영어 모의고사 (자동 편성)

A striking proportion of individual investors believe their own stock-picking ability to be above average, a statistical impossibility given that only half of any population can genuinely outperform the rest, yet a pattern that ①persists with remarkable consistency across surveys. This tendency, known as overconfidence bias, leads investors ②to trade more frequently than a more cautious assessment of their own skill would justify. Extensive research comparing the trading records of numerous individual accounts has demonstrated that investors who trade most frequently ③tends to earn substantially lower returns than those who trade rarely, largely because transaction costs accumulate and because frequent trading often reflects overconfident reactions to short-term noise rather than genuine insight. Overconfidence also manifests in the tendency to underestimate the range of possible outcomes, ④causing investors to concentrate their holdings in a small number of assets they feel certain about rather than diversifying across a broader portfolio. Paradoxically, then, the very confidence that motivates investors to act decisively often ⑤undermines the outcomes they are trying to achieve.

The Hopeful Start Workshop will be held on January 10th at the Green Hill Community Center. This event ①helps students set clear and realistic goals for the new year. Participants will learn simple methods for ②writing goals that are specific and easy to measure. Each participant will receive a goal-planning notebook ③to use throughout the year. The workshop is open to all middle and high school students, and no experience ④are required. Students can register online through the center's website or by ⑤calling the front desk before January 8th.

Marketers have long recognized that perceived scarcity, the sense that a product or opportunity ①are available only in limited quantity or for a limited time, can dramatically increase its desirability, even when the item's intrinsic qualities remain entirely unchanged. This phenomenon, known as the scarcity effect, operates on a simple psychological principle: when something appears difficult to obtain, people tend ②to infer that it must be valuable, since truly worthless items rarely generate genuine competition for possession. A retailer who labels a product as "limited edition" or displays a countdown timer beside a discounted offer exploits this inference, ③prompting customers to make hurried purchase decisions they might otherwise postpone or reconsider. Experimental studies confirm that identical products ④are rated as more desirable and often command higher prices when framed as scarce than when the same products are presented as widely and continuously available. The effect intensifies further when scarcity is attributed to high demand rather than to limited supply alone, since competition from other buyers ⑤introduces an additional layer of urgency absent from mere supply constraints.

A goal should be specific, which means ①describing exactly what you want to do instead of using vague words. It should also be measurable, so you can check your progress with numbers, such as ②counting pages read or minutes exercised. A goal should be achievable, meaning it ③fit your current situation and is not too difficult to reach. It should also be relevant, ④which means it truly matters to your life and interests. Finally, a goal should be time-bound, ⑤having a clear deadline that pushes you to take action instead of waiting.

The Greenfield Public Library will offer a variety of special programs for students during summer vacation. The reading club encourages children to read at least one book per week and ①hide their thoughts from others. The writing workshop helps older students ②improve their essay skills. All programs are free, but registration is required in advance because space is ③limited. Interested students should sign up at the front desk or through the library's website. Materials such as notebooks and pencils will be provided for ④every session, so students can make the most of their ⑤vacation.

Last New Year's Day, I wrote three goals in my diary: reading more books, exercising regularly, and saving money for a bicycle. Today, exactly one year later, I opened that old page and ①frowned at how much had changed. I did not finish all twelve books I had planned, but I read six, which was still more than the year before. My exercise habit became the biggest ②surprise, since I now run almost every morning without feeling forced. Saving money was ③harder than I expected, since unexpected expenses kept appearing. Still, I saved enough for half of the bicycle, and I felt quite ④proud of that progress. Looking back, I realized that steady effort matters more than reaching every goal exactly as planned, and I stayed ⑤hopeful about what the next year might bring.

Devices that translate brain activity directly into digital commands have moved from laboratory experiments to real medical use, allowing paralyzed patients to control a robotic arm using thought alone. (A) This prospect raises a philosophical question that medicine alone cannot answer: at what point does the assistance stop being a tool and start reshaping the identity of the person using it? (B) As the technology improves, some developers envision a future in which these interfaces extend beyond restoring lost function toward enhancing healthy minds. (C) Neuroethicists argue that mental privacy may need to be recognized as a fundamental right before this technology becomes widespread.

Many economists have studied how automation affects different sectors of the economy, and their research reveals a consistent pattern. (A) For example, manufacturing plants that adopted robotics saw production speed double within five years, while the number of routine assembly jobs fell sharply. (B) As a result, workers today are encouraged to develop skills that complement machines rather than compete with them, such as creativity and critical thinking. (C) At first, automation mainly affected repetitive manual tasks in manufacturing, but it has since spread into administrative and even creative fields.

Minho's path to reaching his goal was not always smooth, but he found a few strategies that kept him moving forward. (A) First, he wrote his goal in his notebook and read it every morning to keep it fresh in his mind. (B) He then broke his big goal into smaller monthly tasks, focusing on one weak subject at a time. (C) Finally, he partnered with a friend who shared the same goal, and they checked on each other's progress every week.

There is also a quieter cultural cost that rarely appears in productivity reports. Sensors buried in the soil now report moisture levels in real time, drones survey entire fields for signs of disease within minutes, and automated systems adjust irrigation without a farmer ever walking the rows. ( ① ) For large operations with the capital to invest, these tools have measurably increased yields while reducing water waste. ( ② ) Smaller family farms, however, often cannot afford the upfront cost of this equipment. ( ③ ) Some worry that the gap between high-tech and traditional operations will only widen as the technology advances further. ( ④ ) Generations of farming knowledge, passed down through direct observation of soil, weather, and crops, risk being replaced by dashboards and automated alerts. ( ⑤ )