영어 모의고사 (자동 편성)

Standard economic theory assumes that money is fungible, meaning that a dollar earned as salary is functionally identical to a dollar received as a tax refund or won in a lottery. In practice, however, people routinely sort their finances into separate mental accounts, ①treating money differently depending on its source or intended purpose, a process economists call mental accounting. A household that would never dip into its retirement savings to pay for a vacation might nonetheless spend an unexpected bonus on that very trip without hesitation, even though both sums ②are, in strictly financial terms, equally available for either purpose. This compartmentalization can produce decisions that appear inconsistent when viewed through a purely rational lens: the same individual who diligently saves a portion of every paycheck may simultaneously ③carrying high-interest credit card debt, effectively paying more to borrow than they earn on their savings. Mental accounting is not always harmful, however; by assigning specific categories to specific funds, individuals can also impose useful discipline on their spending, ④preventing money earmarked for essential needs from being diverted toward impulsive purchases. The practice thus reveals that financial behavior is guided less by pure arithmetic than by psychological categories that individuals ⑤impose on money's origin and purpose.

Beyond restoring lost function, engineers are now exploring implants and prosthetics designed to give healthy people abilities beyond ordinary human limits, from night vision to reaction times faster than any athlete could achieve through training alone. Supporters frame this as simply the next step in a long history of human enhancement, ①no different in principle from eyeglasses or vaccines, only more direct. Critics counter that earlier enhancements were broadly available to anyone regardless of wealth, while cutting-edge neural and physical implants are likely to remain ②expensive for decades, potentially splitting society into those who can afford enhancement and those who cannot. If such a divide hardens, competitive advantages in school, sports, and the workplace could come to depend ③less on effort than on access to capital. What began as a medical tool for restoring what was lost, in other words, may end up ④preserving the baseline of what counts as an ordinary human being, keeping the definition of "normal" ⑤unchanged for future generations.

Few ideas in policy debate provoke as much philosophical unease as the notion that a government might ①deliberately steer citizens toward better choices while leaving every option technically available. Defenders insist that freedom is ②preserved as long as no option is banned and no penalty is attached, arguing that a citizen who is merely steered, rather than coerced, remains free to choose otherwise. Critics counter that this defense rests on an ③impoverished notion of liberty, one that ignores how engineered defaults and calculated framing can shape decisions just as powerfully as an outright prohibition would. If a policy is designed because officials expect it to bypass conscious deliberation, these critics ask, can the resulting choice still be called ④autonomous, even though no law was broken? The dispute ultimately turns on what freedom actually requires: the mere absence of coercion, or a decision-making process that remains ⑤opaque and undistorted.

Imagine a brilliant scientist named Mary who has spent her entire life inside a black-and-white room, learning everything physical science could ever teach about color, including the exact wavelengths of light and the precise neural processes triggered when a person sees red. Despite this ①complete physical knowledge, Mary herself has never actually seen a color; every book, screen, and object in her world has been carefully restricted to shades of gray. Suppose that one day Mary is finally released from the room and shown a ripe red tomato for the first time. Philosopher Frank Jackson argued that Mary would learn something entirely ②new at that moment, namely what it actually feels like to see red, even though she already possessed every physical fact about color there was to know beforehand. If Mary genuinely gains new knowledge upon leaving the room, then physical facts alone ③cannot capture everything there is to know about conscious experience, ④confirming that something was indeed missing from her exhaustive scientific education all along, a conclusion that some physicalists find entirely ⑤unsurprising.

Among the many strategies proposed to remove carbon dioxide from the atmosphere, one of the oldest draws on an agricultural technique predating modern industry, converting organic material into a ①stable form of charcoal known as biochar. Biochar is produced through pyrolysis, a process in which crop residues or wood chips are heated in an environment with little or no oxygen, preventing the material from burning away as in an open fire. This process leaves behind a carbon-rich solid that ②accelerates decomposition far longer than raw organic matter, locking carbon in a form remaining stable in soil for centuries. When mixed into farmland, biochar also improves soil structure, retaining moisture and nutrients otherwise lost, which can ③boost crop yields in depleted soils. For example, farmers cultivating nutrient-poor tropical soils have reported ④measurable increases in productivity after adding biochar. Nevertheless, researchers caution that the climate benefits of biochar depend on the feedstock and method used, since poorly managed pyrolysis can release as much carbon as it sequesters, ⑤undermining its own purpose.

A liver no longer has to sit inside a human body to be studied closely. By coaxing stem cells to organize themselves within a nutrient-rich gel, scientists can now grow miniature three-dimensional structures called organoids, which reproduce much of the architecture and function of a real organ. Unlike flat cultures grown on a plastic dish, organoids let cells interact in three dimensions much as they would inside the body, yielding tissue that behaves in strikingly realistic ways. This fidelity has made organoids invaluable for testing how a drug affects human tissue before any patient is exposed, _______________. Some laboratories have even grown organoids from a single patient's own cells, raising the possibility of trialing a treatment on a miniature copy of that patient's organ before committing to an actual course of therapy.

When people estimate the value of an unfamiliar product, they rarely rely on objective calculation alone; instead, they anchor their judgment to whatever numerical reference happens to be presented first, however arbitrary that number may be. A shopper who first sees a jacket listed at $300 before it is marked down to $150 will likely judge the discounted price as an excellent bargain. Such evidence indicates that rational deliberation alone cannot fully explain how value is perceived, since the ___________ ultimately shapes what buyers are willing to pay.

Individuals confronted with a set of options frequently default to whichever alternative requires no active decision at all, a tendency scholars term the status quo bias. When employees must actively opt into a retirement savings plan, participation rates remain stubbornly low; yet when the same plan is presented as automatic unless an employee opts out, participation rises dramatically. Because inaction carries no vivid regret, the status quo comes to feel safer than it objectively is, illustrating how ___________ can masquerade as a deliberate preference.

As solar and wind power expand rapidly across national grids, engineers face a challenge that receives far less public attention than the construction of the generating facilities themselves. Unlike conventional power plants, which can adjust their output to match demand at almost any moment, solar panels and wind turbines generate electricity only when sunlight or wind is available, producing supply that fluctuates constantly. This intermittency means that grid operators must balance supply and demand even when renewable output suddenly drops, such as when clouds cover a solar farm or wind speeds fall. One proposed solution involves large-scale battery storage systems, which absorb surplus electricity generated during periods of high output and release it later when generation declines. Another approach relies on expanding transmission networks across wider regions, so that electricity generated in a sunny area can be redirected to places experiencing a shortfall. Grid operators _______________. Without such investment, integrating renewable energy could paradoxically undermine the very reliability that modern electricity grids are expected to provide.

Convenience installed today, in other words, can quietly become control tomorrow. City governments increasingly market dense networks of surveillance cameras as a straightforward safety upgrade, promising faster emergency response and lower crime rates. ( ① ) In many cases, the technology delivers exactly what it promises, helping investigators identify suspects within hours rather than weeks. ( ② ) Yet the same infrastructure that catches criminals also creates a permanent record of where ordinary, law-abiding citizens go about their daily lives. ( ③ ) Once a camera network exists, its purpose can quietly expand, often without new public debate or explicit approval. ( ④ ) Civil liberties groups argue that a city should decide how much surveillance it wants before the cameras go up, not years afterward when the infrastructure is already impossible to remove. ( ⑤ )