영어 모의고사 (자동 편성)

Traditional economic models predict that a rational individual offered any positive sum of money, however small, should accept it without hesitation, since even a modest gain is preferable to ①receiving nothing at all. A simple experimental exercise known as the ultimatum game, in which one participant proposes how to split a sum of money and a second participant may either accept or reject the proposed division, consistently ②contradicts this prediction. When the proposer offers a division perceived as unfair, the second participant frequently rejects the offer entirely, leaving both parties with nothing rather than ③accepting an outcome viewed as insulting. This behavior indicates that individuals value fairness as an end in itself, sometimes willingly ④sacrificing material gain to punish perceived exploitation. Neuroscientific investigations complement this finding, revealing that unfair offers ⑤activates brain regions associated with disgust and negative emotion.

Identical information can provoke strikingly different reactions depending on how it is worded, a phenomenon economists call the framing effect. Patients told that a surgical procedure carries a ninety percent survival rate tend to ①consent to it far more readily than patients told that the same procedure carries a ten percent mortality rate. This discrepancy arises because language does more than transmit facts; it also supplies an ②emotional lens through which those facts are interpreted. Positive framing, which emphasizes what will be ③preserved or gained, tends to encourage risk-averse choices, whereas negative framing, which emphasizes what might be lost, often pushes people toward ④safer alternatives in an attempt to avoid the loss altogether. Marketers, healthcare providers, and policymakers alike ⑤exploit this asymmetry, sometimes to help audiences make sounder decisions and sometimes merely to steer them toward a predetermined conclusion.

As private companies develop the technology to mine asteroids for rare metals and water, a legal question has become urgent: who owns the resources of outer space? Existing international treaties state that no nation may claim sovereignty over celestial bodies, but they say remarkably little about whether a private company may extract and sell what it finds there. Some governments have already passed domestic laws granting their own companies rights to material mined in space, a move that other nations view as _______________.

The discovery of CRISPR gene-editing technology gave scientists a tool precise enough to correct a single mistaken letter in the human genome. Yet editing a gene in a sperm, egg, or early embryo does not simply change one patient; it alters the genetic code passed down to every future generation. Scientific organizations around the world have therefore drawn a careful line, permitting gene editing to treat disease in existing patients while banning any edit that would be inherited by their descendants. Critics worry, however, that _______________.

Marketers have long recognized that perceived scarcity can dramatically increase a product's desirability, even when the item's intrinsic qualities remain entirely unchanged. A retailer who labels a product as "limited edition" or displays a countdown timer beside a discounted offer prompts customers to make hurried purchase decisions they might otherwise postpone or reconsider. Consumers who later reflect calmly on such purchases frequently discover that the item's actual usefulness fell well short of the ___________ they experienced at the moment of decision.

Behavioral economists have long observed that people tend to feel the pain of losing something more intensely than the pleasure of gaining an equivalent amount, a tendency known as loss aversion. Consider an investor who refuses to sell a declining stock, clinging to the hope that its price will eventually recover, even when all available evidence indicates that selling and reinvesting elsewhere would be more rational. As a result, loss aversion frequently pushes individuals toward ___________ rather than toward the outcome that would maximize their overall welfare.

Emissions trading, a market-based mechanism for curbing greenhouse gases, allows governments to set an overall limit on carbon output while letting firms trade permits within that limit. (A) Under this system, known as cap-and-trade, companies that cut emissions more cheaply than required can sell surplus allowances to firms facing higher reduction costs. Proponents argue that this flexibility lets society reach a given environmental target at the lowest overall cost, since abatement shifts toward whoever can achieve it most economically. (B) Consequently, many economists now advocate combining trading with a price floor, a minimum permit price that keeps the market from collapsing during weak demand, thereby preserving the cost-effectiveness for which trading is valued. (C) Critics, however, contend that trading schemes frequently allocate too many permits, a flaw that has historically depressed carbon prices and blunted incentives to invest in cleaner technology. For example, early phases of several regional markets granted allowances so generously that permit prices collapsed, leaving polluters with little pressure to change their practices.

The influence of the status quo bias extends well beyond personal finance into the design of public policy itself. (A) Consequently, policymakers who wish to encourage socially beneficial behavior, such as organ donation or energy conservation, have increasingly turned to adjusting default settings rather than relying solely on persuasion or financial incentives. (B) Countries that changed their organ donation systems from opt-in to opt-out, for example, observed dramatic increases in the proportion of citizens registered as donors, without any change in the underlying laws governing consent. (C) This outcome demonstrates that the default option itself functions as an implicit recommendation, one that citizens are reluctant to override even when doing so would take only a moment.

The debate over nudging often centers on a single, deceptively simple question: does saving people from their own cognitive errors amount to genuine assistance or subtle manipulation? (A) Supporters respond that every choice architecture, whether intentionally designed or not, already influences behavior in some direction, so deliberately choosing a beneficial default is preferable to leaving the arrangement to chance or to the interests of profit-driven designers. (B) Opponents of nudging argue that any attempt to steer behavior, however gently, treats citizens as incapable of making sound decisions on their own and therefore undermines the very autonomy it claims to respect. (C) This rebuttal shifts the debate away from whether influence should exist at all and toward the more practical question of who should be trusted to design it and for what purpose.

In other words, no single app may intend to expose such sensitive information, but the combination of many small pieces can. Every time a smartphone connects to a cell tower or a Wi-Fi network, it quietly records a data point that can later be pieced together into a detailed map of where its owner has been. ( ① ) Most users agree to this tracking without reading the fine print, assuming that a single company's database poses little threat. ( ② ) The real danger, however, emerges when location data from multiple sources is combined. ( ③ ) A pattern that reveals a person's home, workplace, and daily route can expose far more than any single app ever intended to share, including medical visits or private relationships. ( ④ ) Companies often argue that anonymized data cannot be traced back to individuals, yet researchers have repeatedly shown otherwise. ( ⑤ )