영어 모의고사 (자동 편성)

Many households save far less for retirement than conventional financial advice would recommend, not necessarily because they ①lacks the resources to do so, but because a combination of procrastination, present bias, and the discomfort of forgoing current consumption repeatedly delays the decision to begin saving. Recognizing this gap between intention and action, some economists have proposed a savings program in which employees commit today to ②allocating a portion of their future salary increases toward retirement savings, rather than being asked to reduce their current take-home pay immediately. Because the sacrifice applies only to income not yet received, the commitment ③feels far less painful than an equivalent reduction in present earnings would, making employees considerably more willing to enroll. Once enrolled, the contribution rate automatically rises with each subsequent raise, ④gradually increasing savings without requiring any further deliberate action from participants. Field trials of such programs have reported substantial increases in average savings rates over several years, alongside participant satisfaction that ⑤remains notably high.

Labeling theory approaches deviance not as a fixed property of certain acts, but as a social process ①created when powerful groups attach a negative label to a person's behavior. According to this view, nearly everyone breaks minor rules at some point, yet only some individuals ②are singled out, caught, and formally branded as delinquents, criminals, or troublemakers. Sociologist Howard Becker argued that this label often becomes what he called a master status, a single identity that ③overshadow every other trait a person has and shapes how others treat them from that point onward. Once labeled, an individual may find legitimate opportunities ④closing off, pushing them toward the very community of offenders that the label predicted they would join. Critics of harsh punitive policies frequently invoke labeling theory to argue that stigmatizing young offenders may ⑤entrench criminal identities rather than correct behavior.

Structural functionalism approaches society as a complex system of ①interdependent parts, each contributing to the overall stability and smooth operation of the whole, much as organs contribute to the survival of a biological body. Sociologist Talcott Parsons argued that institutions such as the family, education, religion, and government each perform necessary functions, socializing new members and transmitting values, so that removing or weakening any one institution ②stabilizes the equilibrium of the entire system. Robert Merton refined this framework by distinguishing manifest functions, the intended and openly recognized consequences of a social practice, from latent functions, ③unintended consequences that nonetheless help sustain the system, such as schools serving not only to educate but also to provide childcare that allows parents to work. Critics have long charged that functionalism, by emphasizing stability and equilibrium, struggles to explain social ④conflict and rapid change, since it tends to interpret persistent inequality as somehow functional for society rather than as a problem requiring ⑤correction.

Social unrest does not always emerge from the poorest conditions; it frequently erupts when circumstances are improving but not quickly enough to satisfy ①rising expectations. This paradox lies at the heart of relative deprivation theory, which holds that discontent arises less from objective hardship than from a ②perceived gap between what people expect and what they actually receive. Political scientist Ted Gurr illustrated the pattern with what is often called the J-curve: revolutions tend to follow a period of sustained improvement that is then followed by a sudden ③reversal, leaving citizens feeling suddenly cheated of gains they had come to regard as their due. Because the theory centers on perception rather than raw statistics, it helps explain why relatively prosperous societies can experience ④intense protest while societies mired in long-standing poverty sometimes remain comparatively ⑤turbulent, having adjusted their expectations to match a bleak and unchanging reality.

When individuals face uncertainty about how to behave, they frequently look to the actions of others for guidance, assuming that a behavior adopted by many people is more likely to be correct or appropriate than one adopted by few, a tendency known as social proof. Because conformity can substitute for independent judgment so seamlessly, individuals rarely notice when their own decisions have become ___________ rather than genuinely deliberated.

German sociologist Ferdinand Tönnies distinguished between two fundamentally different forms of social organization, which he termed Gemeinschaft and Gesellschaft. Gemeinschaft, often translated as community, describes relationships bound by close kinship, shared tradition, and face-to-face familiarity, typical of small villages where individuals know one another across an entire lifetime. Gesellschaft, often translated as society, describes relationships organized around impersonal contracts, self-interest, and formal law, typical of large cities where interactions occur between relative strangers who cooperate for specific, limited purposes. Tönnies did not regard one form as simply superior to the other; rather, he saw the shift from Gemeinschaft toward Gesellschaft as a defining feature of modernization, one that _______________.

Cognitive psychologists distinguish between two modes by which the mind handles information, a distinction that helps explain why experienced drivers can hold conversations while navigating familiar roads without conscious effort. Automatic processing occurs rapidly, requires minimal attention, and typically operates outside conscious awareness, allowing multiple automatic tasks to proceed without interfering with one another. Controlled processing, by contrast, unfolds more slowly, demands deliberate attention, and _______________. Skills that once required intense concentration, such as reading or typing, gradually become automatic through extensive practice, freeing attentional resources for other purposes. This shift explains why novice drivers find it difficult to talk while merging onto a highway, whereas seasoned drivers manage the same maneuver with comparative ease. However, automaticity carries hidden costs, since automatized responses can be triggered inappropriately by habitual cues even when circumstances have changed, occasionally producing errors that controlled deliberation would have prevented.

Suppose a mysterious being with a near-perfect track record of predicting human choices presents a player with two boxes. (A) The player may choose to take only Box B, or to take both boxes, and the prediction has already been made and cannot change. (B) Box A always contains a visible thousand dollars, while Box B contains either a million dollars or nothing at all, depending on a prediction the being made before the game even began. (C) One line of reasoning says taking both boxes is strictly better, since whatever is already inside the boxes cannot be altered by the player's choice at this point, while a second line of reasoning says taking only Box B is better, given the being's near-perfect accuracy.

Economists traditionally measured a community's wealth in terms of factories, income, or infrastructure, yet sociologists increasingly point to a less visible resource: social capital, the networks of trust and reciprocity that allow people to cooperate for mutual benefit. (C) However, social capital is not uniformly beneficial; tightly bonded networks can also exclude outsiders and reinforce existing inequality. (B) Communities rich in social capital tend to enjoy lower crime and more effective local government, because neighbors who trust one another can coordinate informally. (A) For this reason, researchers increasingly distinguish between bonding capital, which strengthens ties within a single group, and bridging capital, which connects otherwise separate communities.

Not every default setting, however, produces beneficial outcomes for the people subject to it. (A) A default that automatically enrolls customers in a costly subscription renewal, for example, can generate continued revenue for a company precisely because inertia discourages customers from canceling, even when they would prefer to stop paying. (B) This example illustrates that the power of defaults is ethically neutral in itself, capable of serving either the interests of the individual or the interests of whoever designs the choice environment. (C) Regulators in several jurisdictions have responded by requiring companies to make cancellation just as simple as enrollment, reducing the asymmetry that defaults can otherwise exploit.