranges the most profitable items at eye level, raising the uncomfortable possibility that any choice architecture inevitably shapes behavior regardless of whose interests it ultimately ④serves. This tension suggests that the ethical status of a nudge cannot be evaluated by examining its psychological mechanism alone; instead, it must be judged according to the ⑤intentions of the party who designs it.

Conventional economic wisdom holds that more options are always preferable to fewer. Empirical research on consumer behavior, however, complicates this assumption considerably. When shoppers are presented with an extensive array of choices, they frequently experience heightened anxiety about making the wrong selection and, paradoxically, become less likely to make any purchase or decision at all. Businesses that recognize this dynamic have begun deliberately curating smaller, carefully selected assortments, betting that ___________ can sometimes generate more sales and greater customer satisfaction than abundance.

Financial markets occasionally experience episodes in which asset prices rise far beyond any level that careful analysis of underlying fundamentals could justify, a phenomenon commonly attributed to herd psychology. During such episodes, individual investors often conclude that continuing to buy is reasonable simply because so many others are doing the same, rather than because any independent evaluation supports the purchase. Understanding market bubbles thus requires looking beyond conventional economic fundamentals toward the ___________ that binds individual investors into a single, momentum-driven crowd.

Among the many strategies proposed to remove carbon dioxide from the atmosphere, one of the oldest draws on an agricultural technique predating modern industry, converting organic material into a stable form of charcoal known as biochar. Biochar is produced through pyrolysis, _______________. This process leaves behind a carbon-rich solid that resists decomposition far longer than raw organic matter, locking carbon in a form remaining stable in soil for centuries. When mixed into farmland, biochar also improves soil structure, retaining moisture and nutrients otherwise lost, which can boost crop yields in depleted soils. For example, farmers cultivating nutrient-poor tropical soils have reported measurable increases in productivity after adding biochar. Nevertheless, researchers caution that the climate benefits of biochar depend on the feedstock and method used, since poorly managed pyrolysis can release as much carbon as it sequesters, undermining its own purpose.

The scarcity effect operates with particular force when a deadline, rather than a fixed quantity, defines the limitation. (A) A countdown timer displayed beside an online offer, for instance, creates a constant visual reminder that the opportunity to purchase is steadily disappearing, prompting many shoppers to decide before they have fully considered the purchase. (B) Because the clock continues ticking regardless of the shopper's readiness, the pressure to act quickly can override the more deliberate evaluation that a purchase might otherwise receive. (C) Retailers have accordingly found that adding an explicit deadline, even an artificial one that resets shortly afterward, reliably increases the speed and frequency of purchase decisions.

In other words, people want the safest outcome for society in theory, but the safest outcome for themselves in practice. When engineers design the software that controls a self-driving car, they inevitably face a question that philosophers have debated for decades. ( ① ) If a crash becomes unavoidable, should the vehicle protect its own passenger at all costs, or should it be programmed to minimize total harm, even if that means steering toward the person inside? ( ② ) Surveys reveal an uncomfortable contradiction: most people say a car should be programmed to save the greater number of lives. ( ③ ) Yet the same people admit they would never buy a vehicle designed to sacrifice its own owner. ( ④ ) This gap between the ideal and the personal choice suggests that ethical programming cannot be settled by public opinion alone. ( ⑤ ) Manufacturers, regulators, and philosophers must instead agree on transparent rules before autonomous vehicles are allowed to make such decisions.

None of them knows in advance their own race, gender, wealth, talents, or position in the society they are designing. John Rawls proposed an unusual thought experiment to determine what principles of justice a society ought to adopt. ( ① ) Imagine a group of rational people gathered behind what he called a veil of ignorance to design the basic rules of their future society. ( ② ) Since no one can predict whether they will be born into privilege or poverty, each person has a strong incentive to choose rules that protect the worst-off members of society. ( ③ ) Rawls argued that rational people placed in this position would not gamble on inequality. ( ④ ) Instead, they would favor arrangements that guarantee basic liberties for everyone and permit unequal outcomes only when those outcomes actually benefit the least advantaged. ( ⑤ ) Justice, on this view, is what impartial reasoning produces once self-interest is stripped away.