영어 모의고사 (자동 편성)

Many households save far less for retirement than conventional financial advice would recommend, not necessarily because they ①lacks the resources to do so, but because a combination of procrastination, present bias, and the discomfort of forgoing current consumption repeatedly delays the decision to begin saving. Recognizing this gap between intention and action, some economists have proposed a savings program in which employees commit today to ②allocating a portion of their future salary increases toward retirement savings, rather than being asked to reduce their current take-home pay immediately. Because the sacrifice applies only to income not yet received, the commitment ③feels far less painful than an equivalent reduction in present earnings would, making employees considerably more willing to enroll. Once enrolled, the contribution rate automatically rises with each subsequent raise, ④gradually increasing savings without requiring any further deliberate action from participants. Field trials of such programs have reported substantial increases in average savings rates over several years, alongside participant satisfaction that ⑤remains notably high.

As artificial intelligence ①becomes part of everyday life, entirely new job titles are appearing in the workplace. Prompt engineers, for instance, design effective instructions ②that help AI programs produce accurate and useful results. AI ethics officers examine whether a company's technology ③treat users fairly and avoids harmful bias. Meanwhile, human-AI collaboration trainers teach employees how ④to use AI tools efficiently without depending on them completely. These jobs did not exist even ten years ago, yet they are ⑤growing quickly across many industries.

Advertisements often rely on subtle psychological techniques ①that persuade viewers without their conscious awareness. One common method, known as social proof, shows images of many people ②using or enjoying a product, suggesting that its popularity guarantees quality. Another technique appeals to authority, ③featuring experts or professionals endorsing a product to make it seem more credible. Repetition also plays a significant role, since seeing the same advertisement multiple times increases familiarity, ④which people often mistake for reliability. Researchers studying consumer behavior have found that viewers who understand these techniques ⑤is less easily influenced by them.

Classical economic models typically assume that people discount future rewards at a constant rate, ①valuing a reward received later somewhat less than an identical reward received now. Empirical observation, however, reveals a different pattern: people apply a much steeper discount to the immediate future than to the distant future, a phenomenon ②termed hyperbolic discounting. This inconsistency explains why an individual might sincerely resolve tonight to wake up early and exercise tomorrow, only to postpone the plan once tomorrow actually arrives and the immediate discomfort of getting out of bed ③become vivid and present. When the reward or cost in question lies safely in the future, its emotional weight remains muted, ④allowing rational long-term goals to dominate one's stated intentions. Once that same reward or cost draws near, however, its immediacy triggers a disproportionately strong emotional pull, frequently ⑤overriding the very plans made earlier with such apparent confidence.

Rather than displaying products in the usual manner, the team designed the space to resemble a colorful garden, inviting visitors to explore and take photographs. Lines formed outside the store within days, even though the products themselves were already available online. Curious about this success, a marketing researcher later interviewed several visitors, who explained that the temporary nature of the event made the experience feel special and worth attending in person. When the two weeks ended, the brand reported a significant ①decrease in both sales and social media followers. ②Encouraged by these results, the company ③began planning ④additional pop-up events in ⑤other cities.

Many people believe that building a new habit requires strong willpower or motivation. However, psychologist BJ Fogg argues that habits form more easily when a behavior itself becomes simple to perform. His theory, called the Fogg Behavior Model, states that ___________. When motivation is low, the task must be made extremely easy, or it will not happen at all. For instance, a person who wants to exercise daily succeeds more often by committing to one push-up than to a long workout. Fogg calls this idea the law of least effort, since people naturally choose the option requiring the least energy. A student who wants to read more might leave a book open on the desk rather than setting a vague goal. By lowering the required effort, people reduce the ability barrier and make steady action far more achievable.

When people recall precisely where they were and what they were doing at the moment they learned of some momentous public event, the resulting memory often feels extraordinarily vivid, as though it had been etched into the mind with photographic precision; researchers have termed such recollections flashbulb memories. Proponents of this concept once argued that the emotional intensity and surprise accompanying such events trigger a distinct neural mechanism that preserves details with unusual fidelity, effectively exempting them from the gradual decay that afflicts ordinary memories. Subsequent longitudinal studies, however, have complicated this picture considerably: when researchers compared accounts gathered within days of an event to accounts gathered years later, they discovered that details had frequently been altered, omitted, or even fabricated, even though the individuals reporting them expressed unwavering confidence in their accuracy. This persistent mismatch between subjective certainty and objective consistency implies that _______________.

Hospitals are increasingly adopting AI tools that can scan medical images and flag potential tumors faster than experienced radiologists. When an AI system misses a diagnosis that a human doctor would likely have caught, responsibility becomes difficult to assign. The doctor may argue that they simply trusted a required tool, the hospital may blame the software company, and the software company may argue that no algorithm can be expected to be perfect. As a result, _______________.

Three-dimensional printing technology is changing how products are designed and manufactured across many industries. Unlike traditional manufacturing, which often requires expensive molds and long production times, ___________. This flexibility allows companies to produce small batches of customized products without the massive costs typically associated with mass production.

The growing presence of AI in creative fields has sparked lively discussion among artists and critics alike. (A) In contrast, some artists worry that relying too heavily on such tools may weaken the value placed on original human creativity. (B) Many artists have embraced AI as a way to explore new styles quickly and overcome creative blocks. (C) Given these opposing views, most experts now agree that AI works best as a partner rather than a replacement for human creators.