영어 모의고사 (자동 편성)

Many households save far less for retirement than conventional financial advice would recommend, not necessarily because they ①lacks the resources to do so, but because a combination of procrastination, present bias, and the discomfort of forgoing current consumption repeatedly delays the decision to begin saving. Recognizing this gap between intention and action, some economists have proposed a savings program in which employees commit today to ②allocating a portion of their future salary increases toward retirement savings, rather than being asked to reduce their current take-home pay immediately. Because the sacrifice applies only to income not yet received, the commitment ③feels far less painful than an equivalent reduction in present earnings would, making employees considerably more willing to enroll. Once enrolled, the contribution rate automatically rises with each subsequent raise, ④gradually increasing savings without requiring any further deliberate action from participants. Field trials of such programs have reported substantial increases in average savings rates over several years, alongside participant satisfaction that ⑤remains notably high.

Time travel to the past has long fascinated physicists and philosophers alike, but it also generates a famously troubling ①contradiction. Suppose a traveler journeyed backward in time and, through some combination of accident and intention, prevented their own grandfather from ever meeting their grandmother. If the grandfather never had children, the traveler themselves would never have been born, which means the traveler could never have existed to make the trip in the first place. Yet if the traveler never made the trip, the grandfather would have ②survived to meet the grandmother after all, allowing the traveler to be born and eventually travel back in time. The story therefore ③loops endlessly, undermining itself at every turn rather than settling into any stable outcome. Some physicists resolve the paradox by arguing that any consistent timeline must ④permit such self-defeating actions to succeed freely, while others propose that a traveler who alters the past simply branches off into a separate, parallel timeline instead, an idea many find ⑤appealing precisely because it avoids the contradiction altogether.

Imagine two travelers preparing for the same trip: one ①agrees to fly after watching news coverage of a recent plane crash, while the other books a flight without hesitation. Statistically, air travel remains far ②safer than driving the same distance by car, yet vivid, emotionally charged images tend to ③dominate human judgment more powerfully than dry statistics ever could. This tendency, in which people estimate how likely an event is based on how easily examples come to mind rather than on actual data, quietly shapes countless everyday decisions. News broadcasts that repeatedly feature rare disasters can leave viewers convinced that such events are ④common, even though official records clearly show the opposite. Advertisers and politicians alike ⑤exploit this pattern, knowing that a single striking anecdote often persuades audiences more effectively than pages of careful statistics ever manage to.

A few years ago, spotting a manipulated video required a trained eye and ①specialized software. Today, freely available applications allow almost anyone to swap a face or fabricate a voice ②convincingly enough to fool casual viewers within minutes. This shift has quietly ③reinforced one of the oldest assumptions in human communication: that seeing and hearing something is a reasonably reliable way to confirm it happened. Journalists now face the burden of verifying footage that once would have been accepted as ④self-evident proof. Perhaps more troubling than any single fake video is the broader effect on public trust, in which genuine footage can be ⑤dismissed as fabricated simply because deepfakes exist.

When people look back on a multi-day journey, they rarely recall every hour with equal clarity; instead, memory tends to compress the entire experience into just a few representative moments. Psychologists have found that two points carry disproportionate weight in this process: the single moment when emotion reached its highest intensity, and whatever happened right before the experience concluded. Consider two hikers who complete an identical five-day trek. The first finishes with a grueling, rain-soaked final climb, while the second enjoys a calm, scenic descent on the last afternoon despite having endured an equally difficult ascent earlier in the trip. Even though both hikers faced comparable hardship overall, the second is far more likely to remember the journey fondly, simply because the trip ended pleasantly. This pattern reveals that _______________.

Cognitive load theory begins from the premise that working memory, the mental workspace in which incoming information is temporarily held and manipulated, _______________, in stark contrast to the comparatively vast capacity of long-term memory. When instructional materials introduce more interacting elements than this narrow workspace can simultaneously process, learners experience what theorists call cognitive overload, a condition under which comprehension deteriorates and errors multiply regardless of how motivated the learner might be. Because much of this burden arises not from the intrinsic difficulty of the subject matter itself but from the manner in which information is presented, instructional designers can substantially reduce unnecessary strain by eliminating redundant explanations, aligning visual and verbal elements so that learners need not mentally integrate scattered sources, and gradually withdrawing guidance as competence develops. Ignoring these principles, by contrast, risks overwhelming novices with demands that exceed their processing capacity, however well-organized the underlying content may be.

Every time a smartphone connects to a network, it records a data point that can later map where its owner has been. The real danger emerges when location data from multiple sources is combined. Companies often argue that anonymized data cannot be traced back to individuals, yet researchers have repeatedly shown that _______________. As a result, privacy experts increasingly insist that location data deserves the same legal protection as medical records.

주어진 문장: The first of these, often called System 1, operates beneath conscious awareness, shaping judgments before a person even realizes a decision is being made. Psychologists studying human judgment often describe the mind as operating through two distinct systems rather than a single unified process. ( ① ) System 1 works quickly and automatically, generating impressions and snap judgments without any noticeable sense of effort, much as a driver instinctively brakes when a ball suddenly rolls into the street. ( ② ) System 2, by contrast, is slow, deliberate, and demanding, engaged only when a problem requires careful calculation or conscious reasoning. ( ③ ) Most daily decisions are handled almost entirely by System 1, which allows people to function efficiently without exhausting their limited mental resources. ( ④ ) This efficiency comes at a cost, however, because System 1 relies on simple shortcuts that can produce systematic errors, and System 2 is frequently too lazy or too occupied to double-check them. ( ⑤ )

This arrangement becomes especially troubling when health data influences decisions far beyond fitness, such as insurance premiums or employment screening. Millions of people now wear devices that continuously track their heart rate, sleep patterns, and daily activity, generating an intimate stream of health data. ( ① ) Users generally assume this information belongs to them, since it is drawn directly from their own bodies. ( ② ) In practice, however, the terms of service that few people read often grant the manufacturer broad rights to store, analyze, and even sell anonymized versions of that data to insurers or advertisers. ( ③ ) Advocates for reform argue that biological data deserves a category of protection stronger than ordinary consumer information. ( ④ ) This is precisely because it can never truly be replaced or reset once it has been exposed. ( ⑤ )

주어진 문장: Because this competition can occur in either temporal direction, learners cannot avoid it simply by focusing on new material, which is precisely why deliberately spacing out study sessions matters so much. Memory researchers have long recognized that learning is not simply a matter of accumulating information without cost. Newly acquired material can collide with what the mind already holds, producing measurable disruptions in recall. ( ① ) When earlier knowledge interferes with the retrieval of information learned afterward, psychologists call this proactive interference. This phenomenon explains why someone who memorized an old phone number for years may struggle to recall a new one. ( ② ) Conversely, when material learned later undermines the recollection of something acquired earlier, the process is labeled retroactive interference. This second mechanism explains why switching to a new keyboard layout can temporarily impair typing on a familiar one. ( ③ ) Both processes suggest that memories compete for the same limited retrieval pathways rather than resting in isolated compartments. ( ④ ) This insight carries real implications for how students approach studying multiple similar subjects. ( ⑤ ) Instead of cramming closely related material back to back, spacing out review sessions can reduce competition between overlapping traces. Varying study contexts further helps preserve accuracy for both old and new information alike.