영어 모의고사 (자동 편성)

A striking proportion of individual investors believe their own stock-picking ability to be above average, a statistical impossibility given that only half of any population can genuinely outperform the rest, yet a pattern that ①persists with remarkable consistency across surveys. This tendency, known as overconfidence bias, leads investors ②to trade more frequently than a more cautious assessment of their own skill would justify. Extensive research comparing the trading records of numerous individual accounts has demonstrated that investors who trade most frequently ③tends to earn substantially lower returns than those who trade rarely, largely because transaction costs accumulate and because frequent trading often reflects overconfident reactions to short-term noise rather than genuine insight. Overconfidence also manifests in the tendency to underestimate the range of possible outcomes, ④causing investors to concentrate their holdings in a small number of assets they feel certain about rather than diversifying across a broader portfolio. Paradoxically, then, the very confidence that motivates investors to act decisively often ⑤undermines the outcomes they are trying to achieve.

Behavioral economists use the term temporal discounting to describe how people ①undervaluing future rewards simply because those rewards are not immediate. This tendency explains why a student might choose to watch videos tonight rather than study for an exam that remains several weeks away, even though studying ②offers a far greater long-term benefit. A distant reward, no matter how valuable, feels psychologically smaller than a small reward ③available right now. This bias contributes to procrastination, since future consequences rarely feel urgent enough ④to motivate immediate action. To counter this tendency, students should convert distant goals into smaller, near-term milestones that feel more emotionally real. Setting weekly checkpoints rather than a final deadline can make future benefits feel closer and more concrete. Teachers and parents should provide immediate, meaningful feedback, since prompt recognition helps bridge the gap between present effort and delayed reward, ultimately ⑤reducing the urge to postpone tasks.

Among strategies for improving ①concentration, the Pomodoro Technique remains one of the most widely recommended methods for students and workers. This technique involves working with full attention for twenty-five minutes, then taking a short five-minute break before starting the next session. After completing four of these cycles, a longer break of fifteen to thirty minutes is usually taken to allow mental ②recovery. The method assumes that sustained focus becomes harder to maintain as time passes, so frequent short breaks prevent mental ③fatigue from building up. Students preparing for exams report finishing reading assignments faster when they follow this structured rhythm instead of studying without interruption. Office workers find that dividing large projects into short, timed intervals makes overwhelming tasks feel more ④manageable. Because each interval has a clear start and end, procrastination becomes ⑤more tempting, since beginning a single twenty-five-minute session requires less commitment than beginning an entire project.

Time blocking is a time-management technique in which a person divides the day into fixed blocks. Each block is then assigned to a single task. Instead of relying on a loose to-do list, the person decides exactly when each task will start and end. This approach ①lowers the mental effort of deciding what to do next, since the schedule already provides the answer. It also ②limits multitasking, because each block is reserved for only one activity at a time. For instance, a student may block ninety minutes for math practice, leaving no room for messages or web browsing. Because each block has a ③vague boundary, unfinished work is ④less likely to quietly spread into the next task. Many people who adopt time blocking feel ⑤more organized throughout the day.

Carbon neutrality refers to a state in which the amount of greenhouse gases a country or company releases into the atmosphere is ①<u>balanced</u> by the amount it removes, resulting in zero net emissions. Achieving this goal typically requires several sequential stages rather than a single sudden action. First, organizations attempt to ②<u>reduce</u> emissions directly by replacing fossil fuels with renewable energy sources such as solar or wind power. Next, they ③<u>improve</u> efficiency throughout their operations, minimizing the energy wasted during production and transportation. Only after these direct measures have been ④<u>maximized</u> do most organizations turn to offsetting, which involves funding projects like reforestation or carbon capture to compensate for emissions that cannot yet be eliminated. Critics argue, however, that some companies exploit offsetting too early, using it to avoid making genuine reductions. Therefore, experts insist that a ⑤<u>flawed</u> roadmap must always prioritize actual emission cuts before relying on compensation.

Minji spent nearly every evening watching Jimin, an online creator who streamed cooking videos and chatted casually with her viewers. Over several months, Minji began to feel as though she truly knew Jimin, laughing at her jokes and worrying whenever she mentioned having a difficult week. Whenever Jimin responded to a comment, even a simple one, Minji felt a small thrill of connection, as if they were becoming closer friends. One day, Minji excitedly waited outside a fan event, hoping that Jimin would recognize her from the countless messages she had sent. However, Jimin greeted her the same way she greeted every other stranger in line, without any hint of personal recognition. Standing there, Minji slowly realized that ___________.

Factories that once employed hundreds of workers on an assembly line now run with a fraction of that staff, as robotic arms handle tasks that used to require human hands. (A) However, critics point out that earlier transitions unfolded over generations, giving workers time to retrain, whereas today's robots are being deployed much faster. (B) Historical evidence offers some comfort: previous waves of automation eventually created new categories of work that no one had predicted. (C) A factory worker displaced this year, therefore, cannot simply wait for a new industry to emerge decades from now.

Habit researchers often note that people overestimate the role of motivation in daily routines. (A) As a result, they frequently give up soon after starting, blaming themselves for lacking discipline. (B) In contrast, Fogg's framework suggests that shrinking the task itself is more effective than boosting motivation. (C) Because motivation naturally rises and falls, relying on it alone often leads to inconsistent effort.

Even so, the shift has proven immensely practical, sidestepping the objection that halted so much earlier research. A single fertilized egg eventually gives rise to every cell type in the human body, from neurons to bone, a feat that has fascinated biologists for more than a century. ( ① ) Embryonic stem cells retain much of that original versatility, capable in principle of developing into almost any tissue, which is why researchers have long viewed them as a promising raw material for repairing damaged organs. ( ② ) Because harvesting these cells traditionally required destroying a human embryo, the research provoked ethical objections fierce enough to slow funding and legislation in several countries for years. ( ③ ) A breakthrough arrived when scientists discovered that ordinary adult skin cells could be reprogrammed, through the introduction of a handful of specific genes, into a state resembling embryonic versatility without ever touching an embryo. ( ④ ) These induced pluripotent cells, as they are now called, have not entirely erased the ethical debate. ( ⑤ ) They have opened a path for stem cell research that far more scientists and funding agencies are willing to support.

주어진 문장: That plan, however, took an unexpected turn during his final year of university. Jiho had always assumed he would join a large corporation after graduation, just as his parents expected. ( ① ) He joined a small student team building an app that connected local farmers directly with restaurants. ( ② ) What started as a class project gradually turned into something more serious, as several restaurants began placing regular orders through their prototype. ( ③ ) Jiho and his teammates decided to delay job applications and instead spend a year developing the idea, despite warnings from relatives who considered the plan too risky. ( ④ ) They worked from a cramped apartment, surviving on limited savings while learning skills ranging from coding to negotiating with suppliers. ( ⑤ ) After nearly failing twice, the team secured a small investment that allowed them to hire their first employee.