영어 모의고사 (자동 편성)

Military researchers have developed weapons systems ①capable of identifying and engaging targets without a human pressing the final button, a prospect that has ②alarmed arms control experts for over a decade. Advocates within defense agencies argue that autonomous systems can react faster than any human operator and may even reduce casualties by removing fear and fatigue from split-second decisions. Human rights organizations counter that removing a person from the final decision ③strip away moral responsibility at the exact moment it matters most, since a machine cannot be held accountable in any meaningful sense. Diplomatic negotiations toward an international treaty have repeatedly ④stalled, partly because military powers disagree on how to define autonomy precisely enough to regulate it. Meanwhile, the underlying technology continues to advance regardless of ⑤whether the diplomacy meant to govern it keeps pace.

As nudging has moved from academic theory into ①declining practice, a persistent ethical question has accompanied its rise: at what point does subtly guiding behavior for someone's own benefit shade into manipulation that undermines their capacity for autonomous choice? Proponents typically distinguish nudges from manipulation by pointing to transparency and reversibility, arguing that a legitimate nudge operates openly, can be easily ②resisted by anyone who wishes to opt out, and ultimately serves the interests of the person being nudged rather than the interests of whoever designed the intervention. Critics counter that this distinction often ③collapses in practice, since many effective nudges work precisely because they exploit cognitive processes operating below conscious awareness. A supermarket that arranges healthier foods at eye level, for instance, differs only in the direction of its influence, not in its underlying mechanism, from a supermarket that arranges the most profitable items at eye level, raising the uncomfortable possibility that any choice architecture inevitably shapes behavior regardless of whose interests it ultimately ④serves. This tension suggests that the ethical status of a nudge cannot be evaluated by examining its psychological mechanism alone; instead, it must be judged according to the ⑤intentions of the party who designs it.

When people estimate the value of an unfamiliar product, they rarely rely on objective calculation alone; instead, they anchor their judgment to whatever numerical reference happens to be presented first, however ①arbitrary that number may be. This phenomenon exerts a ②disproportionate influence on price perception precisely because initial figures function as a kind of cognitive gravity that subsequent estimates struggle to escape. A shopper who first sees a jacket listed at $300 before it is marked down to $150 will likely judge the discounted price as an excellent ③bargain, regardless of whether $150 actually reflects the jacket's true worth. Retailers, well aware of this bias, frequently display a ④deflated "original price" beside a discounted one, not because the higher figure is meaningful, but because it recalibrates customers' expectations. Even professionals are not immune: negotiators who open with an extreme initial offer often secure more ⑤favorable final terms than those who begin with a moderate one.

Over the past two decades, insights drawn from behavioral economics have moved beyond academic journals and into the machinery of government itself, reshaping how numerous public programs are designed and implemented. Tax authorities in several countries, for example, discovered that simply informing citizens how many of their neighbors had already paid overdue taxes on time substantially ①increased subsequent compliance rates, outperforming letters that merely threatened legal penalties for continued nonpayment. Public health agencies have applied similar principles to encourage preventive care, finding that appointment reminders phrased to emphasize the personal cost of a missed visit proved more ②ineffective than neutral reminders listing only the date and time. Employment offices redesigned job-seeking assistance programs around specific, actionable steps rather than general encouragement, discovering that participants who were asked to write down a concrete plan for the following week were considerably more likely to follow through than those who received only ③general advice. What unites these disparate interventions is a shared recognition that small, carefully tested adjustments to how choices are presented can produce measurable improvements in outcomes, often at a fraction of the cost required by traditional programs involving substantial financial incentives or extensive ④enforcement. This accumulated evidence has encouraged many governments to establish dedicated units tasked with applying behavioral insights ⑤systematically to policy problems across an increasingly broad range of domains.

When individuals face uncertainty about how to behave, they frequently look to the actions of others for guidance. This reliance on collective behavior can be remarkably ①efficient, since it allows individuals to benefit from the accumulated judgment of a crowd without having to gather and evaluate every relevant fact themselves. However, social proof can also lead entire groups astray when the initial signal that triggers imitation is itself ②unreliable or coincidental. A restaurant that happens to attract a long line early in the evening may continue attracting customers throughout the night simply because passersby interpret the queue as evidence of ③inferior quality. Financial markets exhibit an analogous pattern: investors who observe others buying a particular asset often join the buying themselves, reasoning that so many participants cannot all be mistaken, a dynamic that can ④inflate prices well beyond any reasonable estimate of underlying value. Because conformity can substitute for independent judgment so ⑤seamlessly, individuals rarely notice when their own decisions have become mere imitations rather than genuinely deliberated.

Identical information can provoke strikingly different reactions depending on how it is worded, a phenomenon economists call the framing effect. Patients told that a surgical procedure carries a ninety percent survival rate tend to consent to it far more readily than patients told that the same procedure carries a ten percent mortality rate, even though the two descriptions convey exactly the same statistical reality. Recognizing how deeply framing shapes judgment is therefore essential, not because the underlying facts change, but because the very same facts, dressed in different language, can lead reasonable people toward ___________ conclusions.

Financial markets occasionally experience episodes in which asset prices rise far beyond any level that careful analysis of underlying fundamentals could justify, a phenomenon commonly attributed to herd psychology. During such episodes, individual investors often conclude that continuing to buy is reasonable simply because so many others are doing the same, rather than because any independent evaluation supports the purchase. Understanding market bubbles thus requires looking beyond conventional economic fundamentals toward the ___________ that binds individual investors into a single, momentum-driven crowd.

Retailers have discovered practical ways to counteract the negative effects of choice overload without simply reducing the number of products they offer. (A) One common strategy involves organizing an extensive product catalog into clearly labeled categories and subcategories, allowing customers to narrow their search gradually rather than confronting the entire array at once. (B) Another approach highlights a small number of curated recommendations, such as "staff picks" or "best sellers," giving hesitant customers a reasonable starting point without eliminating other options entirely. (C) Both strategies share a common principle: they do not reduce the objective number of choices available but instead reduce the cognitive burden of navigating them.

Social media platforms rarely show users a neutral stream of information. (A) Over time, users exposed to a steady diet of emotionally charged content may come to believe that extreme opinions are far more common than they actually are. (B) Instead, recommendation algorithms are optimized to maximize engagement, and content that provokes strong emotion tends to hold attention longer than balanced reporting ever could. (C) Researchers describe this as a distorted mirror: the platform reflects not society as it truly is, but a version shaped by whatever keeps people scrolling.

At that distant point in time, the future increase feels almost costless, since no immediate sacrifice is required. One practical application of hyperbolic discounting involves a savings program that gradually raises an employee's contribution rate over several years. ( ① ) Employees are first asked to commit, well in advance, to increasing their savings rate at a specific future date, often timed to coincide with an expected salary raise. ( ② ) Because the commitment applies only to a point far in the future, the vast majority of employees readily agree to the plan. ( ③ ) When the scheduled date finally arrives, the increase takes effect automatically unless the employee actively opts out, and remarkably few do. ( ④ ) The program succeeds precisely because it separates the decision from the discomfort, asking employees to commit when the cost feels abstract rather than immediate. ( ⑤ ) In this way, a well-timed program can help individuals overcome the very bias that would otherwise prevent them from saving adequately for the future.