영어 모의고사 (자동 편성)

Classical economic theory assumes that consumers ①evaluate every price change in the same rational way, weighing marginal benefit against marginal cost regardless of the absolute numbers involved. Behavioral economists, however, have discovered a striking exception: the moment a price drops to exactly zero, people's judgment ②shift in a way that ordinary discounting cannot explain. In a well-known laboratory experiment, participants chose between two chocolates, one of higher quality ③priced at a small fee and one of lower quality offered for free. When both prices were merely ④reduced by the same amount, most participants still preferred the higher-quality option. Yet once the cheaper chocolate's price was lowered to zero, the majority abruptly switched their preference, even though the price gap between the two options had not actually ⑤changed.

When anthropologists first began systematically studying societies far removed from their own, many unconsciously judged unfamiliar customs against the standards of their home culture, a tendency now ①known as ethnocentrism. Cultural relativism emerged as a corrective principle, ②holding that a society's practices should be understood within their own cultural context rather than measured against an outside standard presumed to be universal. Anthropologist Franz Boas argued that no culture possesses an inherently superior set of values, and that apparent oddities, once ③examined closely, typically serve coherent functions within their own social systems. Cultural relativism transformed fields ranging from anthropology to international development, ④encouraged researchers to suspend quick judgment and seek local meaning before drawing conclusions. Critics caution, however, that taken to an extreme, the principle risks ⑤excusing practices that cause genuine harm.

Individuals confronted with a set of options frequently ①default to whichever alternative requires no active decision at all, a tendency scholars term the status quo bias. Rather than weighing the merits of each available choice afresh, decision-makers often treat the current arrangement as a reasonable baseline simply because it already exists, even when ②switching would plainly serve their interests better. This pattern becomes especially apparent in contexts where enrollment in a program ③depend on a default setting. When employees must actively opt into a retirement savings plan, participation rates remain stubbornly low; yet when the same plan is presented as automatic unless an employee opts out, participation rises dramatically, despite the fact that the underlying financial terms ④are identical in both cases. Two forces appear to drive this asymmetry: first, the cognitive effort required to evaluate alternatives, and second, an aversion to the potential regret that ⑤might follow an active decision that turns out poorly.

Behavioral economists have long observed that people tend to feel the pain of losing something more intensely than the pleasure of gaining an equivalent amount, a tendency known as loss aversion. Consider an investor who refuses to sell a declining stock, clinging to the hope that its price will eventually recover, even when all available evidence indicates that selling and reinvesting elsewhere would be more rational. As a result, loss aversion frequently pushes individuals toward ___________ rather than toward the outcome that would maximize their overall welfare.

Traditional industrial systems have relied on a linear model of production, in which raw materials are extracted, transformed into goods, and eventually discarded as waste. This approach treats natural resources as if unlimited and disposal as if costless. A circular economy proposes an alternative framework in which _______________, thereby reducing the extraction of virgin resources. Central to this model is the notion that waste, rather than being an inevitable byproduct, can be redesigned as a resource for another process, much as fallen leaves nourish the trees that shed them. For example, manufacturers design products so that components can be disassembled and reused in new items once their original function ends. Some companies also lease equipment instead of selling it outright, retaining responsibility for refurbishment. Because such practices lessen dependence on finite raw materials, they reduce the environmental damage caused by mining. Consequently, the circular economy is increasingly regarded as a viable economic strategy that conserves resources for future generations.

Not every default setting, however, produces beneficial outcomes for the people subject to it. (A) A default that automatically enrolls customers in a costly subscription renewal, for example, can generate continued revenue for a company precisely because inertia discourages customers from canceling, even when they would prefer to stop paying. (B) This example illustrates that the power of defaults is ethically neutral in itself, capable of serving either the interests of the individual or the interests of whoever designs the choice environment. (C) Regulators in several jurisdictions have responded by requiring companies to make cancellation just as simple as enrollment, reducing the asymmetry that defaults can otherwise exploit.

French sociologist Pierre Bourdieu introduced the concept of habitus to describe the deeply ingrained dispositions, tastes, and ways of perceiving the world that individuals absorb through years of socialization within a particular social class. (B) Bourdieu argued that habitus allows privilege to reproduce itself across generations without any explicit coercion, since children raised in advantaged households absorb the tastes that elite schools implicitly reward. (A) Habitus operates below conscious awareness, so that a person's habitus feels entirely natural even though it was produced by specific social conditions. (C) Because habitus feels like personal identity rather than social conditioning, individuals rarely recognize how thoroughly their preferences have been shaped by class position.

When consumers compare two products and assume that the one labeled "eco-friendly" is automatically the more sustainable choice, they often overlook the complexity involved in verifying such a claim. (A) Life cycle assessment, commonly abbreviated as LCA, is a systematic method developed to evaluate the environmental impact of a product across every stage of its existence. This method examines raw material extraction, manufacturing, transportation, use, and disposal, compiling data on energy consumption and emissions generated at each stage. (B) By tracing a product from its origin to its disposal, this approach reveals impacts that might otherwise remain hidden from consumers who see only the finished item on a shelf. For example, an electric vehicle may produce no emissions while being driven, yet the mining of metals for its battery can generate substantial environmental costs elsewhere. (C) Without accounting for these earlier stages, a superficial comparison could mistakenly present the vehicle as entirely emission-free. Therefore, researchers increasingly rely on life cycle assessment to make informed decisions rather than trusting labels alone.

Hyperbolic discounting has direct implications for how retirement savings programs ought to be designed. (A) If employees are asked at the moment of hiring whether they wish to increase their contribution rate at a specific point in the future, many agree readily, since the sacrifice feels distant and therefore painless. (B) When that future date eventually arrives, however, the automatic increase proceeds smoothly precisely because the decision was locked in before the immediate discomfort of a smaller paycheck became salient. (C) This design, sometimes described as committing one's future self in advance, effectively exploits the very inconsistency that hyperbolic discounting predicts, turning a psychological weakness into a practical advantage.

주어진 문장: Yet not everyone finds this reassurance convincing. Few ideas in policy debate provoke as much philosophical unease as the notion that a government might deliberately steer citizens toward better choices while leaving every option technically available. ( ① ) Defenders insist that freedom is preserved as long as no option is banned and no penalty is attached, arguing that a citizen who is merely steered, rather than coerced, remains free to choose otherwise. ( ② ) Critics counter that this defense rests on an impoverished notion of liberty, one that ignores how engineered defaults and calculated framing can shape decisions just as powerfully as an outright prohibition would. ( ③ ) If a policy is designed because officials expect it to bypass conscious deliberation, these critics ask, can the resulting choice still be called autonomous, even though no law was broken? ( ④ ) The dispute ultimately turns on what freedom actually requires: the mere absence of coercion, or a decision-making process that remains transparent and undistorted. ( ⑤ ) Until this question is settled, every new intervention promising to help citizens choose better will continue to invite suspicion of quiet manipulation.