영어 모의고사 (자동 편성)

Behavioral economists have long observed that people tend to feel the pain of losing something more intensely than the pleasure of gaining an equivalent amount, a tendency ①known as loss aversion. This asymmetry, which ②was first documented through a series of carefully designed experiments, suggests that the psychological weight of a loss can be roughly twice that of a comparable gain. Consider an investor who refuses to sell a declining stock, ③clings to the hope that its price will eventually recover, even when all available evidence indicates that selling and reinvesting elsewhere would be more rational. Such behavior, though it ④appears irrational from a purely economic standpoint, becomes understandable once we recognize that the investor is trying to avoid the sharp discomfort associated with realizing a loss. Similarly, consumers often demand a much higher price to give up an item they already own than they would be ⑤willing to pay to acquire the same item in the first place.

As private companies develop the technology to mine asteroids for rare metals and water, a legal question once confined to science fiction has suddenly ①become urgent: who, if anyone, owns the resources of outer space? Existing international treaties state that no nation may claim sovereignty over celestial bodies, but they say remarkably little about ②whether a private company may extract and sell what it finds there. Some governments have already passed domestic laws ③granting their own companies rights to material mined in space, a move that other nations view as a unilateral attempt to settle a question that should ④decide collectively. Supporters of space mining argue that new resources could ease shortages on Earth and fund further exploration, while critics warn that treating space as an open frontier for extraction risks ⑤repeating the same environmental and political mistakes that colonization caused on Earth.

For much of its history, economic theory treated emotion as a distortion to be eliminated from otherwise rational calculation, an obstacle standing between decision-makers and their true self-interest. More recent research, however, suggests that emotion functions not merely as noise but as an ①integral component of sound judgment, one that supplies information conventional reasoning alone cannot readily access. Individuals who, due to specific neurological conditions, lose the capacity to experience emotion while retaining otherwise normal cognitive abilities frequently struggle to make even simple decisions, spending ②excessive time weighing options that most people resolve almost instantly through a felt sense of what seems right. This observation suggests that emotional responses often function as rapid heuristics, allowing individuals to ③bypass exhaustive deliberation by relying on accumulated affective associations built from past experience. At the same time, acute emotional states, particularly fear and excitement, can distort judgment in predictable directions: fear tends to make individuals more risk-averse than their circumstances objectively warrant, while excitement can ④inflate optimism about outcomes that remain, in reality, highly uncertain. Financial regulators have begun incorporating this understanding into policy design, recognizing that decisions made under conditions of acute emotional arousal often depart substantially from the measured judgment that individuals would exhibit under ⑤turbulent circumstances.

When workers receive a five percent raise in a year when prices have climbed five percent as well, their real purchasing power has not changed at all, yet many still report feeling ①noticeably better off. This tendency to judge economic well-being by ②nominal figures printed on a paycheck, rather than by what that money can actually purchase, is known among economists as money illusion. Employers exploit this pattern by favoring modest nominal raises over deeper structural adjustments, since a visible increase on a payslip ③disappoints employees more effectively than an explanation about inflation could. The illusion persists even among people who claim to understand inflation well, which suggests that the bias operates at an ④intuitive level that formal knowledge does not easily override. Some economists argue that policymakers should exploit this illusion strategically, since workers resist nominal wage cuts far more ⑤fiercely than they resist the equivalent erosion of real wages.

Imagine two travelers preparing for the same trip: one ①agrees to fly after watching news coverage of a recent plane crash, while the other books a flight without hesitation. Statistically, air travel remains far ②safer than driving the same distance by car, yet vivid, emotionally charged images tend to ③dominate human judgment more powerfully than dry statistics ever could. This tendency, in which people estimate how likely an event is based on how easily examples come to mind rather than on actual data, quietly shapes countless everyday decisions. News broadcasts that repeatedly feature rare disasters can leave viewers convinced that such events are ④common, even though official records clearly show the opposite. Advertisers and politicians alike ⑤exploit this pattern, knowing that a single striking anecdote often persuades audiences more effectively than pages of careful statistics ever manage to.

When sociologist Émile Durkheim studied suicide rates across different societies, he noticed something puzzling: rates rose not only during economic depression but also during sudden prosperity. He concluded that both crises share a common feature, the collapse of shared norms that once told individuals what to expect and how to behave. Decades later, Robert Merton extended the concept to explain deviance within stable societies, proposing that anomie also arises when a culture insists that everyone pursue identical goals, such as wealth, while denying many people the legitimate means to achieve them. Faced with this gap between aspiration and opportunity, _______________. Anomie theory therefore suggests that crime is less a product of individual failure than of structural imbalance within society itself.

Facing a shortage of caregivers and a rapidly aging population, several countries have begun deploying robots designed to remind elderly residents to take medication and offer simple conversation. Early trials show that many residents report reduced loneliness, particularly when a robot's presence allows a human staff member to spend more time with each patient. Critics, however, worry that _______________, especially in facilities already struggling with tight budgets.

Working memory refers to the mental workspace in which information is temporarily held and manipulated while a person performs a cognitive task. Such tasks include solving an arithmetic problem, following a rapid conversation, or holding a phone number in mind before dialing it. In the mid-twentieth century, the psychologist George Miller proposed that this workspace could accommodate roughly seven discrete items. His claim proved so influential that it became widely known as the magic number seven. Subsequent research, however, revealed that Miller's estimate was somewhat generous, since it failed to account for the complexity of the material being remembered. Nelson Cowan later argued that when rehearsal strategies are prevented and attention is tightly controlled, _______________. This discrepancy suggests that what earlier studies had measured was not raw storage capacity itself but a hybrid quantity inflated by clever strategies. Contemporary psychologists therefore distinguish between the fixed limit of working memory and the flexible techniques that allow individuals to transcend that limit.

Because the two sums occupy entirely separate mental categories, the household feels no contradiction in treating them so differently. Consider a household that maintains two separate financial habits that, from a purely economic standpoint, appear difficult to reconcile. ( ① ) On one hand, the household carefully sets aside a fixed percentage of its income each month into a long-term retirement account, resisting any temptation to withdraw from it early. ( ② ) On the other hand, the same household carries a persistent balance on a credit card, paying a substantial interest rate simply for the convenience of short-term borrowing. ( ③ ) A purely rational calculation would suggest withdrawing a small amount from savings to eliminate the higher-interest debt, since the interest earned on savings is far lower than the interest owed on the card. ( ④ ) Yet the household rarely considers this option, since retirement savings are mentally categorized as untouchable while credit card debt is treated as a separate, ongoing obligation. ( ⑤ ) This example illustrates how mental accounting can lead to financial choices that persist despite being demonstrably suboptimal.

주어진 문장: Correcting this bias, therefore, requires more than good intentions or personal willpower. Anyone who has ever promised to finish a project "by Friday," only to still be working on it weeks later, has experienced the planning fallacy firsthand. ( ① ) This term describes the persistent tendency of individuals and organizations to underestimate how long a task will take, how much it will cost, and how many complications will inevitably arise. ( ② ) What makes this bias particularly stubborn is that awareness of past failures rarely leads to more accurate predictions; a construction firm that finished its last three projects late will often insist, with genuine confidence, that this next project will be different. ( ③ ) Researchers argue that planners focus almost exclusively on the specific steps of the current task while ignoring the broader statistical record of similar projects that came before. ( ④ ) One proposed remedy, known as reference class forecasting, requires planners to deliberately consult outcomes from comparable past projects rather than relying solely on their own optimistic intuition. ( ⑤ ) Until such external correction becomes standard practice, ambitious deadlines will likely continue to be broken with remarkable consistency.