영어 모의고사 (자동 편성)

Over the past two decades, insights drawn from behavioral economics have moved beyond academic journals and into the machinery of government itself, ①reshaping how numerous public programs are designed and implemented. Tax authorities in several countries, for example, discovered that simply informing citizens how many of their neighbors had already paid overdue taxes on time substantially ②increased subsequent compliance rates, outperforming letters that merely threatened legal penalties for continued nonpayment. Public health agencies have applied similar principles to encourage preventive care, finding that appointment reminders phrased to emphasize the personal cost of a missed visit ③proved more effective than neutral reminders listing only the date and time. Employment offices redesigned job-seeking assistance programs around specific, actionable steps rather than general encouragement, discovering that participants who were asked ④to write down a concrete plan for the following week were considerably more likely to follow through than those who received only general advice. What unites these disparate interventions ⑤are a shared recognition that small, carefully tested adjustments to how choices are presented can produce measurable improvements in outcomes.

Philosopher Jeremy Bentham designed the panopticon, a prison structure in which a central watchtower allows a single guard ①observing every cell, while inmates can never determine whether they are actually ②being watched at any given moment. French theorist Michel Foucault later transformed this architectural idea into a broader theory of power, arguing that the mere possibility of being observed is often sufficient ③to produce obedient behavior, since individuals internalize the watcher's gaze and begin to discipline themselves even in the watcher's absence. Foucault extended this logic beyond prisons to schools, hospitals, and workplaces, ④suggesting that modern institutions increasingly rely on continuous, often invisible observation rather than physical force to maintain order. Contemporary scholars have applied Foucault's framework to digital surveillance, arguing that smartphones and workplace monitoring software ⑤recreate panoptic conditions on a vastly larger scale.

Political philosophers have long ①debated how much authority, if any, a government may legitimately claim over free individuals. Robert Nozick imagined a hypothetical starting point in which people live without any state at all, each relying on private arrangements to protect their own person and property. He argued that a minimal state, limited strictly to enforcing contracts and protecting citizens from violence, theft, and fraud, could arise gradually through a series of voluntary exchanges, with everyone's rights ②repeatedly being violated along the way. Critics on one side, the anarchists, insist that even this minimal government inevitably ③violates the rights of those who never consented to join it, since a truly voluntary arrangement would allow individuals to ④opt out entirely. Critics on the other side argue that a state limited to bare protection cannot address deeper inequalities that arise naturally in any free market. Nozick's thought experiment therefore sits at the center of an ⑤unresolved argument about where legitimate political authority actually begins.

Many households save far less for retirement than conventional financial advice would recommend, not necessarily because they lack the resources to do so, but because a combination of procrastination, present bias, and the discomfort of forgoing current consumption repeatedly ①delays the decision to begin saving. Recognizing this gap between intention and action, some economists have proposed a savings program in which employees commit today to allocating a portion of their future salary increases toward retirement savings, rather than being asked to ②increase their current take-home pay immediately. Because the sacrifice applies only to income not yet received, the commitment feels far less ③painful than an equivalent reduction in present earnings would, making employees considerably more willing to enroll. Once enrolled, the contribution rate automatically rises with each subsequent raise, gradually ④increasing savings without requiring any further deliberate action from participants. Field trials of such programs have reported substantial increases in average savings rates over several years, alongside participant satisfaction that remains notably ⑤high.

Millions of people now wear devices that continuously track their heart rate, sleep patterns, and daily activity. Users generally assume this information belongs to them, since it is drawn directly from their own bodies. In practice, however, the terms of service that few people read often grant the manufacturer broad rights to store, analyze, and even sell anonymized versions of that data. Advocates for reform argue that biological data deserves a category of protection stronger than ordinary consumer information, precisely because _______________.

Structural functionalism approaches society as a complex system of interdependent parts, each contributing to the overall stability and smooth operation of the whole, much as organs contribute to the survival of a biological body. Sociologist Talcott Parsons argued that institutions such as the family, education, religion, and government each perform necessary functions, so that removing or weakening any one institution threatens the equilibrium of the entire system. Robert Merton refined this framework by distinguishing manifest functions, the intended and openly recognized consequences of a social practice, from latent functions, unintended consequences that nonetheless help sustain the system, such as schools serving not only to educate but also to provide childcare that allows parents to work. Critics have long charged that functionalism, by emphasizing stability and equilibrium, struggles to explain social conflict and rapid change, since it tends to _______________.

Anyone who has ever promised to finish a project "by Friday," only to still be working on it weeks later, has experienced the planning fallacy firsthand. This term describes the persistent tendency of individuals and organizations to underestimate how long a task will take, how much it will cost, and how many complications will inevitably arise. What makes this bias particularly stubborn is that awareness of past failures rarely leads to more accurate predictions; a construction firm that finished its last three projects late will often insist, with genuine confidence, that this next project will be different. Researchers argue that planners focus almost exclusively on the specific steps of the current task while ignoring the broader statistical record of similar projects that came before. One proposed remedy, known as reference class forecasting, requires planners to deliberately consult outcomes from comparable past projects rather than relying solely on their own optimistic intuition. Until such external correction becomes standard practice, _______________.

A small bakery once sold a basic loaf for three dollars and a premium loaf for six dollars, and most customers simply bought the cheaper one. The owner then introduced a third option: a slightly larger premium loaf priced at seven dollars, one that was clearly inferior to the six-dollar loaf in terms of value for money. Almost nobody chose the new seven-dollar loaf, yet sales of the six-dollar loaf rose sharply, because _______________. This pattern demonstrates that people rarely judge options in isolation; instead, they evaluate choices relative to whatever alternatives happen to be nearby.

Working memory refers to the mental workspace in which information is temporarily held and manipulated while a person performs a cognitive task. Such tasks include solving an arithmetic problem, following a rapid conversation, or holding a phone number in mind before dialing it. (A) Subsequent research, however, revealed that Miller's estimate was somewhat generous, since it failed to account for the complexity of the material being remembered. Nelson Cowan later argued that when rehearsal strategies are prevented and attention is tightly controlled, genuine capacity hovers closer to four items rather than seven. (B) This discrepancy suggests that what earlier studies had measured was not raw storage capacity itself but a hybrid quantity inflated by clever strategies. Contemporary psychologists therefore distinguish between the fixed limit of working memory and the flexible techniques that allow individuals to transcend that limit. (C) In the mid-twentieth century, the psychologist George Miller proposed that this workspace could accommodate roughly seven discrete items. His claim proved so influential that it became widely known as the magic number seven.

Fairness, in other words, is not a feature that can simply be patched in once a problem is discovered. Many large companies now rely on artificial intelligence to screen job applications before a human ever sees them. ( ① ) These systems promise efficiency, scanning thousands of resumes in seconds and ranking candidates according to patterns drawn from previous hiring decisions. ( ② ) However, this reliance on historical data creates a troubling risk. ( ③ ) If a company's past hiring favored a particular group, the algorithm may learn to treat that pattern as a marker of success and quietly reproduce it, even when no one intended discrimination. ( ④ ) Unlike a human interviewer, the system offers no explanation for its choices, which makes the bias difficult to detect until an outside audit reveals it. ( ⑤ ) Some researchers argue that fairness cannot be added afterward; it must be built into the system's design from the very beginning.