영어 모의고사 (자동 편성)

Every time a smartphone connects to a cell tower or a Wi-Fi network, it quietly records a data point that can later ①be pieced together into a detailed map of where its owner has been. Most users agree to this tracking without ②reading the fine print, assuming that a single company's database poses little threat. The real danger, however, emerges when location data from multiple sources ③combining. A pattern that reveals a person's home, workplace, and daily route can expose far more than any single app ever intended to share. Companies often argue that anonymized data cannot be traced back to individuals, yet researchers have repeatedly ④shown that a handful of location points is enough to identify a specific person. As a result, privacy experts increasingly insist that location data ⑤deserves the same legal protection as medical records.

Classical economic theory assumes that consumers evaluate every price change in the same ①rational way, weighing marginal benefit against marginal cost regardless of the absolute numbers involved. Behavioral economists, however, have discovered a ②striking exception: the moment a price drops to exactly zero, people's judgment shifts in a way that ordinary discounting cannot explain. In a well-known laboratory experiment, participants chose between two chocolates, one of higher quality priced at a small fee and one of lower quality offered for free. When both prices were merely reduced by the same amount, most participants still ③avoided the higher-quality option. Yet once the cheaper chocolate's price was lowered to zero, the majority ④abruptly switched their preference, even though the price gap between the two options had not actually changed. Researchers explain this reversal by noting that a free item carries no perceived risk of loss, which makes it feel disproportionately ⑤attractive compared with any option that still requires payment, however small.

Consider a large heap containing ten thousand grains of sand. Nearly everyone agrees that removing a single grain from such a heap leaves another heap behind; surely one grain could never make the difference between a heap and a non-heap. Yet if this principle is applied repeatedly, grain by grain, the heap eventually ②grows to a single lonely grain, or even to no grains at all, and logic alone seems to force us to accept that this final result still counts as a heap. Something has clearly ①gone wrong along the way, since no reasonable person would call one grain of sand a heap, but pinpointing exactly which single removal transformed a heap into a non-heap seems ③impossible. The puzzle exposes a deep discomfort with vague terms like "heap," "tall," or "bald," concepts that seem to admit no sharp ④boundary yet are used confidently in everyday language. Some philosophers conclude that classical logic itself may need to be ⑤revised to accommodate the genuine vagueness built into ordinary human language.

A rational approach to decision-making dictates that only future costs and benefits should influence a choice, since resources already spent cannot be recovered regardless of what is decided next. In practice, however, people routinely allow such irrecoverable expenditures, known as sunk costs, to shape their subsequent decisions, a pattern referred to as the sunk cost fallacy. Economists therefore urge decision-makers to evaluate each choice based solely on its prospective outcomes, treating past expenditures as ___________ to the decision at hand.

Standard economic theory assumes that money is fungible, meaning that a dollar earned as salary is functionally identical to a dollar received as a tax refund or won in a lottery. In practice, however, people routinely sort their finances into separate mental accounts, treating money differently depending on its source or intended purpose, a process economists call mental accounting. The practice thus reveals that financial behavior is guided less by pure arithmetic than by ___________ that money's origin and purpose.

As more schools shift toward digital textbooks and online assignments, a student without reliable internet access at home faces a disadvantage that has little to do with talent or effort. (A) That assumption is increasingly being reconsidered, particularly as more essential services, from job applications to medical appointments, move online by default. (B) Some policymakers initially treated internet access as a convenience, comparable to cable television, rather than as infrastructure essential to modern life. (C) Closing this divide will require more than simply distributing devices; it will demand sustained investment in the physical networks that carry information into every home.

Loss aversion does not only influence individual financial choices; it also shapes how information is presented and interpreted in everyday transactions, a phenomenon that marketers and policymakers have learned to exploit deliberately. (A) For example, a retailer who frames a price reduction as "avoid losing a $10 discount by ordering today" typically generates a stronger customer response than one who simply advertises "get a $10 discount," even though both messages describe an identical saving. (B) In other words, the manner in which a choice is presented can activate the same psychological aversion to loss that governs decisions about resources already possessed, meaning that framing itself carries real economic weight. (C) This effect is not confined to retail settings, however; negotiators, too, often treat concessions as losses rather than as steps toward mutual gain, which makes compromise feel more costly than it objectively is.

German sociologist Ferdinand Tönnies distinguished between two fundamentally different forms of social organization, which he termed Gemeinschaft and Gesellschaft. (C) Gesellschaft, often translated as society, describes relationships organized around impersonal contracts, self-interest, and formal law, typical of large cities where interactions occur between relative strangers. (B) Gemeinschaft, often translated as community, describes relationships bound by close kinship, shared tradition, and face-to-face familiarity, typical of small villages where individuals know one another across an entire lifetime. (A) Tönnies did not regard one form as simply superior to the other; rather, he saw the shift from Gemeinschaft toward Gesellschaft as a defining feature of modernization.

Hyperbolic discounting has direct implications for how retirement savings programs ought to be designed. (A) If employees are asked at the moment of hiring whether they wish to increase their contribution rate at a specific point in the future, many agree readily, since the sacrifice feels distant and therefore painless. (B) When that future date eventually arrives, however, the automatic increase proceeds smoothly precisely because the decision was locked in before the immediate discomfort of a smaller paycheck became salient. (C) This design, sometimes described as committing one's future self in advance, effectively exploits the very inconsistency that hyperbolic discounting predicts, turning a psychological weakness into a practical advantage.

Journalists now face the burden of verifying footage that once would have been accepted as self-evident proof. A few years ago, spotting a manipulated video required a trained eye and specialized software. ( ① ) Today, freely available applications allow almost anyone to swap a face or fabricate a voice convincingly enough to fool casual viewers within minutes. ( ② ) This shift has quietly undermined one of the oldest assumptions in human communication: that seeing and hearing something is a reasonably reliable way to confirm it happened. ( ③ ) Perhaps more troubling than any single fake video is the broader effect on public trust, sometimes called the liar's dividend, in which genuine footage can be dismissed as fabricated simply because deepfakes exist. ( ④ ) In this environment, the mere possibility of manipulation can be almost as damaging as manipulation itself. ( ⑤ )