영어 모의고사 (자동 편성)

Individuals confronted with a set of options frequently ①default to whichever alternative requires no active decision at all, a tendency scholars term the status quo bias. Rather than weighing the merits of each available choice afresh, decision-makers often treat the current arrangement as a reasonable baseline simply because it already exists, even when ②switching would plainly serve their interests better. This pattern becomes especially apparent in contexts where enrollment in a program ③depend on a default setting. When employees must actively opt into a retirement savings plan, participation rates remain stubbornly low; yet when the same plan is presented as automatic unless an employee opts out, participation rises dramatically, despite the fact that the underlying financial terms ④are identical in both cases. Two forces appear to drive this asymmetry: first, the cognitive effort required to evaluate alternatives, and second, an aversion to the potential regret that ⑤might follow an active decision that turns out poorly.

Anyone who has ever promised to finish a project "by Friday," only ①to still being working on it weeks later, has experienced the planning fallacy firsthand. This term describes the persistent tendency of individuals and organizations ②to underestimate how long a task will take, how much it will cost, and how many complications will inevitably arise. What makes this bias particularly stubborn is that awareness of past failures rarely leads to more accurate predictions; a construction firm that ③finished its last three projects late will often insist, with genuine confidence, that this next project will be different. Researchers argue that planners focus almost exclusively on the specific steps of the current task while ④ignoring the broader statistical record of similar projects that came before. Until such external correction becomes standard practice, ambitious deadlines will likely continue to be ⑤broken with remarkable consistency.

Imagine a teleportation device that scans every atom in your body, transmits that information to a distant station, and ①reconstructs an exact physical duplicate there, while destroying the original body in the process. From the traveler's point of view, stepping into the machine and stepping out on the other side would feel utterly seamless, complete with continuous memories and a sense of ②having simply walk through a door. Philosophers, however, are troubled by a version of the same device that malfunctions: instead of destroying the original, it leaves the original body intact while still ③creating a perfect duplicate elsewhere. Now two people exist, each with identical memories and an equally strong claim ④to being the original traveler, and there is no principled way to say that one of them is the real continuation of the person who entered the machine. This malfunction reveals that memory and psychological continuity alone cannot fully ⑤settle what personal identity actually requires.

City governments increasingly market dense networks of surveillance cameras as a straightforward safety upgrade, ①promising faster emergency response and lower crime rates. In many cases, the technology delivers exactly what it promises, ②helping investigators identify suspects within hours rather than weeks. Yet the same infrastructure that catches criminals also creates a permanent record of where ordinary, law-abiding citizens ③go about their daily lives. Once a camera network exists, its purpose can quietly expand, often without new public debate or explicit approval. Civil liberties groups argue that a city should decide how much surveillance it wants before the cameras go up, not years afterward when the infrastructure ④is already impossible removing. Convenience installed today, in other words, can quietly ⑤become control tomorrow.

German sociologist Ferdinand Tönnies distinguished between two fundamentally different forms of social organization, which he termed Gemeinschaft and Gesellschaft. Gemeinschaft, often translated as community, describes relationships bound by close kinship, shared tradition, and face-to-face familiarity, typical of small villages where individuals know one another across an entire lifetime. Gesellschaft, often translated as society, describes relationships organized around impersonal contracts, self-interest, and formal law, typical of large cities where interactions occur between relative strangers who cooperate for specific, limited purposes. Tönnies did not regard one form as simply superior to the other; rather, he saw the shift from Gemeinschaft toward Gesellschaft as a defining feature of modernization, one that _______________.

The eventual collapse of a speculative bubble often unfolds with surprising speed compared with the gradual climb that preceded it. (A) As prices begin to fall, investors who bought near the peak, motivated largely by fear of missing further gains, are often the first to sell, since they have the least conviction in the asset's underlying value. (B) Their selling triggers further price declines, which in turn prompt additional investors to sell out of a newly urgent fear of continued loss rather than a fear of missing out. (C) This reversal illustrates that the same herd psychology driving prices upward can just as easily reverse direction, converting collective optimism into collective panic within a remarkably short period.

The debate over nudging often centers on a single, deceptively simple question: does saving people from their own cognitive errors amount to genuine assistance or subtle manipulation? (A) Supporters respond that every choice architecture, whether intentionally designed or not, already influences behavior in some direction, so deliberately choosing a beneficial default is preferable to leaving the arrangement to chance or to the interests of profit-driven designers. (B) Opponents of nudging argue that any attempt to steer behavior, however gently, treats citizens as incapable of making sound decisions on their own and therefore undermines the very autonomy it claims to respect. (C) This rebuttal shifts the debate away from whether influence should exist at all and toward the more practical question of who should be trusted to design it and for what purpose.

The ethical debate surrounding nudging often intensifies when the technique is applied to particularly vulnerable populations. (A) Elderly individuals facing complex decisions about long-term care, for example, may be especially susceptible to defaults and framing effects, raising the stakes of any given choice architecture considerably. (B) Some ethicists argue that heightened vulnerability actually strengthens the case for carefully designed nudges, since vulnerable individuals may otherwise fall prey to more overtly exploitative influences, such as aggressive sales tactics, if a beneficial default is not established first. (C) Others insist that heightened vulnerability demands greater caution rather than more intervention, since those least equipped to resist a nudge are also least equipped to recognize when it no longer serves their genuine interests.

When sociologist Émile Durkheim studied suicide rates across different societies, he noticed something puzzling: rates rose not only during economic depression but also during sudden prosperity. (B) Decades later, Robert Merton extended the concept to explain deviance within stable societies, proposing that anomie also arises when a culture insists that everyone pursue identical goals while denying many people the legitimate means to achieve them. (A) He concluded that both crises share a common feature, the collapse of shared norms, a state Durkheim called anomie, arguing that rapid social change can strip away the moral guidelines that regulate human desire. (C) Faced with this gap between aspiration and opportunity, some individuals conform, but others turn to innovation, ritual, retreat, or rebellion.

주어진 문장: No individual, he pointed out, could realistically process every piece of available information before choosing. Classical economic theory long assumed that decision makers gather all relevant information, calculate every possible outcome, and select the single option that maximizes their benefit. ( ① ) Herbert Simon, however, questioned this assumption, arguing that human beings operate under real constraints of time, knowledge, and mental capacity that make such exhaustive calculation practically impossible. ( ② ) Instead of searching endlessly for the theoretically perfect choice, people typically stop once they find an option that seems good enough to meet their immediate needs, a strategy Simon termed satisficing. ( ③ ) A shopper comparing refrigerators, for example, rarely examines every model available; she instead sets a few practical criteria, such as price and size, and selects the first appliance that satisfies them adequately. ( ④ ) This approach is not a failure of reasoning but rather a sensible adaptation to a world where information is costly and time is genuinely limited. ( ⑤ ) Consequently, models assuming unlimited rationality often fail to predict actual behavior, while frameworks acknowledging these cognitive boundaries offer a far more realistic account of how ordinary decisions are actually made.