영어 모의고사 (자동 편성)

Behavioral economists have long observed that people tend to feel the pain of losing something more intensely than the pleasure of gaining an equivalent amount, a tendency ①known as loss aversion. This asymmetry, which ②was first documented through a series of carefully designed experiments, suggests that the psychological weight of a loss can be roughly twice that of a comparable gain. Consider an investor who refuses to sell a declining stock, ③clings to the hope that its price will eventually recover, even when all available evidence indicates that selling and reinvesting elsewhere would be more rational. Such behavior, though it ④appears irrational from a purely economic standpoint, becomes understandable once we recognize that the investor is trying to avoid the sharp discomfort associated with realizing a loss. Similarly, consumers often demand a much higher price to give up an item they already own than they would be ⑤willing to pay to acquire the same item in the first place.

As private companies develop the technology to mine asteroids for rare metals and water, a legal question once confined to science fiction has suddenly ①become urgent: who, if anyone, owns the resources of outer space? Existing international treaties state that no nation may claim sovereignty over celestial bodies, but they say remarkably little about ②whether a private company may extract and sell what it finds there. Some governments have already passed domestic laws ③granting their own companies rights to material mined in space, a move that other nations view as a unilateral attempt to settle a question that should ④decide collectively. Supporters of space mining argue that new resources could ease shortages on Earth and fund further exploration, while critics warn that treating space as an open frontier for extraction risks ⑤repeating the same environmental and political mistakes that colonization caused on Earth.

Among the many tools available to those who design choice environments, few are as quietly ①powerful as the default option, the alternative that takes effect automatically unless a person actively selects something else. Because changing a default requires ②deliberate effort, many individuals simply accept whatever arrangement has been preselected for them, regardless of whether that arrangement actually serves their interests best. Countries that automatically enroll citizens in organ donation programs, requiring an explicit request to opt out, consistently report far ③lower donor registration rates than countries that require citizens to actively opt in. Employers who automatically enroll new hires in retirement savings plans likewise see participation rates climb dramatically compared with employers who leave enrollment entirely voluntary. What makes default options so influential is not merely convenience; a default also functions as an implicit signal about what is considered ④normal or recommended, subtly shaping perceptions even among individuals who believe themselves to be deciding ⑤independently.

Philosopher Jeremy Bentham designed the panopticon, a prison structure in which a central watchtower allows a single guard to observe every cell, while inmates can never determine whether they are actually being watched at any given moment. French theorist Michel Foucault later transformed this architectural idea into a broader theory of power, arguing that the mere possibility of being observed is often sufficient to produce obedient behavior, since _______________. Foucault extended this logic beyond prisons to schools, hospitals, and workplaces, suggesting that modern institutions increasingly rely on continuous, often invisible observation rather than physical force to maintain order.

Long before cognitive scientists possessed the tools to observe the brain directly, Donald Broadbent proposed an influential model suggesting that the human capacity to process incoming sensory information _______________. According to this filter theory, multiple channels of stimulation, such as competing voices in a crowded room, are initially registered at a shallow, physical level, but only one channel is selected for further, meaning-based analysis while the rest are blocked from advancing beyond that early filter. Although later researchers challenged the rigidity of this early selection mechanism, pointing to instances in which unattended information, such as one's own name, nevertheless breaks through and captures awareness, the core insight that attention imposes a genuine processing limit rather than a mere matter of willpower has remained remarkably durable. This basic bottleneck principle continues to inform contemporary explanations of why multitasking so reliably degrades performance on demanding tasks.

A single fertilized egg eventually gives rise to every cell type in the human body, from neurons to bone, a feat that has fascinated biologists for more than a century. Embryonic stem cells retain much of that original versatility, capable in principle of developing into almost any tissue, _______________. Because harvesting these cells traditionally required destroying a human embryo, the research provoked ethical objections fierce enough to slow funding and legislation in several countries for years. A breakthrough arrived when scientists discovered that ordinary adult skin cells could be reprogrammed into a state resembling embryonic versatility without ever touching an embryo. These induced pluripotent cells have not entirely erased the ethical debate, but they have opened a path for stem cell research that far more scientists and funding agencies are willing to support.

Working memory refers to the mental workspace in which information is temporarily held and manipulated while a person performs a cognitive task. Such tasks include solving an arithmetic problem, following a rapid conversation, or holding a phone number in mind before dialing it. In the mid-twentieth century, the psychologist George Miller proposed that this workspace could accommodate roughly seven discrete items. His claim proved so influential that it became widely known as the magic number seven. Subsequent research, however, revealed that Miller's estimate was somewhat generous, since it failed to account for the complexity of the material being remembered. Nelson Cowan later argued that when rehearsal strategies are prevented and attention is tightly controlled, _______________. This discrepancy suggests that what earlier studies had measured was not raw storage capacity itself but a hybrid quantity inflated by clever strategies. Contemporary psychologists therefore distinguish between the fixed limit of working memory and the flexible techniques that allow individuals to transcend that limit.

Before a large-scale construction project such as a highway or dam receives government approval, planners in many countries are required to conduct an environmental impact assessment, a formal process designed to predict and evaluate the ecological consequences of a proposed development. (A) For instance, a proposed highway that would bisect a forest might be evaluated for its potential to fragment habitats, disrupting migration routes on which certain species depend. If the assessment identifies unacceptable risks, planners may be required to redesign the project or adopt mitigation measures such as wildlife corridors. (B) Critics contend, however, that assessments are sometimes treated as a bureaucratic formality rather than a genuine constraint, since developers who commission the studies retain strong influence over how the findings are interpreted. (C) This process begins with a baseline survey, in which specialists document existing conditions, including wildlife, water quality, and air composition, so that future changes can be measured against a reference point. Analysts then model how the project might alter these conditions, drawing on data from comparable developments.

The adoption of behavioral insights into government policy has not proceeded without institutional resistance. (A) Career civil servants accustomed to designing programs around traditional levers, such as financial penalties or public information campaigns, have sometimes questioned whether small changes in wording or presentation could meaningfully influence outcomes that seemed to demand more substantial intervention. (B) Skepticism began to diminish, however, as rigorously controlled trials demonstrated measurable improvements in outcomes ranging from tax compliance to vaccination rates, providing evidence that traditional advocates could not easily dismiss. (C) As a result, many governments now require that new behavioral interventions be tested through randomized trials before wider implementation, a practice that has simultaneously built credibility for the approach and generated a growing body of reliable evidence.

Their actual forecasting accuracy, however, has repeatedly proven no better than that of far less experienced participants, and sometimes even worse. Overconfidence among financial professionals presents a puzzling contradiction. ( ① ) Fund managers and analysts typically possess years of specialized training, access to vast quantities of market data, and considerable professional experience. ( ② ) One might reasonably expect such expertise to translate into consistently superior predictions about future market movements. ( ③ ) Longitudinal studies tracking professional forecasts against actual outcomes reveal a persistent gap between confidence and accuracy. ( ④ ) This finding does not imply that expertise is worthless, but it does suggest that expertise can inflate confidence more readily than it improves genuine predictive accuracy. ( ⑤ ) Investors would therefore do well to treat confident predictions, however credentialed their source, with a healthy measure of skepticism.