영어 모의고사 (자동 편성)

A striking proportion of individual investors believe their own stock-picking ability to be above average, a statistical impossibility given that only half of any population can genuinely outperform the rest, yet a pattern that ①persists with remarkable consistency across surveys. This tendency, known as overconfidence bias, leads investors ②to trade more frequently than a more cautious assessment of their own skill would justify. Extensive research comparing the trading records of numerous individual accounts has demonstrated that investors who trade most frequently ③tends to earn substantially lower returns than those who trade rarely, largely because transaction costs accumulate and because frequent trading often reflects overconfident reactions to short-term noise rather than genuine insight. Overconfidence also manifests in the tendency to underestimate the range of possible outcomes, ④causing investors to concentrate their holdings in a small number of assets they feel certain about rather than diversifying across a broader portfolio. Paradoxically, then, the very confidence that motivates investors to act decisively often ⑤undermines the outcomes they are trying to achieve.

John Rawls proposed an unusual thought experiment ①to determine what principles of justice a society ought to adopt. Imagine a group of rational people gathered to design the basic rules of their future society, but ②placed behind what he called a veil of ignorance, a condition under which none of them knows their own race, gender, wealth, talents, or social position in advance. Since no one can predict whether they will be born into privilege or poverty, each person ③has a strong incentive to choose rules that protect the worst-off members of society. Rawls argued that rational people placed in this position would not gamble on inequality; instead, they would favor arrangements that guarantee basic liberties for everyone and ④permitting unequal outcomes only when those outcomes actually benefit the least advantaged. Justice, on this view, is what impartial reasoning ⑤produces once self-interest is stripped away.

Sensors buried in the soil now report moisture levels in real time, drones survey entire fields for signs of disease within minutes, and automated systems adjust irrigation without a farmer ever ①walking the rows. For large operations with the capital ②to invest, these tools have measurably increased yields while reducing water waste, addressing two problems that traditional farming has struggled with for generations. Smaller family farms, however, often cannot afford the upfront cost of this equipment, and some worry that the gap between high-tech and traditional operations will only ③widen as the technology advances further. There is also a quieter cultural cost that rarely appears in productivity reports: generations of farming knowledge, passed down through direct observation of soil, weather, and crops, risk ④being replaced by dashboards and automated alerts that few young farmers ⑤teaching to question.

Many large companies now rely on artificial intelligence to screen job applications before a human ever sees them. These systems promise efficiency, scanning thousands of resumes in seconds and ranking candidates according to patterns drawn from previous hiring decisions. However, this reliance on historical data creates a troubling risk. If a company's past hiring favored a particular group, the algorithm may learn to treat that pattern as a marker of success and quietly reproduce it, even when no one intended discrimination. Unlike a human interviewer, the system offers no explanation for its choices, which means that _______________. Some researchers argue that fairness cannot be added afterward; it must be built into the system's design from the very beginning.

Social mobility refers to the movement of individuals or families between different positions within a society's system of stratification, whether upward, downward, or sideways. (C) Structural mobility, caused by large-scale economic shifts such as the growth of new industries, must be distinguished from individual mobility, which results from a single person's particular choices. (A) Sociologists distinguish intragenerational mobility, changes within a single person's lifetime, from intergenerational mobility, differences between the social position of parents and their children. (B) Research across many nations has found that education functions as the primary channel of upward mobility, yet access to quality education is itself unevenly distributed.

The framing effect becomes especially consequential in public health communication, where the stakes of a misunderstood message can be severe. (A) Campaigns that frame vaccination as an opportunity to protect ninety-five percent of recipients from a disease tend to generate calm, sustained interest, since the message emphasizes what individuals stand to gain. (B) By contrast, campaigns that frame the same behavior negatively, warning that failure to act will result in a specific number of preventable illnesses, tend to provoke stronger short-term compliance, though sometimes at the cost of inducing anxiety rather than genuine understanding. (C) Public health officials must therefore weigh not only whether a message is factually accurate but also whether its emotional framing serves the audience's long-term well-being.

Factories that once employed hundreds of workers on an assembly line now run with a fraction of that staff, as robotic arms handle tasks that used to require human hands. (A) However, critics point out that earlier transitions unfolded over generations, giving workers time to retrain, whereas today's robots are being deployed much faster. (B) Historical evidence offers some comfort: previous waves of automation eventually created new categories of work that no one had predicted. (C) A factory worker displaced this year, therefore, cannot simply wait for a new industry to emerge decades from now.

German sociologist Ferdinand Tönnies distinguished between two fundamentally different forms of social organization, which he termed Gemeinschaft and Gesellschaft. (C) Gesellschaft, often translated as society, describes relationships organized around impersonal contracts, self-interest, and formal law, typical of large cities where interactions occur between relative strangers. (B) Gemeinschaft, often translated as community, describes relationships bound by close kinship, shared tradition, and face-to-face familiarity, typical of small villages where individuals know one another across an entire lifetime. (A) Tönnies did not regard one form as simply superior to the other; rather, he saw the shift from Gemeinschaft toward Gesellschaft as a defining feature of modernization.

주어진 문장: A clear example of this mismatch can be found in the way students evaluate their own reading comprehension. Metacognition, broadly defined as the capacity to monitor and evaluate one's own cognitive processes, is often treated as a reliable guide to what we actually know, yet a growing body of evidence suggests that the correspondence between subjective confidence and objective accuracy is far weaker than intuition would suggest. ( ① ) Individuals routinely overestimate how thoroughly they have understood a passage of text immediately after reading it, a phenomenon partly attributable to the fluency with which the material was processed rather than to any genuine grasp of its underlying structure. ( ② ) Because rereading familiar material tends to feel effortless, learners frequently mistake that ease of processing for durable comprehension, a misattribution that can lead them to abandon further study prematurely. ( ③ ) This gap between perceived and actual mastery, sometimes labeled the illusion of knowing, has practical consequences for education, ( ④ ) since students who trust their inflated self-assessments are less likely to seek out the more effortful, retrieval-based strategies that would otherwise consolidate their learning. ( ⑤ )

주어진 문장: This hidden water is rarely visible to consumers, since it never appears on a receipt or a product label, yet its cumulative volume can rival or exceed the water used directly in a household. When people evaluate their personal contribution to water scarcity, they often consider only the water that flows directly from household taps, overlooking a far larger quantity consumed indirectly through the goods they purchase. ① The water footprint, a concept that extends this narrow view, measures the total volume of freshwater used to produce the goods and services an individual or a nation consumes. ② Central to this concept is the notion of virtual water, the water embedded invisibly within a product, from irrigating cotton fields to livestock raised for meat. ③ For instance, producing a kilogram of beef can require several thousand liters of water, whereas a kilogram of vegetables typically demands a fraction of that amount. ④ Nations that import water-intensive goods rather than producing them domestically are importing virtual water from regions that may face severe shortages. ⑤ Critics caution, however, that focusing exclusively on aggregate volume can mislead policymakers, since a liter of water drawn from a region suffering drought carries far greater consequences than one drawn from a water-abundant area. ① ② ③ ④ ⑤