영어 모의고사 (자동 편성)

Eyewitness testimony ①has long carried weight in courtrooms, yet decades of research reveal that memories of witnessed events are more malleable than most people assume. When individuals who observe an event ②are later exposed to misleading information about what they saw, whether through a leading question or a conversation with another witness, their recollections frequently incorporate details that never occurred, a phenomenon known as the misinformation effect. In one classic paradigm, participants who watched a video of a traffic accident and ③were then asked how fast the cars were going when they smashed into each other reported higher speed estimates and were more likely to falsely recall broken glass than participants asked the identical question using the milder verb hit. Crucially, these distorted memories often feel genuine to the person experiencing them, since the original memory trace ④become blended with the newly introduced information rather than existing as a separate, contradictory record. Such findings ⑤have prompted legal systems to adopt cautious interviewing protocols designed to minimize suggestive questioning during investigations.

Two drivers, equally distracted by their phones, ①run a red light in exactly the same careless manner. By pure chance, a child happens to be crossing the street in front of one driver but not the other; the first driver kills the child, while the second driver drives through safely and never even ②noticing the danger. Although both drivers behaved identically and made exactly the same reckless choice, society judges them very differently: one faces criminal charges and lifelong guilt, while the other receives, at most, a minor traffic ticket. Philosophers call this troubling asymmetry moral luck, since factors entirely outside a person's control end up ③determining how severely we judge their moral character. If moral responsibility is supposed to depend only on what a person chooses and intends, this outcome seems deeply unfair, yet few people are willing ④to excuse the unlucky driver as if nothing worse had happened. Moral luck suggests that our everyday judgments rest on a foundation far ⑤shakier than we usually like to admit.

Economists traditionally measured a community's wealth in terms of factories, income, or infrastructure, yet sociologists increasingly point to a less visible resource: social capital, the networks of trust and reciprocity ①that allow people to cooperate for mutual benefit. Robert Putnam popularized the concept by ②documenting a decline in civic participation, noting that fewer Americans joined bowling leagues, parent associations, or local clubs even as bowling itself remained popular, a trend he ③captured in the phrase bowling alone. Communities rich in social capital tend to enjoy lower crime and more effective local government, because neighbors ④who know and trust one another can coordinate informally without relying entirely on formal institutions. However, social capital is not uniformly beneficial; tightly bonded networks can also exclude outsiders and ⑤reinforcing existing inequality.

Among the many tools available to those who design choice environments, few are as quietly ①powerful as the default option, the alternative that takes effect automatically unless a person actively selects something else. Because changing a default requires ②deliberate effort, many individuals simply accept whatever arrangement has been preselected for them, regardless of whether that arrangement actually serves their interests best. Countries that automatically enroll citizens in organ donation programs, requiring an explicit request to opt out, consistently report far ③lower donor registration rates than countries that require citizens to actively opt in. Employers who automatically enroll new hires in retirement savings plans likewise see participation rates climb dramatically compared with employers who leave enrollment entirely voluntary. What makes default options so influential is not merely convenience; a default also functions as an implicit signal about what is considered ④normal or recommended, subtly shaping perceptions even among individuals who believe themselves to be deciding ⑤independently.

Bacteria have been cutting up invading viral DNA for billions of years, long before any scientist thought to borrow the trick for use in a laboratory. The CRISPR-Cas9 system relies on a short guide RNA that matches a specific DNA sequence, _______________. Once Cas9 arrives at the target site, it slices both strands of the DNA helix, and the cell's own repair machinery rushes in to mend the cut, often introducing a small change in the process. By supplying the cell with a template during this repair step, scientists can direct that machinery to insert a specific new sequence rather than merely disabling the original gene. What once required years of painstaking work to alter a single gene can now be accomplished within days.

Financial markets occasionally experience episodes in which asset prices rise far beyond any level that careful analysis of underlying fundamentals could justify, a phenomenon commonly attributed to herd psychology. During such episodes, individual investors often conclude that continuing to buy is reasonable simply because so many others are doing the same, rather than because any independent evaluation supports the purchase. Understanding market bubbles thus requires looking beyond conventional economic fundamentals toward the ___________ that binds individual investors into a single, momentum-driven crowd.

Behavioral economists have long observed that people tend to feel the pain of losing something more intensely than the pleasure of gaining an equivalent amount, a tendency known as loss aversion. Consider an investor who refuses to sell a declining stock, clinging to the hope that its price will eventually recover, even when all available evidence indicates that selling and reinvesting elsewhere would be more rational. As a result, loss aversion frequently pushes individuals toward ___________ rather than toward the outcome that would maximize their overall welfare.

Behavioral savings programs of this kind rest on a deliberately modest set of psychological assumptions about their participants. (A) Rather than assuming that employees will consistently exercise the willpower required to save voluntarily, the program assumes the opposite: that inertia, once established in a beneficial direction, will keep participants enrolled without further effort. (B) This modest assumption turns out to be far more reliable than optimistic assumptions about sustained willpower, since it requires participants to do nothing at all in order to keep saving. (C) Traditional financial education campaigns, by contrast, often rely on the assumption that providing sufficient information will motivate people to change their saving habits, an assumption that field results have repeatedly failed to support.

주어진 문장: In other words, no phase of a product's existence is excluded from consideration, from the extraction of raw materials to its final disposal. When consumers compare two products and assume that the one labeled "eco-friendly" is automatically the more sustainable choice, they often overlook the complexity involved in verifying such a claim. ① Life cycle assessment, commonly abbreviated as LCA, is a systematic method developed to evaluate the environmental impact of a product across every stage of its existence. ② This method examines raw material extraction, manufacturing, transportation, use, and disposal, compiling data on energy consumption and emissions generated at each stage. By tracing a product from its origin to its disposal, this approach reveals impacts that might otherwise remain hidden from consumers who see only the finished item on a shelf. ③ For example, an electric vehicle may produce no emissions while being driven, yet the mining of metals for its battery can generate substantial environmental costs elsewhere. ④ Without accounting for these earlier stages, a superficial comparison could mistakenly present the vehicle as entirely emission-free. ⑤ Therefore, researchers increasingly rely on life cycle assessment to make informed decisions rather than trusting labels alone. ① ② ③ ④ ⑤

At that distant point in time, the future increase feels almost costless, since no immediate sacrifice is required. One practical application of hyperbolic discounting involves a savings program that gradually raises an employee's contribution rate over several years. ( ① ) Employees are first asked to commit, well in advance, to increasing their savings rate at a specific future date, often timed to coincide with an expected salary raise. ( ② ) Because the commitment applies only to a point far in the future, the vast majority of employees readily agree to the plan. ( ③ ) When the scheduled date finally arrives, the increase takes effect automatically unless the employee actively opts out, and remarkably few do. ( ④ ) The program succeeds precisely because it separates the decision from the discomfort, asking employees to commit when the cost feels abstract rather than immediate. ( ⑤ ) In this way, a well-timed program can help individuals overcome the very bias that would otherwise prevent them from saving adequately for the future.