영어 모의고사 (자동 편성)

A striking proportion of individual investors believe their own stock-picking ability to be above average, a statistical ①impossibility given that only half of any population can genuinely outperform the rest, yet a pattern that persists with remarkable consistency across surveys. This tendency, known as overconfidence bias, leads investors to trade more ②frequently than a more cautious assessment of their own skill would justify. Extensive research comparing the trading records of numerous individual accounts has ③demonstrated that investors who trade most frequently tend to earn substantially ④higher returns than those who trade rarely, largely because transaction costs accumulate and because frequent trading often reflects overconfident reactions to short-term noise rather than genuine insight. Overconfidence also manifests in the tendency to underestimate the range of possible outcomes, causing investors to concentrate their holdings in a small number of assets they feel certain about rather than diversifying across a broader portfolio. Paradoxically, then, the very confidence that motivates investors to act decisively often ⑤undermines the outcomes they are trying to achieve.

Metacognition, broadly defined as the capacity to monitor and evaluate one's own cognitive processes, is often treated as a ①reliable guide to what we actually know, yet a growing body of evidence suggests that the correspondence between subjective confidence and objective accuracy is far weaker than intuition would suggest. Individuals routinely ②overestimate how thoroughly they have understood a passage of text immediately after reading it, a phenomenon partly attributable to the fluency with which the material was processed rather than to any genuine grasp of its underlying structure. Because rereading familiar material tends to feel ③effortless, learners frequently mistake that ease of processing for durable comprehension, a misattribution that can lead them to ④continue further study prematurely. This gap between perceived and actual mastery, sometimes labeled the illusion of knowing, has practical consequences for education, since students who trust their ⑤inflated self-assessments are less likely to seek out the more effortful, retrieval-based strategies that would otherwise consolidate their learning.

Two patients diagnosed with the same disease and prescribed the same medication can respond in ①strikingly different ways, one recovering quickly while the other experiences little benefit or even harmful side effects. Precision medicine starts from the observation that this variation often traces back to differences buried in each patient's genome, differences that determine how ②efficiently a body absorbs, breaks down, or responds to a given drug. By sequencing a patient's DNA before treatment begins, doctors can increasingly predict which medication is likely to work best and at what dose, replacing a strategy once described as one-size-fits-all with something closer to a ③tailored fit. This approach has proven especially valuable in cancer treatment, where tumors from two patients with the same diagnosis may carry entirely ④identical genetic mutations that respond to entirely different drugs. Widespread adoption still faces real obstacles, since genetic sequencing remains ⑤expensive in many regions and few doctors have been trained to interpret the flood of genetic data such tests now produce.

Cognitive load theory begins from the premise that working memory, the mental workspace in which incoming information is temporarily held and manipulated, can accommodate only an ①unlimited number of novel elements at any given moment, in stark contrast to the comparatively vast capacity of long-term memory. When instructional materials introduce more interacting elements than this narrow workspace can simultaneously process, learners experience what theorists call cognitive ②overload, a condition under which comprehension deteriorates and errors multiply regardless of how motivated the learner might be. Because much of this burden arises not from the intrinsic difficulty of the subject matter itself but from the manner in which information is presented, instructional designers can substantially ③reduce unnecessary strain by eliminating redundant explanations, aligning visual and verbal elements so that learners need not mentally integrate scattered sources, and gradually ④withdrawing guidance as competence develops. Ignoring these principles, by contrast, risks ⑤overwhelming novices with demands that exceed their processing capacity, however well-organized the underlying content may be.

A cluster of neurons smaller than a pea can now spontaneously organize itself into layered structures that ①mimic, in miniature, the architecture of a developing human brain. Grown from stem cells coaxed to follow the same developmental cues that guide an embryo, these brain organoids have begun firing electrical signals in patterns that ②sharply resemble the activity recorded in an infant's brain. For researchers studying disorders such as autism or schizophrenia, this offers something long unavailable: a living model of human brain development that can be observed and manipulated directly, without ever touching an actual patient. Because organoids lack sensory organs, a body, or any connection to the outside world, most neuroscientists argue that the structures ③cannot generate anything resembling subjective experience, however brain-like their electrical activity may appear. Even so, the pace at which these organoids are growing more ④complex has convinced some ethicists that the field would benefit from establishing clear ⑤boundaries now, before the science outruns the conversation about what it means.

When people recall precisely where they were and what they were doing at the moment they learned of some momentous public event, the resulting memory often feels extraordinarily vivid, as though it had been etched into the mind with photographic precision; researchers have termed such recollections flashbulb memories. Proponents of this concept once argued that the emotional intensity and surprise accompanying such events trigger a distinct neural mechanism that preserves details with unusual fidelity, effectively exempting them from the gradual decay that afflicts ordinary memories. Subsequent longitudinal studies, however, have complicated this picture considerably: when researchers compared accounts gathered within days of an event to accounts gathered years later, they discovered that details had frequently been altered, omitted, or even fabricated, even though the individuals reporting them expressed unwavering confidence in their accuracy. This persistent mismatch between subjective certainty and objective consistency implies that _______________.

A small bakery once sold a basic loaf for three dollars and a premium loaf for six dollars, and most customers simply bought the cheaper one. The owner then introduced a third option: a slightly larger premium loaf priced at seven dollars, one that was clearly inferior to the six-dollar loaf in terms of value for money. Almost nobody chose the new seven-dollar loaf, yet sales of the six-dollar loaf rose sharply, because _______________. This pattern demonstrates that people rarely judge options in isolation; instead, they evaluate choices relative to whatever alternatives happen to be nearby.

Conventional economic wisdom holds that more options are always preferable to fewer. Empirical research on consumer behavior, however, complicates this assumption considerably. When shoppers are presented with an extensive array of choices, they frequently experience heightened anxiety about making the wrong selection and, paradoxically, become less likely to make any purchase or decision at all. Businesses that recognize this dynamic have begun deliberately curating smaller, carefully selected assortments, betting that ___________ can sometimes generate more sales and greater customer satisfaction than abundance.

The human gut hosts trillions of microorganisms whose combined genetic material outnumbers that of the human genome itself many times over. (A) A microbiome disrupted by antibiotics, poor diet, or chronic stress can leave the gut lining more permeable than it should be, allowing substances to leak into the bloodstream that would normally stay contained. (B) Once dismissed as passive hitchhikers, these bacteria are now understood to actively shape digestion, regulate immune responses, and even influence the production of chemicals that affect mood and behavior. (C) Researchers studying this connection have found that transplanting gut bacteria from a healthy donor into a patient can relieve symptoms of certain digestive disorders, though the microbiome varies enormously between individuals, so a treatment that helps one person's gut may do little for someone else's.

French sociologist Pierre Bourdieu introduced the concept of habitus to describe the deeply ingrained dispositions, tastes, and ways of perceiving the world that individuals absorb through years of socialization within a particular social class. (B) Bourdieu argued that habitus allows privilege to reproduce itself across generations without any explicit coercion, since children raised in advantaged households absorb the tastes that elite schools implicitly reward. (A) Habitus operates below conscious awareness, so that a person's habitus feels entirely natural even though it was produced by specific social conditions. (C) Because habitus feels like personal identity rather than social conditioning, individuals rarely recognize how thoroughly their preferences have been shaped by class position.