영어 모의고사 (자동 편성)

Many households save far less for retirement than conventional financial advice would recommend, not necessarily because they lack the resources to do so, but because a combination of procrastination, present bias, and the discomfort of forgoing current consumption repeatedly ①delays the decision to begin saving. Recognizing this gap between intention and action, some economists have proposed a savings program in which employees commit today to allocating a portion of their future salary increases toward retirement savings, rather than being asked to ②increase their current take-home pay immediately. Because the sacrifice applies only to income not yet received, the commitment feels far less ③painful than an equivalent reduction in present earnings would, making employees considerably more willing to enroll. Once enrolled, the contribution rate automatically rises with each subsequent raise, gradually ④increasing savings without requiring any further deliberate action from participants. Field trials of such programs have reported substantial increases in average savings rates over several years, alongside participant satisfaction that remains notably ⑤high.

Émile Durkheim insisted that sociology could become a genuine science only if it identified a ①distinct subject matter that could not be reduced to individual psychology. He termed this subject matter social facts, defined as ways of thinking, feeling, and acting that exist outside any single individual yet exert a ②coercive influence over that individual's behavior. Language, currency, legal codes, and religious ritual all qualify as social facts, since a person is born into these systems already fully formed and must ③conform to them regardless of personal preference. Durkheim insisted that social facts should be studied as things, meaning they must be examined ④empirically through observable patterns such as statistics. His study of suicide rates exemplified this method, showing that rates varied ⑤randomly according to variables such as religious affiliation and marital status, patterns that could not be explained by individual psychology alone.

Imagine standing at a crowded party where dozens of conversations blend into a wall of noise, yet you ①effortlessly track the words of the friend beside you. Curiously, if someone across the room utters your name, your attention snaps toward that voice almost ②instantly. This happens even though you had not consciously been listening to that conversation at all. This phenomenon, known as the cocktail party effect, reveals that selective attention does not simply block out every unattended sound. Early theorists such as Donald Broadbent proposed that unattended information is ③filtered out entirely before reaching awareness. Yet the fact that a person's own name can break through this filter ④contradicts such a rigid model. Anne Treisman later refined this account, suggesting that unattended channels are merely attenuated rather than eliminated altogether. Especially meaningful stimuli, including one's own name, can still surpass the threshold of conscious recognition. This refinement suggests that attention operates less like a gate and more like a dimmer switch, ⑤ignoring the salience of competing streams of information.

German sociologist Georg Simmel argued that the psychological experience of city life differs fundamentally from life in small towns, primarily because urban residents are ①bombarded with a much greater volume of stimuli than the human nervous system evolved to process. To cope with this constant sensory overload, Simmel proposed, city dwellers develop what he called a blasé attitude, a protective indifference in which individuals mentally ②sharpen their emotional reaction to the surrounding crowd, treating most encounters with calculated detachment rather than genuine engagement. This detachment, while sometimes criticized as cold or impersonal, also grants urban residents a distinctive ③freedom, since so few people know or judge them personally. Simmel therefore viewed anonymity as a ④double-edged feature of modern life, one that isolates individuals from deep communal bonds while simultaneously ⑤liberating them from the constant surveillance of small-town social life.

Sensors buried in the soil now report moisture levels in real time, and automated systems adjust irrigation without a farmer ever walking the rows. For large operations with the capital to invest, these tools have measurably increased yields while reducing water waste. Smaller family farms, however, often cannot afford the upfront cost of this equipment, and some worry that _______________.

Imagine a brilliant scientist named Mary who has spent her entire life inside a black-and-white room, learning everything physical science could ever teach about color, including the exact wavelengths of light and the precise neural processes triggered when a person sees red. Despite this complete physical knowledge, Mary herself has never actually seen a color; every book, screen, and object in her world has been carefully restricted to shades of gray. Suppose that one day Mary is finally released from the room and shown a ripe red tomato for the first time. Philosopher Frank Jackson argued that Mary would learn something entirely new at that moment, namely what it actually feels like to see red, even though she already possessed every physical fact about color there was to know beforehand. If Mary genuinely gains new knowledge upon leaving the room, then _______________.

Imagine a distant planet identical to Earth in every visible respect, except that the clear liquid its inhabitants call "water" is not H2O but a different compound, XYZ, that happens to look, taste, and behave exactly the same. When an Earthling and a Twin Earthling each say the word "water," they seem to mean the same thing, since neither could tell the substances apart without a chemistry lab. Philosopher Hilary Putnam used this scenario to argue that the meaning of a word is not determined solely by what happens inside a speaker's head. Even though the two speakers hold identical thoughts and mental images when they use the word, their statements refer to two different substances, because the underlying chemical composition, not personal belief, fixes what a word ultimately picks out. Meaning, Putnam concluded, _______________.

Emissions trading, a market-based mechanism for curbing greenhouse gases, allows governments to set an overall limit on carbon output while letting firms trade permits within that limit. Under this system, known as cap-and-trade, companies that cut emissions more cheaply than required can sell surplus allowances to firms facing higher reduction costs. Proponents argue that _______________, since abatement shifts toward whoever can achieve it most economically. Critics, however, contend that trading schemes frequently allocate too many permits, a flaw that has historically depressed carbon prices and blunted incentives to invest in cleaner technology. For example, early phases of several regional markets granted allowances so generously that permit prices collapsed, leaving polluters with little pressure to change their practices. Consequently, many economists now advocate combining trading with a price floor, a minimum permit price that keeps the market from collapsing during weak demand, thereby preserving the cost-effectiveness for which trading is valued.

Social mobility refers to the movement of individuals or families between different positions within a society's system of stratification, whether upward, downward, or sideways. (C) Structural mobility, caused by large-scale economic shifts such as the growth of new industries, must be distinguished from individual mobility, which results from a single person's particular choices. (A) Sociologists distinguish intragenerational mobility, changes within a single person's lifetime, from intergenerational mobility, differences between the social position of parents and their children. (B) Research across many nations has found that education functions as the primary channel of upward mobility, yet access to quality education is itself unevenly distributed.

Fairness, in other words, is not a feature that can simply be patched in once a problem is discovered. Many large companies now rely on artificial intelligence to screen job applications before a human ever sees them. ( ① ) These systems promise efficiency, scanning thousands of resumes in seconds and ranking candidates according to patterns drawn from previous hiring decisions. ( ② ) However, this reliance on historical data creates a troubling risk. ( ③ ) If a company's past hiring favored a particular group, the algorithm may learn to treat that pattern as a marker of success and quietly reproduce it, even when no one intended discrimination. ( ④ ) Unlike a human interviewer, the system offers no explanation for its choices, which makes the bias difficult to detect until an outside audit reveals it. ( ⑤ ) Some researchers argue that fairness cannot be added afterward; it must be built into the system's design from the very beginning.