영어 모의고사 (자동 편성)

Generative AI systems learn to write, draw, and compose by studying enormous collections of existing human work, much of ①which was created without the artists' knowledge or consent. Supporters of the technology argue that this process ②resembles how a human student learns by studying the masters, absorbing style and technique rather than copying specific pieces. Critics respond that the comparison ③breaks down at scale: a single AI model can absorb millions of works in days and then generate outputs that directly compete with the very artists whose work ④trained it. Courts around the world are now ⑤ask to decide whether training an algorithm on copyrighted material counts as fair use or as infringement.

Among the many tools available to those who design choice environments, few are as quietly powerful as the default option, the alternative that ①takes effect automatically unless a person actively selects something else. Because changing a default requires deliberate effort, many individuals simply accept whatever arrangement has been preselected for them, regardless of whether that arrangement actually ②serve their interests best. This tendency has been documented across a remarkably wide range of contexts. Countries that automatically enroll citizens in organ donation programs, requiring an explicit request to opt out, consistently report far higher donor registration rates than countries that require citizens ③to actively opt in. Employers who automatically enroll new hires in retirement savings plans likewise see participation rates ④climb dramatically compared with employers who leave enrollment entirely voluntary. What makes default options so influential is not merely convenience; a default also functions as an implicit signal about what is considered normal or recommended, subtly ⑤shaping perceptions even among individuals who believe themselves to be deciding independently.

Many households save far less for retirement than conventional financial advice would recommend, not necessarily because they ①lacks the resources to do so, but because a combination of procrastination, present bias, and the discomfort of forgoing current consumption repeatedly delays the decision to begin saving. Recognizing this gap between intention and action, some economists have proposed a savings program in which employees commit today to ②allocating a portion of their future salary increases toward retirement savings, rather than being asked to reduce their current take-home pay immediately. Because the sacrifice applies only to income not yet received, the commitment ③feels far less painful than an equivalent reduction in present earnings would, making employees considerably more willing to enroll. Once enrolled, the contribution rate automatically rises with each subsequent raise, ④gradually increasing savings without requiring any further deliberate action from participants. Field trials of such programs have reported substantial increases in average savings rates over several years, alongside participant satisfaction that ⑤remains notably high.

Marketers have long recognized that perceived scarcity, the sense that a product or opportunity ①are available only in limited quantity or for a limited time, can dramatically increase its desirability, even when the item's intrinsic qualities remain entirely unchanged. This phenomenon, known as the scarcity effect, operates on a simple psychological principle: when something appears difficult to obtain, people tend ②to infer that it must be valuable, since truly worthless items rarely generate genuine competition for possession. A retailer who labels a product as "limited edition" or displays a countdown timer beside a discounted offer exploits this inference, ③prompting customers to make hurried purchase decisions they might otherwise postpone or reconsider. Experimental studies confirm that identical products ④are rated as more desirable and often command higher prices when framed as scarce than when the same products are presented as widely and continuously available. The effect intensifies further when scarcity is attributed to high demand rather than to limited supply alone, since competition from other buyers ⑤introduces an additional layer of urgency absent from mere supply constraints.

Devices that translate brain activity directly into digital commands have moved from laboratory experiments to real medical use, allowing paralyzed patients to control a robotic arm or type a message using thought alone. As the technology ①improves, some developers envision a future in which brain-computer interfaces extend beyond restoring lost function toward enhancing healthy minds. This prospect raises a philosophical question that medicine alone cannot answer: if a device can alter memory, mood, or decision-making, at what point does the assistance stop being a tool and start ②reshaping the very identity of the person using it. Neuroethicists argue that mental privacy, the ability to keep one's own thoughts ③exposed to external access or manipulation, may need to be recognized as a fundamental right before this technology becomes ④widespread. This concern is likely to grow ⑤more urgent as the devices become more powerful.

When people evaluate their personal contribution to water scarcity, they often consider only the water that flows directly from household taps, overlooking a far larger quantity consumed indirectly through the goods they purchase. The water footprint, a concept that extends this narrow view, _______________. Central to this concept is the notion of virtual water, the water embedded invisibly within a product, from irrigating cotton fields to livestock raised for meat. For instance, producing a kilogram of beef can require several thousand liters of water, whereas a kilogram of vegetables typically demands a fraction of that amount. Nations that import water-intensive goods rather than producing them domestically are importing virtual water from regions that may face severe shortages. Critics caution, however, that focusing exclusively on aggregate volume can mislead policymakers, since a liter of water drawn from a region suffering drought carries far greater consequences than one drawn from a water-abundant area.

Conventional economic wisdom holds that more options are always preferable to fewer. Empirical research on consumer behavior, however, complicates this assumption considerably. When shoppers are presented with an extensive array of choices, they frequently experience heightened anxiety about making the wrong selection and, paradoxically, become less likely to make any purchase or decision at all. Businesses that recognize this dynamic have begun deliberately curating smaller, carefully selected assortments, betting that ___________ can sometimes generate more sales and greater customer satisfaction than abundance.

For much of its history, economic theory treated emotion as a distortion to be eliminated from otherwise rational calculation. More recent research, however, suggests that emotion functions not merely as noise but as an integral component of sound judgment. Financial regulators have begun incorporating this understanding into policy design, recognizing that decisions made under conditions of acute emotional arousal, such as panic during a market downturn, often depart substantially from the ___________ that individuals would exhibit under calmer circumstances.

Overconfidence bias is not confined to amateur investors; even seasoned financial professionals display strikingly similar patterns. (A) Fund managers surveyed about the accuracy of their own market predictions, for example, consistently rate their forecasts as more reliable than an objective analysis of their historical track record would support. (B) This gap between perceived and actual accuracy suggests that professional training and experience do not automatically immunize individuals against overconfidence. (C) Some researchers argue instead that professionals may be especially susceptible, since repeated exposure to a domain can breed a false sense of mastery over outcomes that remain fundamentally unpredictable.

주어진 문장: This shows that expertise alone does not guarantee immunity from such intuitive shortcuts. Suppose you meet a quiet, gentle man who speaks softly, tends a small garden, and organizes his bookshelf with meticulous care. ( ① ) Asked whether he is more likely a florist or a truck driver, most people instinctively choose florist, since his personality matches the stereotype so neatly. ( ② ) This judgment, however, ignores a crucial fact: truck drivers vastly outnumber florists in almost every country, which means that, statistically, he is far more likely to belong to the larger group regardless of how well he fits the flower-shop image. ( ③ ) Relying on resemblance to a familiar category rather than on underlying numerical proportions, known among researchers as representativeness, leads people to overlook these base rates almost automatically. ( ④ ) Even trained professionals, who should know better, often fall into the same trap when a vivid description feels more convincing than plain statistics. ( ⑤ ) Consequently, teaching people to pause and ask how common something actually is, instead of merely how typical it appears, can meaningfully improve the accuracy of everyday predictions and reduce costly errors in judgment.