영어 모의고사 (자동 편성)

Standard economic theory assumes that money is fungible, meaning that a dollar earned as salary is functionally identical to a dollar received as a tax refund or won in a lottery. In practice, however, people routinely sort their finances into separate mental accounts, ①treating money differently depending on its source or intended purpose, a process economists call mental accounting. A household that would never dip into its retirement savings to pay for a vacation might nonetheless spend an unexpected bonus on that very trip without hesitation, even though both sums ②are, in strictly financial terms, equally available for either purpose. This compartmentalization can produce decisions that appear inconsistent when viewed through a purely rational lens: the same individual who diligently saves a portion of every paycheck may simultaneously ③carrying high-interest credit card debt, effectively paying more to borrow than they earn on their savings. Mental accounting is not always harmful, however; by assigning specific categories to specific funds, individuals can also impose useful discipline on their spending, ④preventing money earmarked for essential needs from being diverted toward impulsive purchases. The practice thus reveals that financial behavior is guided less by pure arithmetic than by psychological categories that individuals ⑤impose on money's origin and purpose.

Physicist Erwin Schrödinger devised a now-famous thought experiment not to describe an actual laboratory procedure, but ①to expose an absurdity hidden within a leading interpretation of quantum mechanics. Imagine a cat sealed inside a closed box together with a radioactive atom, a Geiger counter, and a vial of poison gas ②rigged to break open the instant the atom decays. Because the atom's decay is governed by genuine quantum randomness, standard quantum theory describes the atom, before anyone looks, ③as existing in a superposition of having decayed and not having decayed at the same time. If the theory is applied consistently to the entire box, the cat itself would have to ④be considered simultaneously alive and dead until an observer opens the lid and looks inside. Schrödinger intended this image to sound obviously ridiculous, using the cat's absurd fate to question whether the act of observation truly determines physical reality, or whether the mathematics is simply being pushed further than it ⑤ever meaning to go.

Factories that once employed hundreds of workers on an assembly line now run with a fraction of that staff, as robotic arms handle tasks ①that used to require human hands. Economists have long debated whether this shift destroys jobs or simply ②transforms them. Historical evidence offers some comfort: previous waves of automation eventually created new categories of work that no one ③had predicted. However, critics point out that earlier transitions unfolded over generations, ④given workers time to retrain, whereas today's robots are being deployed at a pace that leaves little room for adjustment. For this reason, many economists argue that the real challenge is not the robots themselves, but the speed at which society ⑤is expected to adapt to them.

Individuals confronted with a set of options frequently default to whichever alternative requires no active decision at all. Decision-makers often treat the current arrangement as a reasonable ①baseline simply because it already exists, even when switching would plainly serve their interests better. When employees must actively opt into a retirement savings plan, participation rates remain stubbornly ②low; yet when the same plan is presented as automatic unless an employee opts out, participation rises ③dramatically, despite the fact that the underlying financial terms are identical in both cases. Two forces appear to drive this asymmetry: first, the cognitive effort required to evaluate alternatives and initiate change, and second, an aversion to the potential regret that might follow an active decision that turns out poorly. Because inaction carries no such vivid regret, the status quo comes to feel ④riskier than it objectively is, illustrating how mere inertia can ⑤masquerade as a deliberate preference.

As more schools shift toward digital textbooks and online assignments, a student without reliable internet access at home faces a disadvantage that has little to do with talent or effort. Some policymakers initially treated internet access as a convenience, comparable to cable television, rather than as infrastructure essential to modern life. That assumption is increasingly being reconsidered, particularly as _______________. Closing this divide will require more than simply distributing devices.

Time travel to the past has long fascinated physicists and philosophers alike, but it also generates a famously troubling contradiction. Suppose a traveler journeyed backward in time and, through some combination of accident and intention, prevented their own grandfather from ever meeting their grandmother. If the grandfather never had children, the traveler themselves would never have been born, which means the traveler could never have existed to make the trip in the first place. Yet if the traveler never made the trip, the grandfather would have survived to meet the grandmother after all, allowing the traveler to be born and eventually travel back in time. The story therefore loops endlessly, undermining itself at every turn rather than settling into any stable outcome. Some physicists resolve the paradox by arguing that _______________.

Memory researchers have long recognized that learning is not simply a matter of accumulating information without cost. Newly acquired material can collide with what the mind already holds, producing measurable disruptions in recall. (A) Conversely, when material learned later undermines the recollection of something acquired earlier, the process is labeled retroactive interference. This second mechanism explains why switching to a new keyboard layout can temporarily impair typing on a familiar one. (B) Both processes suggest that memories compete for the same limited retrieval pathways rather than resting in isolated compartments. This insight carries real implications for how students approach studying multiple similar subjects. Instead of cramming closely related material back to back, spacing out review sessions can reduce competition between overlapping traces. Varying study contexts further helps preserve accuracy for both old and new information alike. (C) When earlier knowledge interferes with the retrieval of information learned afterward, psychologists call this proactive interference. This phenomenon explains why someone who memorized an old phone number for years may struggle to recall a new one.

Philosopher Robert Nozick devised a thought experiment to test a simple hedonist assumption: that pleasure and the avoidance of pain are all that ultimately matter to human beings. (A) If the hedonist assumption were correct, then everyone should rush to connect themselves permanently to such a machine, since it could deliver a lifetime of perfectly satisfying experiences. (B) Yet when people actually consider the offer, most hesitate and many refuse outright, a reluctance Nozick took as evidence that human beings care about more than the quality of their internal sensations. (C) He asked readers to imagine a machine capable of producing any experience they desired, from writing a great novel to falling in love, all indistinguishable from reality once they were plugged in.

Philosophers often pair the classic trolley problem with a companion case designed to test whether our moral intuitions are actually consistent. (A) Philosophers use this contrast to argue that outcomes alone cannot fully explain our moral judgments; something about directly using a person's body as a mere means appears to matter deeply. (B) Yet almost everyone who accepts the trolley diversion recoils immediately at the idea of the surgeon cutting up an unwilling patient, even though the numbers are identical in both cases. (C) Imagine a brilliant surgeon who has five patients, each dying from the failure of a different organ, and one healthy visitor whose organs happen to be a perfect match for all five, so that killing the visitor would save five lives at the cost of one.

Convenience installed today, in other words, can quietly become control tomorrow. City governments increasingly market dense networks of surveillance cameras as a straightforward safety upgrade, promising faster emergency response and lower crime rates. ( ① ) In many cases, the technology delivers exactly what it promises, helping investigators identify suspects within hours rather than weeks. ( ② ) Yet the same infrastructure that catches criminals also creates a permanent record of where ordinary, law-abiding citizens go about their daily lives. ( ③ ) Once a camera network exists, its purpose can quietly expand, often without new public debate or explicit approval. ( ④ ) Civil liberties groups argue that a city should decide how much surveillance it wants before the cameras go up, not years afterward when the infrastructure is already impossible to remove. ( ⑤ )