영어 모의고사 (자동 편성)

Individuals confronted with a set of options frequently ①default to whichever alternative requires no active decision at all, a tendency scholars term the status quo bias. Rather than weighing the merits of each available choice afresh, decision-makers often treat the current arrangement as a reasonable baseline simply because it already exists, even when ②switching would plainly serve their interests better. This pattern becomes especially apparent in contexts where enrollment in a program ③depend on a default setting. When employees must actively opt into a retirement savings plan, participation rates remain stubbornly low; yet when the same plan is presented as automatic unless an employee opts out, participation rises dramatically, despite the fact that the underlying financial terms ④are identical in both cases. Two forces appear to drive this asymmetry: first, the cognitive effort required to evaluate alternatives, and second, an aversion to the potential regret that ⑤might follow an active decision that turns out poorly.

When people look back on a multi-day journey, they ①rarely recall every hour with equal clarity; instead, memory tends to compress the entire experience into just a few representative moments. Psychologists have found that two points carry ②disproportionate weight in this process: the single moment when emotion, whether joy or discomfort, reached its highest intensity, and whatever happened right before the experience concluded. Consider two hikers who complete an identical five-day trek. The first finishes with a ③grueling, rain-soaked final climb, while the second enjoys a calm, scenic descent on the last afternoon despite having endured an equally difficult ascent earlier in the trip. Even though both hikers faced comparable hardship overall, the second is far ④less likely to remember the journey fondly, simply because the trip ended pleasantly. This pattern reveals that overall satisfaction is not calculated as an average of every experienced moment; rather, it is shaped disproportionately by whichever moments felt most ⑤intense and by however the experience happened to end.

A striking proportion of individual investors believe their own stock-picking ability to be above average, a statistical ①impossibility given that only half of any population can genuinely outperform the rest, yet a pattern that persists with remarkable consistency across surveys. This tendency, known as overconfidence bias, leads investors to trade more ②frequently than a more cautious assessment of their own skill would justify. Extensive research comparing the trading records of numerous individual accounts has ③demonstrated that investors who trade most frequently tend to earn substantially ④higher returns than those who trade rarely, largely because transaction costs accumulate and because frequent trading often reflects overconfident reactions to short-term noise rather than genuine insight. Overconfidence also manifests in the tendency to underestimate the range of possible outcomes, causing investors to concentrate their holdings in a small number of assets they feel certain about rather than diversifying across a broader portfolio. Paradoxically, then, the very confidence that motivates investors to act decisively often ⑤undermines the outcomes they are trying to achieve.

Where structural functionalism emphasizes cooperation and stability, conflict theory begins from the premise that society is best understood as an ongoing struggle between groups with competing interests over scarce resources such as wealth, power, and prestige. Rooted in the writings of Karl Marx, classical conflict theory focused on the economic struggle between those who own productive resources and those who must sell their labor to survive, arguing that dominant groups shape laws, education, and even widely shared beliefs in ways that quietly protect their own advantage. Later sociologists broadened the framework well beyond economic class, applying conflict analysis to struggles organized around race, gender, and other categories of unequal social power. Unlike functionalists, who often interpret existing social arrangements as serving a necessary purpose, conflict theorists argue that _______________.

The framing effect becomes especially consequential in public health communication, where the stakes of a misunderstood message can be severe. (A) Campaigns that frame vaccination as an opportunity to protect ninety-five percent of recipients from a disease tend to generate calm, sustained interest, since the message emphasizes what individuals stand to gain. (B) By contrast, campaigns that frame the same behavior negatively, warning that failure to act will result in a specific number of preventable illnesses, tend to provoke stronger short-term compliance, though sometimes at the cost of inducing anxiety rather than genuine understanding. (C) Public health officials must therefore weigh not only whether a message is factually accurate but also whether its emotional framing serves the audience's long-term well-being.

Mental accounting also shapes how consumers respond to windfalls of different sizes and origins. (A) A modest windfall, such as a small cash-back reward, tends to be absorbed into everyday spending and disappears almost unnoticed within a household's general budget. (B) A substantial windfall, by contrast, such as an inheritance or a large bonus, is more likely to be mentally assigned to a separate category, sometimes labeled as "extra" money reserved for investment or a significant purchase. (C) This difference in treatment suggests that the perceived significance of a sum, rather than its objective purchasing power, determines the mental account into which it is placed.

When a country physician named Edward Jenner noticed that milkmaids who had caught cowpox seemed immune to smallpox, he set in motion a medical revolution without fully understanding why it worked. (A) This method produced genuine successes, eventually eliminating smallpox worldwide and reducing diseases such as polio and measles, but each new vaccine still required years of laboratory work with no guarantee of success. (B) Advances in molecular biology eventually allowed researchers to isolate a single protein from a pathogen's surface, producing vaccines with fewer side effects, and the most recent shift toward delivering genetic instructions represents the latest chapter in this story. (C) For nearly two centuries afterward, vaccine development proceeded largely by trial and error, weakening or killing a pathogen and testing whether the resulting preparation could train the immune system without causing disease itself.

Critics warn that treating space as an open frontier for extraction risks repeating the same environmental and political mistakes that colonization caused on Earth. As private companies develop the technology to mine asteroids for rare metals and water, a legal question once confined to science fiction has suddenly become urgent: who, if anyone, owns the resources of outer space? ( ① ) Existing international treaties state that no nation may claim sovereignty over celestial bodies, but they say remarkably little about whether a private company may extract and sell what it finds there. ( ② ) Some governments have already passed domestic laws granting their own companies rights to material mined in space. ( ③ ) Other nations view this as a unilateral attempt to settle a question that should be decided collectively. ( ④ ) Supporters of space mining argue that new resources could ease shortages on Earth and fund further exploration. ( ⑤ )

The software company, in turn, may argue that no algorithm can be expected to be perfect. Hospitals are increasingly adopting artificial intelligence tools that can scan medical images and flag potential tumors faster than experienced radiologists. ( ① ) When an AI system misses a diagnosis that a human doctor would likely have caught, responsibility becomes difficult to assign. ( ② ) The doctor may argue that they simply trusted a tool the hospital required them to use. ( ③ ) The hospital, meanwhile, may argue that the software company guaranteed its accuracy. ( ④ ) Until legal systems clarify this chain of responsibility, patients harmed by an algorithmic error may find themselves with no clear party to hold accountable. ( ⑤ )

Scaling up in ambition, however, means scaling up in difficulty as well. A biosensor works by pairing a biological component, such as an enzyme or antibody, with an electronic device that converts a biological reaction into a signal a computer can read. ( ① ) When the target molecule, whether glucose in blood or a trace of a pathogen, binds to the biological component, it triggers a small measurable change that the device translates into a readable number. ( ② ) This design has already transformed diabetes management, letting patients monitor blood sugar continuously through a small sensor worn under the skin rather than pricking a finger several times a day. ( ③ ) Engineers are now racing to extend the same principle to detect subtler targets, from cancer cells circulating in the bloodstream to trace contaminants in drinking water. ( ④ ) The central challenge is not detecting the target but doing so reliably outside a controlled laboratory. ( ⑤ ) A sensor that performs well on a clean lab bench can behave erratically once exposed to a real body or a real river.