영어 모의고사 (자동 편성)

A striking proportion of individual investors believe their own stock-picking ability to be above average, a statistical impossibility given that only half of any population can genuinely outperform the rest, yet a pattern that ①persists with remarkable consistency across surveys. This tendency, known as overconfidence bias, leads investors ②to trade more frequently than a more cautious assessment of their own skill would justify. Extensive research comparing the trading records of numerous individual accounts has demonstrated that investors who trade most frequently ③tends to earn substantially lower returns than those who trade rarely, largely because transaction costs accumulate and because frequent trading often reflects overconfident reactions to short-term noise rather than genuine insight. Overconfidence also manifests in the tendency to underestimate the range of possible outcomes, ④causing investors to concentrate their holdings in a small number of assets they feel certain about rather than diversifying across a broader portfolio. Paradoxically, then, the very confidence that motivates investors to act decisively often ⑤undermines the outcomes they are trying to achieve.

Marketers have long recognized that perceived scarcity, the sense that a product or opportunity ①are available only in limited quantity or for a limited time, can dramatically increase its desirability, even when the item's intrinsic qualities remain entirely unchanged. This phenomenon, known as the scarcity effect, operates on a simple psychological principle: when something appears difficult to obtain, people tend ②to infer that it must be valuable, since truly worthless items rarely generate genuine competition for possession. A retailer who labels a product as "limited edition" or displays a countdown timer beside a discounted offer exploits this inference, ③prompting customers to make hurried purchase decisions they might otherwise postpone or reconsider. Experimental studies confirm that identical products ④are rated as more desirable and often command higher prices when framed as scarce than when the same products are presented as widely and continuously available. The effect intensifies further when scarcity is attributed to high demand rather than to limited supply alone, since competition from other buyers ⑤introduces an additional layer of urgency absent from mere supply constraints.

Biodegradable plastics have been promoted as a promising solution to plastic waste, since they ①are designed to decompose into natural substances rather than persist for centuries. Manufacturers derive these materials from renewable resources such as corn starch, blending them with additives that ②accelerates microbial breakdown once discarded. However, their environmental benefits are often exaggerated, largely because decomposition depends on specific conditions rarely ③found outside industrial composting facilities. For example, a bag labeled biodegradable may take years, not the weeks advertised, to break down in a landfill or ocean, where temperature and microbial activity remain low. In addition, when mixed with conventional plastics in recycling streams, they can contaminate the process, ④weakening the quality of materials produced afterward. Some engineers therefore compare biodegradable plastics to a bridge that leads nowhere unless paired with infrastructure that completes the journey. Ultimately, realizing their genuine potential requires not only technological refinement but also facilities capable of ⑤providing the precise conditions decomposition demands.

Consider a large heap containing ten thousand grains of sand. Nearly everyone agrees that removing a single grain from such a heap leaves another heap behind; surely one grain could never make the difference between a heap and a non-heap. Yet if this principle is applied repeatedly, grain by grain, the heap eventually ②grows to a single lonely grain, or even to no grains at all, and logic alone seems to force us to accept that this final result still counts as a heap. Something has clearly ①gone wrong along the way, since no reasonable person would call one grain of sand a heap, but pinpointing exactly which single removal transformed a heap into a non-heap seems ③impossible. The puzzle exposes a deep discomfort with vague terms like "heap," "tall," or "bald," concepts that seem to admit no sharp ④boundary yet are used confidently in everyday language. Some philosophers conclude that classical logic itself may need to be ⑤revised to accommodate the genuine vagueness built into ordinary human language.

Working memory refers to the mental workspace in which information is ①temporarily held and manipulated while a person performs a cognitive task. Such tasks include solving an arithmetic problem, following a rapid conversation, or holding a phone number in mind before dialing it. In the mid-twentieth century, the psychologist George Miller proposed that this workspace could accommodate roughly seven discrete items. His claim proved so ②influential that it became widely known as the magic number seven. Subsequent research, however, revealed that Miller's estimate was somewhat ③conservative, since it failed to account for the complexity of the material being remembered. Nelson Cowan later argued that when rehearsal strategies are ④prevented and attention is tightly controlled, genuine capacity hovers closer to four items rather than seven. This discrepancy suggests that what earlier studies had measured was not raw storage capacity itself but a hybrid quantity ⑤inflated by clever strategies. Contemporary psychologists therefore distinguish between the fixed limit of working memory and the flexible techniques that allow individuals to transcend that limit.

Imagine two travelers preparing for the same trip: one refuses to fly after watching news coverage of a recent plane crash, while the other books a flight without hesitation. Statistically, air travel remains far safer than driving the same distance by car, yet vivid, emotionally charged images tend to dominate human judgment more powerfully than dry statistics ever could. This tendency, in which people estimate how likely an event is based on _______________, quietly shapes countless everyday decisions. News broadcasts that repeatedly feature rare disasters can leave viewers convinced that such events are common, even though official records clearly show the opposite. Advertisers and politicians alike exploit this pattern, knowing that a single striking anecdote often persuades audiences more effectively than pages of careful statistics ever manage to.

Conventional economic wisdom holds that more options are always preferable to fewer. Empirical research on consumer behavior, however, complicates this assumption considerably. When shoppers are presented with an extensive array of choices, they frequently experience heightened anxiety about making the wrong selection and, paradoxically, become less likely to make any purchase or decision at all. Businesses that recognize this dynamic have begun deliberately curating smaller, carefully selected assortments, betting that ___________ can sometimes generate more sales and greater customer satisfaction than abundance.

As cities have expanded across landscapes once covered with absorbent soil, impervious surfaces have turned stormwater from a resource that recharges groundwater into a hazard that floods streets and carries pollutants into waterways. Green infrastructure, which mimics the hydrological functions that natural landscapes once performed, offers planners _______________. Rain gardens, shallow depressions planted with deep-rooted vegetation, are designed to capture runoff from rooftops, allowing it to filter slowly through soil before reaching underground aquifers. Permeable pavement, made of porous materials that let water pass directly through, serves a similar purpose along sidewalks, where asphalt would remain impenetrable. For example, cities that replaced pavement with permeable alternatives have reported notable reductions in flooding during storms that once overwhelmed sewers. However, engineers caution that green infrastructure cannot entirely replace conventional pipes in dense cores, where heavy runoff still requires structural reinforcement. Consequently, municipalities now regard green and gray infrastructure as complementary systems, each compensating for the other's limitations.

Symbolic interactionism approaches society not as a fixed structure imposed from above but as something continuously constructed through everyday face-to-face interaction, in which individuals interpret and respond to the symbolic meanings that objects, actions, and other people hold for them. (C) Erving Goffman extended this framework with his dramaturgical approach, comparing social life to a theatrical performance in which individuals manage impressions and present different faces in different settings. (B) Sociologist George Herbert Mead argued that the self itself emerges through this interactive process, as individuals learn to see themselves from the perspective of others. (A) Unlike structural theories that emphasize large institutions, symbolic interactionism focuses on the small, repeated exchanges through which shared meaning is negotiated.

In other instances, the danger came not from the immune system at all but from where the new gene happened to land. For patients born with a single faulty gene, the disease has traditionally been treated indirectly, managing symptoms for a lifetime rather than addressing the genetic error itself. ( ① ) Gene therapy attempts something more ambitious: delivering a corrected copy of the gene directly into a patient's cells, often using a disabled virus stripped of its ability to cause illness as a delivery vehicle. ( ② ) Once inside the nucleus, the corrected gene can begin producing the protein the patient's body had always lacked, in some cases reversing symptoms that medication alone had never been able to touch. ( ③ ) Early trials were haunted by serious setbacks, including cases in which the delivery virus triggered a dangerous immune reaction. ( ④ ) The virus, in such cases, inserted the new gene in a spot that disrupted other essential genes. ( ⑤ ) Refined delivery methods have since made the treatment considerably safer, and regulators in several countries have now approved gene therapies for a small but growing number of rare inherited disorders.